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November 2016

Now that the weather is finally getting a little cooler and the leaves are starting to change, I guess we can start thinking about the holidays. Geez! Where does the time seem to go? I hope everyone is enjoying this highly motivational political season and that we're all learning some really important things from our presidential candidates. I don't know about you, but watching the debates sure has made me feel really confident about America's future (tongue in cheek, of course)! 

Here's one thing though that needs to be pointed out, because we've been hearing a lot of people ask about it lately. Presidential elections typically have no long term effect on financial planning strategies. There may be some short term volatility surrounding an election, but it's been proven that there is no real long term effect. Simply put, a lot of the folks that are waiting until after the election to make financial decisions are misinformed or just looking for an excuse to procrastinate. I believe this was pointed out with graphs & information in last month's newsletter in the "Thought for the Week" from Global Financial's Mike Sorrentino. So, please don't fall into that trap. Get the facts.

Other than that, we've kept busy keeping up with all the changes that seem to happen on almost a daily basis in the financial services industry. I'll be writing more about this next month and updating you on the new DOL Fiduciary Law ruling that's scheduled to go into effect April 2017.

Enjoy this month's articles, and we'll be back at you next month.

And, as always, remember - The purpose of the money dictates where you put it. 

Until Next Month,

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James D. Stillman

We will be holding this year's holiday party on 
Saturday December 10th from 11:00am-3:00pm 
at George Pappas' Victory Lanes in Mooresville. 
There will be food, fun, festivities, and FREE BOWLING! 
Friends and family welcome! 
Invitations will be mailed shortly, so be sure to RSVP. 
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Insurance Planning in the 21st Century
Lake Norman Magazine, November 2016
Wow! Can you believe the year is coming to an end and the holidays are almost upon us? Where does the time go? I know I've said this in the past, but as we grow older time just seems to speed up faster and faster. Doesn't it just seem like yesterday we were talking about Y2K and how all our computers were going to blow up? Now I'm talking about how it won't be long before I'll be going on Medicare. Yikes!

These past few months I've discussed insurance planning in retirement, and we've also reached out to the younger crowd as to how they can use investment grade life insurance to create tax free retirement income. This month I want to relay some of the changes to the insurance industry that are being implemented as you read this article.

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What is Carried Interest?
GFPC Thought for the Week (407)

* Google Trends is a website that allows a visitor to gauge the popularity of a search phrase over a given time period. 

* "Carried Interest" is a term that has garnered a lot of attention from both sides of the presidential race, and investors want to know why it's become such a political hot button.

* As usual, politicians are doing nothing more than taking an irrelevant topic and blowing it up to avoid discussing the real issues that impact our country.
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Are We Days Away From Another Black Monday?
GFPC Thought for the Week (409)

* On October 19, 1987, the S&P 500 dropped over 20% for the single worst day in the history of the U.S. stock market. 

* The fear ingrained into the minds of those who lived through Black Monday is a magnet for fear mongers. 

* Charts that compare one year to another pop up all the time because they are highly effective weapons for fear mongers.

All content is intended for informational purposes only. Any guarantees are for insured products only and are dependent on the claims paying abilities of the insurer. All investments carry some risk and you should be advised by your personal financial advidor before implementing any strategies discussed, as they are not suitable for everyone. James D. Stillman is an Investment Advisor Representative of JDS Wealth Management Corporation and Global Financial Private Capital.

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This Month
Insurance Planning in the 21st Century
What is Carried Interest?
Are We Days Away From Another Black Monday?

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