901 E. Saint Louis St
Ste 205
Springfield, MO 65806
Phone: 417-883-3277
Fax: 417-883-3393
Toll Free: 800-241-9759
April 2018 Newsletter
International/Worldwide Coverage

Do your customers have this potential exposure (either knowingly, or unknowingly)?

Risks who send employees, volunteers or students, and/or risks who sell or service products outside of the US and/or its territories need specific coverage for this sort of exposure, and we can help!

Call 800-241-9759 to speak with an underwriter about your customer's specific needs today!
VACANT/RENOVATIONS?

Are you looking for a market for individuals (or businesses) who are remodeling and/or "flipping" properties?
 
We can write these on a commercial or personal lines form (depending on the specifics).

Call today to discuss what we can offer, or send your submissions to newbusiness@ciusgf.com for a quote!
Think CIU for your POLLUTION and ENVIRONMENTAL needs!
Target classes include: 
Remedial Design Engineers, Environmental Lab Testing Consultants, Regulatory Compliance Consultants, Lead/Mold/Asbestos Testing Consultants, Industrial Hygiene Consultants, Waste Brokers, Asbestos/Mold/Lead Abatement Contractors, Tank Cleaning Contractors, Lab Packing/Drum Handling Contractors, Soil Remediation/Bioremediation Contractors, Environmental Drilling/Sampling Contractors, Fire and Water Restoration Contractors, and more ! 

Let us handle the "dirty work!"
 
Send all your POLLUTION and ENVIRONMENTAL submissions to newbusiness@ciusgf.com today!
Happy Birthday, CIU!
CIU turns 34 this year, and we know we would not be here without all of the support we had along the way from each and every one of you!!

We hope you will join in celebrating with us, and we look forward to many more years of being able to provide solutions to you and your customers!
On the Books
Commercial Lines
Sales and Repair of Hydraulic Parts- $1mil/$2mil GL. $3mil gross receipts.
Monoline Earthquake (office bldg)- $4.25mil TIV. 10% dedt.     
Remodeling Contractor (that also performs incidental Fire/Water Restoration, Lead Abatement and Mold Remediation)- $1mil/$2mil GL; $1mil Excess (over GL, AL and EL); $1mil/$2mil Pollution; $125k BPP/IM TIV. Based on $1mil gross receipts. 
Student Housing Apartments- $1mil/$2mil GL; $3.24mil Prop TIV. 37 units & 1 swiming pool.
Used Auto Dealer- $1mil/$2mil Liab; $100k DOL; including Dealer E&O.
General Contractor (building approx. 70 homes per year)- $1mil/$2mil GL. Based on $13mil gross receipts.
Trucker (hauling powerline support crawler carriers)- $500k Excess MTC (over $500k primary). 2 power units.
Bus, Truck-Tractor & Private Passenger Driver Training School- $1mil Auto Liab; $300k UM/UIM; $104k Auto Phys Dmg. 9 power units.
Video Production/Webcasting- $1mil/$2mil premises GL (excl Pers. & Adv. Injury); $1mil/$1mil Media Content Liab; $834k Prop TIV. 
Motel (1/3rd operating, 2/3rd's under renovation)- $1mil/$2mil GL; $1.65mil Prop TIV. Based on $200k hotel receipts and $125k in cost for renovations.
Schedule of rental dwellings, apartments, commercial LRO & vacant building- $1mil/$2mil GL; $1.15mil Prop TIV.

Personal Lines
HO3- Owner Occupied. $563k TIV. Prior large hail claim.
HO3- Vacant/Renovation. $1.2mil TIV. Prior fire and dog bite losses.
HO3- Vacation/Short Term Rental (located in FL). $960k TIV. Owned by a Corp.
HO3- Seasonal/Secondary residence. $185k TIV. 
 
$9,175
$3,630
$13,630


$15,990

$8,520
$41,545

$2,500

$28,405

$6,930

$20,080

$6,085  



$2,775
$7,400
$6,560
$1,880