April 2017
President's Message
BMI News
The Business Journal

Buckman-Mitchell and Mr. Cliff Dunbar, Chairman and CEO, are honored to have been featured in The Business Journal.
Click Here for the article.
Save the Date:

Saturday, July 29: Cars and Coffee at BMI.
Please click here for flyer with details.  

Property and Casualty Trends
Key Principle: Strict Liability
One of the most unique characteristics of pollution risk is the principle of Strict Liability. Few realize that the EPA doesn't pay for environmental clean-ups. They just make sure someone cleans up pollution. And even though there may have been no negligence, you can still be named as a responsible party. For example:
While constructing a new sports stadium at a Western university, a contractor ruptured two abandoned 10,000-gallon underground storage tanks full of gasoline and diesel fuels. Since the land was donated to the university by a private company and the contractor did not have pollution insurance, the university was charged $200,000 for the environmental cleanup.
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Visit  http://ext.ucpm.com/ucpm for more helpful information.

Life & Health Insurance Updates
House Republicans Release Legislation to Repeal and Replace the ACA
On March 6, 2017, the House Ways and Means Committee and the House Energy and Commerce Committee each released budget reconciliation bills. These pieces of legislation are part of the House Republican's American Health Care Act (AHCA), the legislation designed to repeal and replace the Affordable Care Act (ACA).

Though both bills must pass through the legislative process before becoming law, it is important to understand the potential changes to come if the legislation becomes effective. This article outlines the major changes proposed in the legislation.
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Human Resource News

When any agency comes on the property, first notify the Manager/Owner of the Property.
Keep the agents aside and away from other workers until you know the reason for their visit.
  Ask to see their credentials.

Please click here to continue reading the article.
Visit www.hrmobileservices.com for more helpful information.

Loss Control Bulletin
Safety: Does it Really Help Your Company?

Can safety contribute to a business' success? This is a question often asked, especially when an organization embarks on developing a safety process for the first time.
There are many reasons why an organization develops a safety process, such as reducing exposures that lead to injuries and liability, complying with OSHA regulations, or minimizing the impact of insurance rates. While all of these are good reasons, the thought of safety contributing to an organization's success is far removed from avoidance.
Please click here to continue reading the article.
Visit www.borettinc.com for more helpful information. 
Claims Department Report
Driving safety tips to avoid accidents

When you're behind the wheel of a car - whether alone or with passengers - driving safely should always be your top concern. We're more distracted than ever, so it's crucial to know the basics of safe driving and practice them every time you're on the road. Here are some safe driving tips:   

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A Word from Workers' Comp Department

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Personal Lines Note
Slow down, save money ... and lives

How many times has the following happened to you? You're speeding down the local highway when you spot a highway patrol car. You quickly hit the brakes and slow down, relieved that you didn't get caught ... this time.
Now take a minute to think what could have happened if you hadn't been so lucky.
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April Employee Spotlight
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