DECEMBER NEWSLETTER



Premiums are rising for a lot of reasons next year. Among the most publicized is a decision by the Trump administration to stop paying insurers for certain subsidies they provide to low-income health plan enrollees under the Affordable Care Act.

Another factor is the complicated new rule, approved last year by the Obama administration, that allows insurance companies to assign more of a family's overall premium cost to children in individual and small-group policies, starting in 2018.


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H.S.A Limits
Limit
2018
Self-only HDHP coverage
$3,450
Family HDHP coverage
$6,900
Catch-up contributions 55+
$1,000
FSA Benefits
Limit
2018
Health FSA (limit on employees' pre-tax contributions)
$2,650
Dependent care FSA (tax exclusion)
$5,000 ($2,500 if married and filing taxes separately)
Transportation Fringe Benefits
Limit (monthly limits)
2018
Transit pass and vanpooling (combined)
$260
Parking
$260
401 (k) Contributions
Limit
2018
Employee elective deferrals
$18,500
Catch-up contributions
$6,000

     
Rachael Norman needed to submit a pile of out-of-network medical bills to her insurance company for reimbursement. Short on time, she started searching for a company that could do that tedious work for her.

She failed to find one, so she started one herself.

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If you have any questions or comments please contact us at  Info@ExpertQuote.com. Or call us at 408-953-1000 .

 

Sincerely,


 

The ExpertQuote Team.