Our heritage and ideals, our code and standards - 
the things we live by and teach our children -
are preserved or diminished by how freely we 
exchange ideas and feelings.

                                                                        ~ Walt Disney

  Office Hours: 8:00 AM - 5:00 PM,                                                                                 Monday - Friday
Ryan & Ryan Building
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'Made In Kingston' Celebrates City's Creative Community

In This Issue:
5 ways 
Identity Thieves 
 can steal Christmas
Winter Driving  
 Vehicle Maintenance
 with a risk!  
Quick Links
Ryan & Ryan Team
About Us
Links & Resources

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December Newsletter


The Winter and the Holiday Season is upon us.....time for  shopping to find the right gift, traveling near or far,  spending time with family and friends  and  looking forward to the new year!  Ryan & Ryan Insurance Brokers Inc. hopes that this all comes with fun, safety and security to you and your family.

We are excited to introduce you to our Client of the Month, Covert Excavating & Concrete, located in Saugerties, NY.  They offer an extensive array of both residential and commercial site work for all your excavation needs.


We also change it up in December by showcasing a 'New Employee of the Month'.  We are excited to introduce you to Steven DeSalvo.   Please take a moment to read the broad insurance background that Steve will be contributing to Ryan & Ryan Insurance Brokers Inc.   

Finally, we end this year with the Umbrella Policy as our Coverage of the Month. The umbrella policy protects you by kicking-in when the liability on other policies has been exhausted and the unforeseen happens.  


As our year at Ryan & Ryan Insurance Brokers Inc. comes to an end, we extend a huge  'Thank You' to you for your business, your friendship and your partnership.  We hope you have enjoyed our monthly newsletter and benefitted from the information we have provided to increase your knowledge about insurance, our firm, our companies and some of our customers!


We are now over 500 Facebook Likes, Thanks for your support!   Please 'Like' our page if you haven't already or share our insurance information with family and friends. 

 Client of the Month: 
modern excavator isolated on the white background     Note  Slight blurriness, best at smaller sizes COVERT
Excavating & 
Insurance Partner of the Month:

We live in New York.  
We work in New York. 
We insure in New York. 

Click  HERE  to learn more

Let us Introduce you to 
Ryan & Ryan Insurance Brokers Inc.
Newest Employee 
Steven DeSalvo!

Coverage of the Month

Businessman with red umbrella protecting himself from the storm concept for protection from recession or economic depression etc
Why Every Policyholder
Needs Umbrella Coverage?
  Bob Ryan
Ryan & Ryan Insurance Brokers
We serve the insurance needs of the entire Hudson Valley of New York State 

Ulster County * Dutchess County * Greene County * Columbia County
Orange County * Sullivan County * Putnam County