September 8, 2017
Hurricane Irma - Binding Moratorium
The National Hurricane Center has issued a Hurricane Warning for Hurricane Irma, which will have a potentially catastrophic affect on portions of the East Coast. 

Currently the warning is in effect for Southern Florida. Watch for warning advisory changes via the National Hurricane Center at As warnings go into effect, so will Binding Moratoriums for those geographic areas.
We appreciate your business as our agent, and of prime concern to us is your safety and that of your loved ones. Please prepare yourself for this potentially catastrophic event and follow the National Hurricane Center’s guidelines on safety precautions. Included in this email are links to the National Hurricane Center’s website with invaluable information regarding the potential path of Hurricane Irma, along with other important considerations and safety tips. We wish all of our clients and business partners the best during this challenging time, and hope that you and your loved ones remain safe. 
If you have a new policy or policy changes for a geographic area in question, please contact your underwriter.

Our policy is to place into effect a binding moratorium on new business for all commercial coverage through American Country Insurance Company, American Service Insurance Company, Gateway Insurance Company and Global Liberty Insurance Company of New York, for any areas affected by Tropical Storm and/or Hurricane Warnings. If you have a new policy or policy changes for a geographic area in question, please contact your Underwriter. Once the warnings are lifted, normal binding authority can resume.

This directive applies to all new business*, including additional lines of coverage and changes in deductibles policy limits being considered for existing accounts, as well as reinstatement of lapsed or out-of-force policy. Every auto written with physical damage coverage within 72 hours after the warnings are lifted must be inspected to determine if there is existing damage. The inspection and any damage must be indicated in the application (*Newly purchased vehicles in the state of Louisiana are eligible for collision/comprehensive coverage.) Please contact your Underwriter with any questions.

Thank you.
Hurricane Probable Path
As of 9/8/2017, 11:00 AM CST, Irma's Probable Path:
Hurricane Public Advisory
Hurricane Driving Tips
Some storms, like Irma, are predicted to be bad enough that you have to evacuate the area to be safe. Heed all evacuation and safety recommendations to the best of your ability in order to maximize the safety of yourself, your loved ones, and your property.

In the event that evacuation is inevitable, these tips will aid in keeping you and your family safe while on the road:
  • Stay informed, know your safest hurricane evacuation route and have an alternate route prepared, just in case.

  • Avoid driving in standing water and flooded roads at all times. There is no way to tell how deep standing water is on a flooded road. Water can hide many dangers, or even carry your vehicle away. It can also cause severe engine damage and result in stalling your vehicle.

  • If your vehicle stalls in a flooded area, do not remain in the car. Abandon it as soon as possible and seek higher ground. Flood waters can elevate quickly, sweeping away the vehicle and its occupants.

  • Drive around wires. If you see wires down on the ground, you should avoid them completely, as they could still be electrified and seriously or fatally hurt you if you touch them. If you see downed wires, you should call the authorities and tell them where they are.

  • Slow down and leave a safe following distance between you and the car ahead. Roads are going to be congested and you’re not going to be able to drive at high rates of speed. However, if you can – you shouldn’t. The faster you drive on wet roads, the less chance your tires have to keep traction on the road, which can cause hydroplaning. 

  • Anticipate wind gusts. Pay attention when driving through areas prone to strong winds or when weather reports forecast severe weather.

  • Keep emergency supplies such as a first aid kit, water, flashlight, weather radio, extra clothing, shoes, non-perishable food items, a fully-charged cell phone, cell phone charger and extra medication.

  • Carry important documents such as IDs, passports, insurance policies, insurance ID card, deeds, wills, etc.
Be Prepared!
Two keys to weather safety are to PREPARE for the risks and to ACT on those preparations when alerted by emergency officials. These are essential pieces to the Weather-Ready Nation campaign recommended by the National Weather Service.

A part of being prepared means understanding NWS forecast products, especially the meaning of NWS watches and warnings .

Some highlights on how to prepare and take action are available below:

Refer to the Federal Emergency Management Agency's (FEMA) for comprehensive information on hurricane preparedness at home and in your community.
Hurricane Preparedness Guides  
The National Weather Service has created these preparedness guides, along with many useful sites where you can obtain information on making an emergency plan and building a disaster kit. Visit the NOAA website  for more details. Share these links and guides with your friends and family.
Video: How UN Prepared Are You For A Hurricane
Claims Reporting
In the unfortunate event of a claim, there are many ways you can report the incident to Atlas:

You can also locate the adjuster, towing, total loss and litigation contacts by using this direct link:
 This information is also available via our website at
  • Go to the "Customer" tab, click on "Claims" and then click on the "Claims Contact Locator"
 If you have any questions at all, please contact your agent.