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Milford Branch

130 S. Milford Rd

Milford, MI 48381



Highland Branch

2920 E. Highland Rd

Highland, MI 48356



 Loan Center

522 N. Main St., Ste. 100

Milford, MI 48381




Huron Valley State Bank and Spring Mills Celebrate the Bank-At-School Partnership

Huron Valley State Bank and Spring Mills announce the commencement of the 2014/2015 "Bank-At-School" program. October 1, 2014 marks the 4th year of the partnership between both organizations.


The Bank-At-School program is a student-run bank located inside of Spring Mills Elementary in Highland, Michigan. Fifth grade students applied and interviewed for positions within the school bank at the beginning of the school year, and are trained for their respective roles. Positions include Branch Manager, Assistant Branch Manager, Tellers and Marketing Reps. The tellers handle real banking transactions from students at the deposit only bank. Assistant Branch Manager, Melissa Herron, oversees operations and Customer Service Representative, Suzanne Rolando coaches the 10 student bankers.


"We are delighted to start another year working with the children of Spring Mills Elementary," said Shelley Dickerson, Assistant Vice President, Branch Manager. "We take such pride teaching children the importance of saving money and financial literacy, as well as giving them the real hands on experience interacting with a bank."


"This partnership has been a viable one for everyone involved," said Randy Muffley, Principal of Spring Mills Elementary. "The students are learning life skills, money management skills, and preparing for a better tomorrow. Spring Mills Elementary looks forward to another productive year working with Huron Valley State Bank."  

Meet The New Branch Manager of Milford
Mara Bloink, Assistant Vice President

Mara Bloink has joined the bank as Assistant Vice President, Branch Manager of the Milford branch. Bloink is responsible for branch operations, business development, consumer lending, customer relations, and managing the customer service representatives.


Bloink has over 30 years of banking experience. She started her career at the National Bank of Detroit (NBD) as a teller. Recently, she was employed by Independent Bank, formerly known as Midwest Guaranty Bank, as Assistant Vice President, Branch Manager of the Livonia Branch. After sixteen (16) years of service, she was recruited to Huron Valley State Bank.


"I am excited and ready for this change," said Bloink "In fact it is like a homecoming, as I lived in Milford twenty-one (21) years ago. It's wonderful to be a part of this community again".


"Our customers will be well-served by Mara's presence, experience and abilities," said Jack Shubitowski, President and CEO. "We are delighted to have her on board and part of our team. We encourage our customers and community partners to stop by and meet her in the near future". 

While ID Thieves Are At Work
We Are Working Harder


Did you know that identity theft is the fastest-growing crime in the United States? Many thieves rely on the internet, telephones and even your trash as a means of stealing your identity and your money. While thieves are hard at work, Huron Valley State Bank is too. We have partnered with smsGuardian to provide an extra layer of protection from identity theft and fraud. Also our credit cards have a similar feature.  


By recognizing fraud or identity theft immediately after a transaction has occurred, reduces the chance that further unauthorized use of your card will take place. By enrolling in these free* services you can be assured that your identity and money is being protected.


For your debit card, the fraud center will contact you by text message each time your card is used for the following activity:

  •  Purchases greater than $300
  •  Purchases that occur out of state
  •  5 or more transactions in 24 hours
  •  Fuel or service station transactions

If the transaction is legitimate, you need not reply. If it is fraudulent, you may reply by text and your card will be blocked from further activity.


For your credit card, we have a similar system in place. By providing your mobile phone number, it will alert you when suspicious activity has occurred. To enroll in these free* services go to


Please note: Data and message rates may apply. Please check with your carrier. 

If you are like most of us, your home could be the most important investment that you make. Huron Valley State Bank is here to give you the same personal service with your mortgage decisions that you have become accustomed to at our branches!

We offer a variety of mortgage products to accommodate your financing needs, whether you are purchasing your dream home, or refinancing your existing home to help pay for college education or that new deck.

For more information, contact our Mortgage Lending Department today at 248.387.6089 or email Susan Bowen (NMLS #165990) at  And, be sure to ask us about our Home Equity Loans and Lines of Credit.  We have after business and weekend hours available upon request.

We are your community bank, welcome home.

Mention the above coupon at application and receive a lender credit of $100 towards closing costs. Only one coupon per mortgage allowed. Subject to credit approval.

Social Security and Supplemental Security Income
Benefits to Increase in 2015
The Social Security Administration (SSA) has announced that Social Security and Supplemental Security Income (SSI) benefits will increase by 1.7 percent in 2015. The rates for Old-Age, Survivors and Disability Insurance (OASDI) and Medicare Hospital Insurance (HI) taxes will remain at a combined 7.65 percent in 2015. Based on the increase in SSI benefits, the maximum taxable earnings for OASDI purposes will increase from $117,000 to $118,500.

The SSA cost-of-living adjustments (COLAs) are based on the rise in the average Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) from the third quarter of 2013 through the third quarter of 2014. For Social Security beneficiaries, the average monthly benefit amount for all retired workers will increase from $1,306 to $1,328. The monthly SSI federal payment standard for an individual will increase from $721 to $733; for a couple, the payment will increase from $1,082 to $1,100. For the year in which an individual attains full retirement age, the retirement earnings test exempt amount will increase from $41,400 a year to $41,880 a year. The test applies to earnings from the months prior to when the individual reaches full retirement age. One dollar in benefits will be withheld for every $2 in earnings above the limit. No limit on earnings will be imposed beginning in the month in which the individual reaches full retirement age.

For retirees under full retirement age, the retirement savings test exempt amount will increase from $15,480 a year to $15,720 a year, with $1 withheld for every $2 in earnings above the limit.

For 2015, taxpayers with a household employee may pay up to $1,900 in wages per quarter before the requirement to withhold and pay the OASDI and HI taxes on the employee's behalf applies. This amount is unchanged from 2014.


In prosperity prepare for a change; in adversity hope for one.
- James Burgh