Benefits Bulletin
August 2018
Bills Expanding HSAs Pass House, Move on for Senate Approval
On July 25th, the House of Representatives passed bills H.R. 6199 and H.R. 6311 - health care bills aimed to enhance and expand existing regulations around Health Savings Accounts (HSAs).

Both bills will need to be voted on by the Senate before the end of 2018 to move forward, which at this point looks unlikely. However, it is important to understand the potential changes that could come if each bill were to pass in their current state.

Bill H.R. 6199 - "Restoring Access to Medication and Modernizing Health Savings Accounts Act of 2018"


  • In addition to other changes, this bill would reverse the ACA’s prohibition on using HSAs on over-the-counter health expenses.

Bill H.R. 6311 - "Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018"


  • In addition to other changes, this bill would allow certain individuals to use the ACA’s tax credit when buying low premium Marketplace plans.

Stay tuned as these bills continue their way through Congress. If passed, they will certainly have an impact on employers currently offering a high deductible health plan with HSA, or those considering it.

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