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eNews Review enews_review 
Let's start talking about New Year's Resolutions now.  2018 will be here before we know it!

As our name suggests, The Prepared Senior eNewsletter is all about being prepared for "senior-hood". This means knowing about senior resources and services before you need them. This eNews Review is devoted to some of the educational websites from the government and non-profits that help one be a prepared senior. This topic will be continued and expanded on in the January 2018 eNewsletter.

Part 1
Senior Resources and Services You Should Know About

Eldercare Locator
This group will help you find your local Area Agency on Aging. 
(See the next paragraph for information on your local Area Agency on Aging). 
Call the Eldercare Locator at 1-800-677-1116, Monday through Friday, 9AM to 8PM eastern time. You will be connected to a professional that will help you find your local Area Agency on Aging (AAA). The website also has a searchable database that lists information about the different types of senior resources. It is not a searchable database but instead a list of categories of senior resources. 

Area Agencies on Aging (AAAs)
Area Agencies on Aging (AAAs) were established under the Older Americans Act (OAA) in 1973 to respond to the needs of Americans 60 and over in every local community across the U.S. Most Area Agencies on Aging serve a specific geographic area of several neighboring counties in one state. More specifically a local Area Agency on Aging, coordinates and offers services that help older adults remain in their homes aided by services such as Meals-on-Wheels and referrals to homemaker assistance. Some Area Agencies on Aging offer sliding scale Care Management and other senior service referrals to local non-profits. 
To find your local Area Agency on Aging, call the Eldercare Locator at 1-800-677-1116, Monday through Friday, 9AM to 8PM eastern time. 

Aging and Disability Resource Centers (ADRCs)
Aging and Disability Resource Centers (ADRCs) seek to address the frustrations many older adults, people with disabilities, and family members experience when trying to learn about and access long-term services and supports. ADRCs are an important part of the No Wrong Door (NWD) system model. A collaboration between the Administration for Community Living (ACL), the Centers for Medicare & Medicaid Services (CMS), and the Veterans Health Administration (VA), all work together to streamline access to long-term services and supports for older adults, people with disabilities, and their families.
To locate an Aging and Disability Resource Center (ADRC), call the Eldercare Locator at 1-800-677-1116, Monday through Friday, 9AM to 8PM eastern time. 

More about Area Agencies on Aging (AAAs) and Aging Disability Resource Centers (ADRCs)
As a quick overview, AAAs and ADRCs typically offer referrals to the types of services shown below, however they may also have other types of services available or that they refer to:
  • Home Delivered Meals
  • Legal Assistance
  • Long-Term Care Ombudsman Program
  • Money Managemen
  • In-Home Services/Personal Care
  • Senior Centers with Congregate Meals
  • Transportation Services
  • Along with other services
2-1-1 Help Center
If you are looking for additional referrals to health and human services, also contact 2-1-1. Just dial 2-1-1 from your phone and you will be connected with your area's United Way 2-1-1 Help Center. 2-1-1 is a free and confidential service. They can provide referrals to:
  • Food
  • Housing
  • Rent/Utility Aid
  • Emergency Shelter
  • Clothing
  • Transportation Assistance
  • Substance Abuse
  • Child Care Options
  • Senior Issues
  • Medical and Dental Care
  • Immigration Information
  • Prescriptions
  • Mental Health
  • Home Repair
  • Volunteer Opportunities
  • Donations
  • 2-1-1 also provides help with seasonal needs such as tax preparation assistance, school supplies and holiday needs.
To connect with 2-1-1, call 2-1-1 and you will be connected with the 2-1-1 service area that matches the area code of your phone. You can also access 2-1-1 through their website and many states have their own 2-1-1 website.

Medicare and Medicaid are under The Centers for Medicare & Medicaid Services (CMS)
The Centers for Medicare & Medicaid Services (CMS) is part of the Department of Health and Human Services (HHS). This group administers Medicare, Medicaid, the Children's Health Insurance Program (CHIP), and the Health Insurance Marketplace.

