August 10, 2017
DOL Seeks 18-Month Delay for Fiduciary Compliance

The Labor Department is proposing to extend the January applicability date of its fiduciary rule by 18 months.
In a filing with the court in the case being brought against Labor by Thrivent Financial for Lutherans, Labor Secretary R. Alexander Acosta told the court that on Wednesday, Labor submitted to the Office of Management and Budget proposed amendments to three exemptions.
TBA Closing at 12 pm on August 21st

Did you know that the Knoxville area is in the path of totality for the upcoming solar eclipse ? In order to give our employees the opportunity to enjoy the event, we will be closing at noon on Monday, August 21st. 
As always, you will be able to access your case status, run quotes, and download any forms on TBA.com

Introducing Protective Classic Choice Term
Term Insurance from Protective
Protective - new

Many clients need straightforward protection, nothing more. That's why we added Protective® Classic Choice Term to our short-term solutions portfolio, along with Protective Custom ChoiceSM UL. So now you have two solid short-term solutions to offer clients.
An IUL that will GUARANTEE you can get all of your premiums back
Omaha

Overcome client objections with the Guaranteed Refund Option (GRO) rider which is included with all qualifying Income Advantage IUL  policies at no additional cost.

The GRO rider provides seven 60-day windows in which policyowners can surrender their policy and receive their paid premiums back 

DOL Fiduciary Rule Resource Center
Live on TBA.com 

Looking to find multiple DOL resources in one place? We've got you covered with our new page on TBA.com You can find:
  • The DOL Enforcement Letter
  • An Instructional Packet
  • Carrier Responses
  • Before & After examples of the rule in action 
and more! 
MDRT Minute
6 Ways to Manage DOL Changes
Daniel K. Charley found a way to transition his practice in Marlton, New Jersey, to be compliant with the U.S. Department of Labor's fiduciary rule while uncovering more assets with clients.
 
"What we learn is people have more money than they tell you initially," Charley said. "It requires a level of trust." This level of trust is found in closer relationships with clients, which he nurtures in part by educating clients on the new fiduciary rule.
Take the hassle out of underwriting                  
No Exams with SBLI

SBLI has a program that will allow clients 18-60 applying for $500,000 or less to purchase coverage and never have to do an exam. 

We feel like saving time in underwriting and delivering a better customer experience is worth the extra cost.  In fact, beginning April 3, 2017, we will be contacting you about the option of moving a case each time we receive an application that fits into the parameter of the program.

For Free

The TBA Mobile App was designed to give advisors the ability to be more efficient while away from the desk. This app has all of the tools needed to create sales as well as process paperwork more efficiently. It can be downloaded on your phone or tablet. It is available to download for free from the app stores of A pple, A ndroid, and Kindle.

Available tools include:
  • Instant Term Quotes 
  • Online Application 
  • Needs Analysis
  • Licensing 
  • Direct Dial TBA Employees
Save yourself time with our 1-Page App 


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