AHFA Accepts Competitive Applications 

AHFA accepted applications for 2018 Housing Credits, 2018 HOME Investment Partnership Program funds, and 2016/2017 National Housing Trust Fund Program funds on Thursday, February 1st from 9 a.m. until 5 p.m. CST.

All application information is posted at http://ow.ly/f6qV30h9i05, where you can also stay tuned for the most updated application cycle news.

Hamaker Joins AHFA Staff as New Single-Family Administrator

AHFA is proud to announce the addition of Carrie Hamaker to our staff as single-family administrator. 

Hamaker has more than 15 years of mortgage lending management experience. She is knowledgeable in all areas of the mortgage industry including sales, production, operations and underwriting. A qualified and certified HUD Direct Endorsement Underwriter, she also holds the Staff Appraisal Review designation and has been an active member of the Mortgage Bankers Association of Alabama.
Realtor Spotlight: Tara Crawford | RealtySouth, Trussville

Tara Crawford received her real estate license in October 2017, and she is already making solid progress towards her initial goal of selling 15 homes in 12 months. She works for RealtySouth in the Trussville office.
 
Q: How did you hear about AHFA programs? 
A: I heard about the Step Up program from a post on Facebook, and I immediately learned more about it and shared the post on my page. I believe in sharing useful information, promoting available resources, and helping to bridge the gap in homebuyer education.
 
Q: What do you think is the greatest benefit of AHFA programs?
A: Step Up changes the mindset of people who thought they could never become homeowners. It leads to them getting better educated about a resource that can make the dream of homeownership happen.
 
Q: What do you enjoy most about your job? 
A: I love anything that allows me to help bring joy and relief to someone. The buying process can be very overwhelming, but being able to walk my clients through the entire process and have them stress free makes me feel accomplished and satisfied. I enjoy helping a client find their "perfect" home - a place where all their most memorable moments will be shared. I think being involved in that process is something special. 
Welcome, New Lenders!

AHFA is pleased to welcome two new lenders as participating lenders in the Step Up and/or Mortgage Credit Certificate programs.

Alcova Mortgage is located in Madison and is participating in the Step Up program.

Pacific Union Financial is located in Huntsville and is participating in both the Step Up and MCC programs.
Participating Lenders: Help Us Ensure Potential Homebuyers Can Reach You

If you are a Step Up and/or Mortgage Credit Certificate participating lender, help us ensure that potential homebuyers interested in these programs can reach you. Review your listing in the Lender Databases on our website to verify it is still correct and up-to-date. The databases can be found at http://www.ahfa.com/homebuyers/how-do-i-apply. If information is incorrect or needs to be updated, email us at communications@ahfa.com with the pertinent contact details. 
AAHA Accepting Applications for 2018 Resident Scholarships

The Alabama Affordable Housing Association is accepting applications for its annual resident scholarship awards.  Applicants must be accepted or enrolled in an accredited vocational or technical school, college, or university; have at least a "B" average or 3.0 GPA; and meet all other application criteria.

Scholarship awards will be made to qualified tenants and resident family members living at an AAHA-member apartment complex and property/divisional management staff of AAHA-member companies and their children.

Applications must be received by March 2 at noon.

For more information: http://www.theaaha.org/scholarships/.
Substitute IRS Form 1098-MA Mortgage Assistance Payments Statements for 2017 Distributed 

Hardest Hit Alabama
Hardest Hit Alabama has distributed the Substitute IRS Form 1098-MA Mortgage Assistance Payments Statements for 2017.
 
If you received HHA assistance in 2017, please click here to learn how this could affect your tax filings http://bit.ly/2DsKRjb.
 
HHA borrowers who haven't received their IRS Form 1098 Mortgage Interest Statement by January 31 should contact Hardest Hit Alabama for assistance.
New Year Brings New Escrow Analysis for ServiSolutions Customers

Each January, ServiSolutions analyzes escrow accounts to ensure adequate funds exist to pay
for taxes and insurance. After escrow analysis is complete, we will send you an escrow account disclosure statement by mail. Any changes will be effective with the March mortgage payment.

An escrow analysis is an audit of receipts and disbursements for your escrow account to
determine whether adequate funds exist to pay for taxes and insurance. Increases or decreases in your annual tax or insurance bills may cause your monthly mortgage amount to change.

For more information, visit  http://bit.ly/2E8LMqn.
Important Notice about Customer CareNet (CCN) Availability

ServiSolutions' online account service,  Customer CareNet (CCN), will be temporarily unavailable on the following dates as our vendor will be making updates to and/or conducting testing on the system.
  • Sunday, February 11, 2018
  • Saturday-Sunday, February 17-18, 2018
If you have any questions about CCN or these scheduled outages, please contact  Customer Service at 334-244-4350 or toll free at 866-339-2432. 
AHFA Offices to Close for February Holiday

AHFA, ServiSolutions, and Hardest Hit Alabama will be closed Monday, February 19 in observance of the Presidents' Day holiday.  Please make a note of this date.
Alabama Housing Finance Authority | Montgomery, Alabama | 334.244.9200 | Email | Website
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