Getting to Know CMS
Getting to Know CMS

One of the most important details that the prepared senior needs to know about Medicare, is that Medicare is basically health insurance and it does not pay for long term assisted living or skilled nursing care. A good place to learn more about options and signup deadlines with Medicare is with your  State Health Insurance Assistance Programs (SHIPs) - see below.

State Health Insurance Assistance Programs (SHIPs) 
State Health Insurance Assistance Programs (SHIPs) provide free, in depth, one-on-one insurance counseling and assistance to Medicare beneficiaries, their families, friends, and caregivers. SHIPs operate in all 50 states, the District of Columbia, Guam, Puerto Rico, and the U.S. Virgin Islands, and are grant-funded projects of the federal U.S. Department of Health and Human Services (HHS), U.S. Administration for Community Living (ACL).
This site is the official government benefits website. It is a free, confidential tool that helps individuals find government benefits they may be eligible to receive.

Guide to Long Term Care for Veterans
The U.S. Department of Veteran Affairs offers many long term care services to Veterans enrolled in its health care system. Find out about programs, tools, and resources for long term care options, home and community based residential care - LEARN MORE

Administration for Community Living (ACL)
The Administration for Community Living (ACL) was created around the fundamental principle that older adults and people with disabilities of all ages should be able to live where they choose, with the people they choose, and with the ability to participate fully in their communities. The ACL awards grants to states and organizations, which in turn provide services and support, to older adults and people with disabilities, conduct research, and develop innovative approaches to doing both.

Next month we will explore ...

plus a few others
Health Resources laptop-glasses-girl.jpg more_online_resources 
Find healthy aging resources online:
With 2018 just around the corner, think nutrition and physical activity. Now is a great time to tweak or change your lifestyle - LEARN MORE
A-Z Health Topics from National Institute on Aging - CLICK HERE 
Event Highlights local_news_highlights 

View the National News & Events 

December and January are good months to start planning activities in 2018. Here are some of the larger organizations hosting special interest expos across the U.S.

Looking for other events in your area?

Alzheimer's Association Classes & Workshops
The Alzheimer's Association can help you get the information you need about memory loss and dementia - LEARN MORE

Senior Centers
Find local senior centers in your area. Many host small senior resource shows and educational workshops for older adults. Don't know where your local senior centers are? Call Eldercare Locator to connect to your local Area Agency on Aging - Call the Eldercare Locator at 1-800-677-1116, Monday through Friday, 9AM to 8PM eastern time.
Read more about Senior Centers - CLICK HERE

Local and City Newspapers
Be sure to check your local and regional city newspapers to find local events, along with looking at their online editions.

Senior-Oriented Newspapers
Another great resource for anything senior are "Senior-oriented Newspapers." Check out these local senior papers which have print and online editions:
Google It - Search on "Your City Senior Expos" or "Your City Senior Events" to find local senior resource events and shows in your area put on by members in your community -

Stay Safe Online silver-keyboard.jpg stay_safe_online 
Stay Safe Online - STOP. THINK. CONNECT.
This website from the National Cyber Security Alliance has tips on staying safe online. 

Practice good online safety habits with these general tips and advice on staying safe online  - CLICK HERE
We hope you have found the Seniors Resource Guide "The Prepared Senior" eNewsletter helpful. If you have questions, suggestions or topics you want to see in the future please contact us and we wish everyone a Happy New Year!

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Disclaimer: References to specific companies mentioned does not warranty, imply or assume any legal liability or responsibility for the accuracy or usefulness of said company. Consumers and professionals serving seniors are highly encouraged to check all references and interview all companies before engaging services. In regard to event listings always check and confirm with the event host that the date or time has not changed.

The Federal website provides a variety of information on staying safe such as identity theft, fraud, scams, recalls, credit reports, complaints, debt, etc. Learn more at