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Important Carrier Product Changes 
For questions or concerns please contact your
Partners Advantage Brokerage Director Teams at
888-251-5525, ext. 700
Allianz Life Insurance Company of North America
Upcoming FIA product changes 
Fixed Index Annuity (FIA) product changes effective Wednesday, September 7, 2016 
American National Insurance Company
ANICO September Annuity Rate Decrease Effective September 1, 2016
Americo Financial Life and Annuity Insurance Company
Increasing rates on LibertyMark and LibertyMark SE fixed indexed annuities! 
Fidelity & Guaranty Life Insurance Company
Rate Changes Effective September 2, 2016 
Lincoln Financial Group ®
LFG Important Product Updates 
National Western Life Insurance Company
Interest Rate Change: Effective Immediately
North American Company for Life and Health Insurance
The following changes will take effect September 1, 2016
Prudential Financial, Inc.
PruLife® UL Protector September 2016 Transition Rules >>view here  
SUL Protector October 2016 Transition Rules>>view here 
Voya Financial ®
Voya Rate Changes Effective August 31, 2016