Volume 33 | June 2018
Conventional and Portfolio Lending
We specialize in helping clients that require a higher level of service and flexibility than traditional banks
Program Highlight: Short Term Rental Programs
As you know we have a vast understanding and appetite for investment property loans. We have the ability to offer loans with NO INCOME DOCUMENTATION and CLOSE in 2-3 weeks!!  Below are the only underwriting requirements:
  • 2 months of bank statements to source down payment funds and reserves
  • Full Appraisal
  • 12 month income history from VRBO or approved 3rd party manager

As an example, a borrower with a 720 credit score could get the following terms:
  • 70% Loan to value
  • 6.5% interest only on 7/1 ARM (need to disclose an APR)
  • 1% origination fee


Recent Closings
  • $740,000 Cash Out Refi with Investor Cash Flow Program in Inlet Beach, FL
  • No Tax Returns
  • Approved on appraised value and projected rental income

  • $2,500,000 Purchase with Investor Cash Flow Program in Destin, FL
  • No Tax Returns
  • Approved on appraised value and projected rental income

  • $1.1 million Refinance in Inlet Beach, FL
  • 10 year interest only payment
  • 4.35% interest, 5.293% APR

  • $585,000 cash out refinance in Seaside, FL
  • No Tax Returns
  • Approved on 12 months of personal bank statements

  • $620,500 Refinance in Gulf Breeze, FL
  • 90% LTV
  • Consolidation of high interest credit card debt
Walton Funding | 850.608.3029 | ktucker@waltonfunding.com | waltonfunding.com