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Travel safe...Sunscreen and Trip Insurance
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Start the sunshine season with safety! 

The American Academy of Dermatology recommends everyone use sunscreen that offers the following:
  • Broad-spectrum protection (protects against UVA and UVB rays)
  • Sun Protection Factor (SPF) 30 or higher.
  • Water resistance.
In addition to playing it safe in the sun, don't forget to review your health insurance before you travel!  
If you are traveling out of the country, be sure to purchase additional coverage.  

Anthem has a great, easy to use travel insurance plan with GeoBlue
You can apply online or call your advisor to discuss your options.  
740-363-5433
Life Insurance: 
Planning Appropriately
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No one really wants to think about life insurance. But if someone depends on you financially, it's a topic you can't avoid. In the event of a tragedy, life insurance proceeds can:
  • Pay for funeral costs
  • Help pay the bills and meet ongoing living expenses
  • Pay off outstanding debt, including credit cards and the mortgage
  • Continue a family business
  • Finance future needs like your children's education
  • Protect a spouse's retirement plans
Getting life insurance doesn't have to be hard (or boring). We have some easy steps for you to walk through to see if life insurance is right for you. You'll also find information and interactive tools to help you get a sense of how much and what kind to buy, plus information about how different life events-such as having children or buying a home-can affect your insurance needs. So why not get started!


Contact your Trusted Advisor to learn more

740-363-5433
Are You A Bad Tipper? 
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Who should you tip? How much should you tip? What if service stinks? Is it ever okay to leave a quarter? How does generosity play in to your tipping decision? Dave Ramsey offers your one-stop, go-to article for all answers on tipping etiquette.

Questions? 
As your Trusted Advisors, we value our role as educators and innovators when it comes to helping you navigate your coverage options.  
Lately we have fielded many questions about the future of the healthcare law, and we want to reassure you that we are closely following legislation as it pertains to your plan and to the future of your healthcare options.  We will continue to keep our clients informed as changes occur. 
If you have any questions in the meantime, please don't hesitate to reach out to us.  Thank you for your continued business!

Jim Roesch,  CEO and Chief Visionary Director