Commercial Insurance Underwriters, Inc.
901 E. Saint Louis St.
Ste 205
Springfield, MO 65806
Phone: 417-883-3277
Fax: 417-883-3393
Toll Free: 800-241-9759
APRIL 2016 NEWSLETTER
HAPPY BIRTHDAY,
 CIU!!


CIU turns 32 this month!  WOW!! 
  
We know we would not be here without you, so THANK YOU for another great year, and for all your continued support!     
Now, who wants some cake??
D.I.Y. Art Studios
We can consider Art Studios that provide both public and private artistic instruction for customers of all ages, as well as adult only classes that permit alcohol to be consumed during the session (commonly referred to as Social Painting Clubs or BYOB Art Classes).

Alcohol awareness training must be in place for all employees if alcohol is allowed (unless the alcohol is being provided by a licensed caterer w/ their own insurance). 

 

Call 800-241-9759 today to discuss your specific account, or send your submission to newbusiness@ciusgf.com! 

ACCOUNTING QUESTIONS?
Our Accounting/ Financial Management Team is the BEST around!  

They are: 
Tammy Locke 
417-875-8271
tlocke@ciusgf.com

Sherry Williams
417-875-8235
swilliams@ciusgf.com

Brenda Clark
417-875-8275
bclark@ciusgf.com

Call them with all your accounting and/or statement questions and see what we mean!

Happy accounting!! 
THINK YOU DON'T HAVE A MARKET FOR THAT?  
WE CAN HELP! 
Dwellings  that are deeded in the name of a Corporation, LLC , Trust or " Estate of" situations usually fall outside the realm of a s tandard carrier's guidelines, but CIU can help you place these risks!

We can write Tenant Occupied, Vacants, Renovations, Seasonal Dwellings and/or Condos that are in the name of a Corporation, LLC, or titled in the name of a Trust.

Submit your information to Marsha Peck, Ext 236, mpeck@ciusgf.com today  for a quick turnaround on your quote !
April Showers bring... roof damage?
Unfortunately, along with warmer Spring temperatures, this time of year can also bring unpredictable storms.  

But you can "cash in" on Mother Nature's unpredictability by writing those roofing contractors w/ CIU.  

We can consider everything from the one-man residential shingle roofer to a large commercial operation, and everything in between! 

Call today for an app or an indication!  800-241-9759/newbusiness@ciusgf.com
NEW TOP PRODUCING 
CLASSES 
(for GL and/or Property)!
-Lessors Risk
-Convenience Stores
-Restaurants
-Machinery or
Equipment
 Service and Repair
-Welding
-Roofers
-Excavation
-HVAC Contractors
-Plumbing
-Janitorial
-Tree Trimmers
-Lawn Care & Landscaping 
-AND MORE! 
  
We want to write these classes for you; so send us your submissions today! 
A Few "Fun Facts" About Abi Haase...
1.  I have only had 2 jobs my whole life.  I worked at Subway for almost 8  years (all through high school and college), and I have been at CIU for over 1 2 years.
2. My major in college was Fine Art Photography.  (Please don't ask me what I was thinking!)
3. I LOVE to go camping and floating.  (On average we float about 10 different rivers a year, and go more than 25 times total.)
4. I am p hoto crazy.  (I take p ictures of everything; and a LOT of them!)
5. I love animals, and especially cats.  (Some would call me a "crazy cat lady," but right now I only have 2.)
6. I love music and going to concerts. (I have probably been to over 200 in my lifetime.) 
7. I'm DEATHLY afraid of spiders.  (I know, I know, they're tiny... but oh-so-scary!)
8. I'm a bit of a klutz, and no one is ever surprised if I trip, fall down , or run into things.
9. I love to read (mostly crime and/or drama fiction novels); and I only read REAL books (no Nooks or Kindles for me).
ON THE BOOKS
Commercial Lines  
BBQ Sauce Manufacturer- $9mil Excess (over $5mil Excess over Primary). $3.5mil annual receipts. $6,760
Motorcycle & Scooter Sales, Service and Repair (incl uninstalled parts/accessory sales).  $1mil/$2mil Liab; $150,000 GKLL (w/ $1k dedt).                         $3,225
Student Housing Apartments- $1mil/$2mil GL; $2.1mil Prop TIV.  29 units + 1 pool. $12,525
Heavy Equipment Hauler- $500k Excess MTC (over $500k primary).  1 power units. $5,000
Bus, Truck-Tractor & Private Passenger Driver Training School- $1mil Auto CSL; $25k/$50k UM/UIM; $71,625 Phys Dmg.  7 power units and 10 trailers. $18,560
Property Owner (schedule of commercial and residential rentals)- $1mil/$2mil GL; $1,2mil Prop TIV.  31 residential units and 15,000 square footage leased to commercial tenants. $11,000
New and Used School Bus Sales- $15mil Excess Dealers Open Lot (over $1mil primary). $106,000
Video Production, Webcasting- $1mil/$2mil premises liability; $1mil/$1mil Media Content Liability ; $834k Prop TIV. $5,650
Liquor Store w/ gasoline and tobacco sales- $1mil/$2mil GL. $1.15mil Prop TIV. $2mil annual receipts. $12,085
Roofing Contractor- $500k/$1mil GL w/ $2,500 dedt. Owner + $25k annual payroll. $100k installation floater coverage. $7,500
Excavation and Cable Installation Contractor- $1mil/$2mil GL; $1mil Pollution; $1mil Excess. $380k annual payroll. $14,900
   
Personal Lines  
IM- $50k Contents in a mini-storage. Named perils + burglary. $455
DP 3- Two Tenant Occupied Condo Units. $63,800 TIV. $1,120
HO 3- Owner Occupied. $475k TIV.  PC 9.  Prior losses. $2,950
DP 3- Owner Occupied Seasonal Dwelling. $168k TIV.  Metal Const. PC 10. $2,710
HO 3- Owner Occupied (primary). $1.8mil TIV (incl EQ). $4,955
DP 3- Builders Risk.  New Ground-Up Const. $297k TIV. Prior Losses. (No liability due to homeowner doing the construction work themselves.) $2,275