Commercial Insurance Underwriters, Inc.
Commercial Insurance Underwriters, Inc. Newsletter

March 2014
Casualty - Primary
One common question that we typically ask our carriers is the same question our agents ask us... What type of risks are you currently binding or writing the most?  So this week when one of our top markets was in the office we asked this question and we hope the info we received can spark an idea or two for some new business we might be able to write for you!
 
We target manufacturers and manufacturer's representatives; distributors; and, importers of industrial, commercial and consumer products. We are also successful in underwriting a variety of construction risks, as well as those risks that install, service and repair machinery and equipment in industrial, commercial and residential buildings. In addition we can help you place your oil and gas related risks.
 
This information came from just one division of one
carrier. While we may have great success in this segment, there are countless other risks we also write successfully. There is no risk too big or small for CIU! If you have a question on any type of business just call CIU and ask if we can entertain your particular account. 
 

Personal Lines

Let us help you BURN UP the competition!

 

Do you have problems placing Personal Lines risks with fire losses (including Total Fire Losses)?? Let CIU help! Whether it is on a Primary, Tenant Occupied, Seasonal or Vacant Dwelling, send us a FULLY COMPLETED HO or Dwelling application with the information on the risk with as much detail about the loss as available, and we will try to help. This is a submit class, but many times we are able to offer a quote.     

 

Let Marsha Peck, Ext 236, mpeck@ciusgf.com help you EXTINGUISH your dilemma for a market to handle these HOT, hard to place risks!

 

 


Vacant Properties

 Commercial or Residential, vacant and/or for sale, CIU can help! We can get you the coverage you need, offering special form and replacement cost if needed and underwriting criteria is met. We can also offer these policies on a short term basis (3 & 6 months) if needed or annually

You can send submissions to: 
CONTACT CIU
Commercial Insurance Underwriters, Inc. 
901 E. Saint Louis St.
Suite 205
Springfield, MO 65806

Phone: 
417-883- 3277
Fax: 
417-883-3393
Toll Free: 
1-800-241-9759

Email:

Website:


Featured Article
Hired & Non-Owned Auto Coverage Available for Food Delivery

* Pizza, Chinese takeout and other food delivery services covered

* Other classes considered, including couriers, grocery store delivery, newspaper delivery, etc. 

* Defense costs outside the limits

Policy Premiums as low as $2700

Give CIU a call for a fast, competitive quote on this class!

417-883-3277


 
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ON THE BOOKS
 
Commercial Lines
Minor League Baseball Team- D&O/ EPL, $1M limit                                           $7,149
 
Shopping Center- GL $500k/500k limits, $1.3M Property TIV                             $10,119
 
Manufacturer of Plastic Bottles and Hand Cleaner- $3.1M TIV                           $16,348
 
Pizza Delivery- $300k limit excess over driver policy                                        $6,400
 
New & Used Bus Dealer- $500k excess DOL limit (over $500k primary)               $24,000
 
Electronic Cigarette Store- $60k prop. TIV, $1M/2M GL excluding products         $1,425
    $300k GR 
 
Refrigerated Trailers rented to others- $176k APD, $1k dedt.                            $3,520
 
Logging Equipment- Inland Marine, $20k TIV, $1k dedt.                                                $1,520
 
Vacant Commercial Building w/ Renovations- $1.5M TIV, $5k AOP/ 1% W/H                 $15,320
    dedt. $1M/2M GL, 10,818 sq. ft. 
 
Indoor Shooting Range- 12 firing lanes, $5M/5M GL, $5k BPP                                         $4,230
 
Arrow "Tip" Manufacturer- $90k GR, $1M/2M GL                                                              $1,500
 
 
Personal Lines
DP-1 - Owner Seasonal, $60k TIV                                                                $1,222

DP-3 - Vacant Dwelling, $265k TIV                                                               $2,604

DP-3 - Builder's Risk (Ground up construction) $160k TIV                                  $458

DP-3 - Tenant Dwelling, $426k TIV, 4 claims                                                  $2,975

HO-3 - $1,127,500 TIV - large water loss                                                      $2,791