GKCU's Monthly E-Newsletter ... Keeping You Up-To-Date on Your Credit Union!
GKCU Happenings
After-Holiday DEALS deserve a GREAT Rate! GKCU special 6.99%APR on VISA Credit Cards is great for shopping or family vacations! With every purchase you're entered to win a $500 payoff prize!
(*special rate is valid on new purchases until 2/28/17. If special rate not offered, base rate is 10.5%. Eligible entries will be drawn for prize on March 3. See GKCU for details).
QUICK LINKS:

Deposit Rates

REMINDER: GKCU offices will be closed on Jan. 2 for New Years Day & Jan. 16 for Martin Luther King Jr. Day. 
Perks of Your Membership
GKCU Checking: Gas for the car. Household bills. Grocery Shopping. Clothes for the closet. All of these day-to-day needs require a quick and convenient way for you to access your cash. With a GKCU Checking Account, there are no minimum balance requirements, Free Debit card & Free Online / Mobile services, ATMs & Shared Branching, no monthly fees*, automatic transfers and overdraft protection*. Start the New Year off with a complete CHECK list! (*monthly fee of $1 with mailed statements; e-statements are free; overdraft protection is a loan & subject to individual credit. See GKCU for details) .

Boat Loans: Living where we do we are lucky to be able to answer the call of the water pretty much year-round. So become Captain of your perfect vessel with a great GKCU rate of 2.49%APR! Stop by any of our great local boat dealers and tell them you are a proud GKCU member to get into the drivers seat (or stop by any branch to get pre-approved). But like the tide - the rate won't last long so stop by today! (*Base rate for boats is 2.99% for 36 months. Special .50% rate reduction is good until Jan. 31, 2017. Subject to individual credit & GKCU policies).

Kid & Youth Accounts : Were their stockings stuffed with more green than boxes under the tree? Get your kid to understand the credit union difference with a savings or checking* account at GKCU! With convenient locations, it is a great way to get them to understand how to save and spend wisely. Stop by any branch to get started today. (*students 15+ can have savings account wo parent signature; 16+ can open checking).
In the News
Interest Rates Rising: Financial Institutions (like GKCU) follow many indicators when deciding rates. Along with rates from other area institutions and internal financials (deposits vs. loans), we follow the rates set by the Federal Reserve. Recently the Fed voted to raise the key interest rate by .25% and it actually means some good change is on the way for YOU! READ MORE

A new year is a great time to put your savings onto the right path. From regular savings to IRAs and CDs, the coming months might be a great time to open new accounts and compare rates to make sure you're getting the best rate available to you. CLICK HERE for GKCU deposit rates.
Savings for the Long Term: Saving for the future is one of the hardest disciplines that we can master. Having a nest egg for retirement is not as hard as we make it out to be with a little structure and help from GKCU. With IRAs and CDs, you can set money aside to earn higher returns than regular savings accounts. A variety of options are available. CLICK HERE to see which option might be right for you.

What is an IRA anyways? An Individual Retirement Account is a tax-deferred savings account that allows you to save money from your paycheck towards retirement needs. READ MORE ( There are eligibility requirements and funding caps so be sure to ask and research what the requirements are for the account you want to open.)
It Doesn't have to be TAXING: Soon our thoughts will turn to filing our taxes. Let GKCU help with our affiliation with TurboTax, a simple and easy way to file your taxes online. You can save up to $15 on TurboTax federal products, and a chance to win $25,000! Just try TurboTax Online for FREE (and provide your email address) by February 16th to be automatically entered in the TurboTax $25,000 Payday Sweepstakes.  Start TurboTax now!

REMINDER: to avoid delays in receiving your tax refund, verify your correct account information next time you are at a GKCU branch. Entering incorrect information (routing or account) can delay you getting your deposit.
GKCU is happy when we get savers of ALL sizes. We recently welcomed kindergartners from KES as they learned the value of 100 pennies changing into $1! GKCU offers in-class presentations as well as school visits. Contact Nikki Ewing for details.
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