Commercial Insurance Underwriters, Inc.
AUGUST 2015 NEWSLETTER
901 E. Saint Louis St
Ste 205
Springfield, MO 65806
Phone: 417-883-3277
Fax: 417-883-3393
Toll Free: 800-241-9759
We will be at the Kansas PIA "We're All About You" Convention!

Stop by and see Betty Majors in Wichita, KS A ugust 26th-28th .

  She will have lots of smiles and goodies to share!  We look forward to seeing you there!!
How "HIGH" Can We Go?
Do you need a market for 
High Value Dwellings?

We have 3 different markets available to offer you a competitive quote on this class.   

Whether it is a  Primary, Secondary, Vacant, Tenant-Occupied, or Corporately Owned Dwelling, we can help!!   

Send these risks to Marsha Peck, ext 236, mpeck@ciusgf.com  for a quote today.    

There is no limit on how "high" we are willing to go to help you write these dwellings!
Aside from CONTRACTORS, 
s ome of our other 
TOP classes are...

Lessors Risk
Dwellings
Apartments
Convenience/Grocery Stores
Restaurants/Bar/Taverns
Products MFG
Machinery/Equipment Repair
Machine Shops
Metal Working
Welding
...and more!

Have you thought of us for these classes lately?  

If not, what are you waiting for??

Call today: 800-241-9759
WE NOW HAVE "REMODELED" REMODELING AND GENERAL CONTRACTORS PROGRAMS!!

Let us help you construct the right coverage for your clients!  

With lower rates, lower minimum premiums, lower deductibles, blanket additional  insureds, blanket waivers, and more... WE WANT TO WRITE YOUR CONTRACTORS!!

We can consider everything from artisan trade contractors who specialize in one specific area, to remodeling contractors who "do it all," to the general contractors who are subcontracting out all the actual work.  (Yes, including ROOFERS!)

Call your underwriter or send your submissions to newbusiness@ciusgf.com today!
End your summer with some SPECIAL EVENTS!

Even though we are sad to see summer coming to an end, we are still here to help w/ your summertime events, including: 
  • Arts and Crafts Shows
  • Bazaars
  • Bicycle/Running Events
  • Concerts
  • Fairs
  • Festivals
  • Fishing Tournaments
  • Fundraising
  • Parades
  • Rodeos 
  • Weddings & Receptions 
And as summer gives way to fall, keep us in mind for:
  • Pumpkin patches
  • Corn Mazes 
  • Hay Ride
  • Haunted houses
  • Christmas tree lots 
And last but not least, don't forget to try us on your Event Planners too!!

Call today for more info, or send your submission to newbusiness@ciusgf.com!
A few "Fun Facts" you didn't know about Kim Moore...
 
1.  I started in the mail & file room at CIU at a very early age.
2. I was determined not to get into insurance and became a RN, but I have been back at CIU since 2001.
3. I was bitten by a horse right next to my right eye (fortunately it only left a small bite scar).
4. My favorite food is Mexican and cookies - although I just love food period!
5. Our family camps/rides 4-wheelers/UTV's - and I could actually do wheelies at one point (originally not intended).
6. I have 2 children and a husband that are my life - family is everything to me.
7. Despite what I said above, I also have 2 "boyfriends" (Luke Bryan and Adam Levine).
8. I have a 22 lb diabetic cat that I give insulin twice a day...poor Kirby (who we found homeless as kitten)!
9. My sister and husband close their eyes when I pull up to a 4-way stop (they don't think I know when it's my turn).
10.  When I was 16, I could drive a 32 ft boat right up to a gas dock (everyone ran when they saw me coming, but I'd just sail right up smoothly and shock everyone).
ON THE BOOKS
Commercial Lines:  
Rehab Housing Construction- $1mil/$2mil GL (including products/completed ops). $892k Prop TIV. $2,500 dedt. $13,845
Lawyers Professional Liability- 1M/2M limits, 10k Dedt.                                 $17,910
Hauling of hydraulic fracturing tanks and salt water- $1mil Auto Liability including Pollution. $638k APD (comp/coll). $28,050
Tie-Down Strap Manufacturer- $1mil/$2mil GL w/ $10k dedt. $12mil GR. $37,200
Property Owner (Lessors Risk Only w/ warehouses & office buildings). 14 locations. $1mil/$2mil GL. $5.6mil Prop TIV w/ $5k dedt. $65,540
Power Washing of Oil/Gas Equipment- $5mil Excess over GL and EL. $13,070
Excavation/Demolition Contractor- $1mil/$2mil GL w/ $2,500 dedt; $200k IM w/ $2,500 dedt. $72k payroll.   $17,690
Mobile Home Toter- $500k GL; $500k CSL; $100k UM/UIM; $25k MTC. 3 units; $24k payroll. $5,250
Restaurant (w/ losses)- $1mil/$2mil GL; $150k TIV. $766k GR. $9,320
Tree Trimming/Excavation- $1mil/$2mil GL; includes blanket AI & WOS, Pesticide/Herbicide Applicators coverage, property damage extension (w/ $5k sublimit), and in-transit pollution coverage (w/ $25k sublimit). $240k payroll. $13,170
   
Personal Lines:  
DP3- Tenant Occupied. $342k TIV. Water damage exclusion. (2 previous water losses.) $2,515
HO3- Seasonal Dwelling. (Log construction.)  $2.2mil TIV.  (2 previous losses.) $5,740
HO3- $765k TIV.  (Total fire loss.) $2,860
DP3- Vacant Condo.  $96,800 TIV $600