June 26, 2013
BankNews e-Digest header

Don't Write Off a Venerable Delivery System
By Bill Poquette, Editor-in-Chief 

Bill cropped Is the branch really headed the way of the backroom reader, sorter and proof machine? Don't bet the farm on it. After several decades of branch building, the United States will witness a dramatic reduction in the number of operating branches, according to a new report from Celent, a financial institution research and advisory firm. But if branches are dying, why is a leading vendor like NCR Corp. applying major resources to technology designed to make them more effective, more efficient and less costly to operate? Read more>>  

The U.S. Department of the Treasury has released the results of the First Annual Small Business Lending Fund Lending Survey, showing more than 90 percent of SBLF participants reported stronger small business lending with SBLF funding.  Read more>>

OCC Issues Final Rule on Lending Limits  

Under the rule, a temporary exception period is extended for three months so that compliance with the Section 610 provisions will not be required until Oct. 1. Read more>>
Register for Webcasts
HR Leadership: Driving Strategy and Effectiveness

HR Strategy Date: Aug. 5 

Click here to register. 

Many people who work in HR happily handle hiring, orientation, payroll, benefits and more, yet secretly yearn to help the company grow by making more strategic decisions. If this is you - and you would like to shift your focus to working more strategically in HR, then this is a must-attend training program.  

In it, you will learn how to change your focus from simply doing tasks to being part of the strategic direction HR must go in to drive bottom line results for the organization.
OCC Report Highlights Risks Facing National Banks and Federal Savings Associations
Key risks facing national banks and federal savings associations involve the potential for banks to take excessive risks to improve profitability, revenue challenges from a slow economy, and a surge in sophisticated cyber threats.  Read more>>
Tier 1-Mo. Bank

ABA: Revise Mortgage Rules to Avoid Harming Creditworthy Borrowers    

The American Bankers Association has testified that the new Ability to Repay and Qualified Mortgage rule should be revised to avoid harming creditworthy borrowers that want to own a home and undermining the housing recovery.  Read more>>
Deadline for ISA Entries Is July 16
ISA2013 The Innovative Solutions Awards, sponsored by BankNews, recognize companies that have introduced or significantly enhanced products designed to help community banks become more efficient, expand their capabilities and, ultimately, better serve their customers. The Innovative Solutions Awards are presented in four categories: Equipment/Hardware Solution;
Consulting/Outsourcing/Training Solution;
Management/Operations/Processing Solution; and eBanking (Mobile/Online) Solution. Read more>>

State Regulator Testifies on the Perils of One-Size-Fits-All Supervision     

Because portfolio lending of balloon loans was not accounted for in the QM rule, Vice expressed CSBS's concern with the pending treatment of balloon loans.  Read more>>
Entries Being Accepted for 2013 Green Leaf Award
Green Leaf 2013
The Green Leaf Award, sponsored by BankNews magazine, recognizes community financial institutions nationwide helping to improve their communities through cooperation and participation in programs and projects; and, at the same time, contributing to a better environment through policies, programs and technology. The Green Leaf Award is open to all community financial institutions. Read more>>
ABA Marketing
ABA Ad for e-Digest 6-13
Quick Links
 Subscribe FREE to BankNews Magazine
Click here 
to begin or renew your subscription.


Available in the App Store 

Upcoming Events

 July 14-16
University of Colorado, Boulder

Aug. 11-23
Unversity of Wisconsin, Madison

Aug. 18-30
University of Washington, Seattle
Sign up for BankNews publications.

BankNews Media logo stacked
BankNews Media
5125 Roe Blvd., #200
Shawnee Mission, KS 66205

Scott Englert
Director of Sales

Valerie Fischer
Adv. Account Executive

Fax: 913-261-7010
Web: banknews.com

Connect with us!

LinkedIn icon Twitter icon Blogger icon