COMMERCIAL INSURANCE UNDERWRITERS, INC. 
Oct. 2014 Newsletter
CALL US FOR ALL YOUR EXCESS & SURPLUS LINE NEEDS  417-883-3277  or 1-800-241-9759  
WE WANT ANY OF YOUR HARD TO PLACE RISKS, BUT OUR TOP CLASSES INCLUDE:

ARTISAN CONTRACTORS OF ALL SORTS- INCLUDING ROOFERS
CONVENIENCE STORES
GENERAL CONTRACTORS
HABITATIONAL - APARTMENTS, SCHEDULE OF DWELLINGS
LESSOR'S RISK
MANUFACTURING RISKS OF ALL SIZES
RESTAURANTS, BARS & TAVERNS
SPECIAL EVENTS
GARAGE
TRUCKING
VACANT BUILDINGS
FARMS
PROFESSIONAL / E&O
ENVIRONMENTAL
DIRECTORS & OFFICERS
PERSONAL LINES
"Sparks Will Fly"
More than 50% of U.S.  products require
WELDING!

Related classes:
Metal Erection
Metal Goods Manufacturing
Machinery or Equipment 
  Service, Installation & Repair

Brokerage Exposures:
Large Equipment
Manufacturing
Structural
Building Erection Over 3             Stories
Packages Available
Property * IM * GL
PERSONAL LINES
"Aim HIGH for Success"
Do you need a market for High Value Dwellings? 

CIU has 3 markets available to offer you a competitive quote on homes from values of $150,000 to several million dollars. Whether it is a primary, secondary, vacant, tenant occupied, or corporately owned dwelling, we can help. 
Send these risks to: 
Marsha Peck, ext. 236
DATABREACH / CYBERLIABILITY

Coverages:
-Data breach & Privacy                  Liability
-Supplementary payments
-Electronic media coverage
-Covers web content,                   including social media
-Reward coverage                         reimbursement
Target Classes:
-Medical Facilities
-Car Dealerships
-Regional Banks & Credit        Unions
-Benefit Administrators
-Retail Stores
PUMPKIN SALES
MINIMUM PREMIUMS AS LOW AS $250
     ADDITIONAL INSURED COVERAGE
*General Liability * Property * Excess

Pumpkins
Gourds
Seasonal Items
Play Area 
Picnic Areas
FALL FOR THESE RELATED CLASSES

Haunted Attractions, Hayrides, Corn Mazes, Petting Zoos, Christmas Tree Farms, Christmas Tree Sales Lot, Holiday Decorations, Parades
HOLIDAY LIGHTS !!!
Decorating for the Holidays? 


 

It's that time of the year.........when we decorate our houses and yards with lots of holiday lights!  We're here to help you light up the possibilities to write more GL coverage with us.


Do you have a seasonal risk that is doing just this? Then we have the class to write it in and a lower MP!

*Short-term policies *Additional Insured Coverage *Subcontracted work *GL *Excess/Umbrella *Misc Professional Liability *Tool Floater Available
ON THE BOOKS
 
Commercial Lines

       

Residential Roofing Contractor - IM TIV $128,855; GL $1M/2M limits w $2500     dedt.  XS $2M over GL

$32,851

 Truck Hauling of Pipe & Dirty Water - Auto liab $1M CSL, 15 units, Physical Damage comp/coll values $640k, Motor truck cargo  $100k limit w $1k dedt.  GL $1M/2M excluding Prod/CoOps w $250 PD dedt.
$43,203

 Health Insurance Agency - Professional liability $1M per claim limit / $2M agg. w/ $10k dedt. /$30k agg dedt.
$13,263

Land & Right of Way Consultant for Energy Industry - GL $1M/2M w $5k dedt. 
XS $1M over GL & EL
$15,281

 Private Christian School - Pre K & K-12, Property $8,696,055 TIV, GL $1M/2M
limit w $0 dedt.
$50,476

 Valet Parking Service -  $5k BPP limit, GL $1M/2M limits, $226k gross sales,
$120k comp/coll value, $1M CSL liab, $1M BI/UM/UIM, $5k medical payments, Physical damage $28k stated amt. 1 auto.
$11,098

 Toy manufacturer - $1M gross sales, $1M/2M GL limits
$8,950
  

Personal Lines
 

HO-3 - $285k TIV, In Home Day Care
$1,420
HO-3 - $850k TIV - Total fire - large wind/hail loss$3,758
HO-3 - Secondary home - $760k TIV$2,470
DP-1 - Fire/ EC ONLY - Stand alone other structure$523
HO-3 - $1,375,000 TIV - Primary dwelling$3,011
DP-3 - Vacant - $385k TIV$891
Tenant Occupied Condo - $53k TIV$657
  
  
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