How life turns out, or how it is going for anyone is based on what decisions one has made, to one's betterment or detriment.
When a soul is born into this physical earthly dimension, he or she incarnates, with but few exceptions, with a false sense of identity
--- the personal ego. The limited sense of awareness surrounded by other personal egos as they grow to adulthood reinforces the illusion that they are but personal ego identities.
From schoolyard adolescence to the adult environments of human life in this earthly dimension, the personal ego identity is accepted as being the decision maker in one's life. The personal ego becomes involved in a personal learning process based on what one's parents believe and then expands into the beliefs of educators, politicians, scientists, and, for the majority, religions. The personal ego builds what it knows about life and how to live it based on a composite from all these sources of what is and what is not.
From the composite of sources emerges what the personal ego will base its decision making on. This will not only affect the life of any one soul, but just as importantly, the lives of others who interact with this soul as it moves through its earthly lifetime
and yes, beyond this incarnation into an afterlife. Whatever affects one speck of life or a human being, affects the whole or the Universe, as the speck is an active part of the whole.