Financial Planning is KEY!

It's not unlikely that when two people move in together that money, and the way it is spent, will play a big part in the relationship. If you're responsible with money you could luck out and find someone the same way, or you could end up with someone who loves to splurge and vice versa. No matter the situation, there will come a time in the relationship where you will need to sit down and have a real talk about your finances. This sounds scary and unpleasant, but it's necessary and here at #ConsciousCoupling we're here to help make that conversation easier.

Right off the bat you need to make sure you stay positive throughout the entire conversation. Getting all heated up and angry will just make the conversation much more stressful and nothing will get established. However, you also need to remove the emotional aspect from the conversation and just focus on the facts. If you're looking to buy a house and the one you really want is out of your price range you need to take into account. You can't focus on the fact that the house that you can afford isn't as nice as the one you want but you can focus on the ways you can use that extra money you now have to make this home everything you want.

#ConsciousCoupling urges you to PLAN! Planning is the first step towards a successful outcome. Take into account things such as your separate incomes, your joint income, how much your bills every month add up to and who will pay for what, and how much extra money you'll have to put aside to save each month. This sounds like a pain but it will be worth it in the end when you have enough money to both put a down payment on a house and travel to Europe in two years. The best way to ensure that you are continuously planning is to have meetings at least every two weeks - not just a short text conversation but really sit down and talk about it. Trust us, you'll thank us when you can retire at 65 without a worry. 

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