Your credit union is giving you the option to skip your November or December 2017 loan payment(s) and pocket some extra cash! Just click on the link below for details and complete your request online, or call us if you need further assistance.
Don’t have a loan with us? No problem!
Move your auto or recreation loan from another lender to Arkansas Employees Federal Credit Union and we'll let you skip your first payment!* 

Use the extra cash for anything!
Holiday shopping
Paying down debt
*Membership eligibility is required. Interest will continue to accrue during deferral period. Offer is good on qualifying loans and subject to change with out notice. 
AEFCU Christmas Loans
Borrow up to $2,500 
as low as 6% APR*
12-month pay back

Don’t let the holidays put a strain on your finances! If you could use some extra cash to get through the season, we’re here to help.
Stop by our branch, or call to learn more. 
*APR=Annual Percentage Rate. Membership eligibility is required. Your rate will be determined by your credit qualifications. Rate is subject to change without notice. This offer is available until December 31 for qualified applicants .
Christmas Club Checks Available
Members, if you’ve been saving for the holidays with an AEFCU Christmas Club Account, your check was issued on October 1st and placed in your Share Account. You have until October 30, 2017 to draw from your Christmas Club Account.
Inactive and Dormant Account Notice

Inactive Account
($5.00 monthly fee)
Any primary member account that is over six months old and does not have any transactions, activity, or loans. 

Dormant Account
  • No activity for 3+ years
  • Statements are returned due to insufficient address
  • No communication from the member concerning the account
Checking & eServices Designed for You

Our Free checking account offers convenient eServices to help save you time and money!

  • Free Mobile Apps
  • Free eStatements
  • Free Online Account Access
  • Free Internet Bill Pay
  • No Monthly Service Charges
  • No Per-Check Charges
  • No Minimum Balance Requirements
  • Low Minimum Deposit of $25
  • Overdraft Protection

You’ll also enjoy access to your money at over 5,000 locations nationwide through CO-OP Shared Branching. 

Upcoming Holiday Closings

Veteran’s Day: Friday, November 10 th
Thanksgiving: Thursday, November 23 rd & Friday, November 24 th
Christmas: Monday, December 25 th
New Year’s Day: Monday, January 1 st , 2018