Commercial Insurance Underwriters, Inc.
901 E. Saint Louis St
Ste 205
Springfield, MO 65806
Phone: 417-883-3277
Fax: 417-883-3393
Toll Free: 800-241-9759
JANUARY 2016 NEWSLETTER - HAPPY NEW YEAR!!
WE WANT YOUR PERSONAL 
LINES SUBMISSIONS!!
 
Non-Renewals are becoming very common these days, and we know it's sad to see so much "captive" business being rejected or turned away.

But please know there are other options for these customers!

Let CIU help you retain this business and help your customers repair their loss history (so that they can eventually return to your standard markets).

We can help with troubled homeowners; rental,  seasonal and vacant dwellings; low value; high value; older  dwellings; and more!  

Our mission is to make doing business with CIU a quick and easy process for you and your clients! 
 
Send your submissions to  Marsha Peck, Ext 236, mpeck@ciusgf.com   and let us help by providing the best available  quote  for you and your customer.
SEND US YOUR OIL AND GAS RISKS!
  
D esired risks include:
  
Servic e Contractors:
  -Drillers, Workover, 
      Perforation, Swabbing, 
      Acidizing,  Wireline, 
      Cementing & Casing 
      Installation
  -Roustabouts, Painting, Sandblasting, Cleaning, Site 
      Preparation, Pressure Washing & 
      Equipment Maintenance
  -Pumpers, Gaugers & Welders (over-the-hole welders must 
      be certified)
  -Pipeline Construction, Pipe Testing & Laying of lines
  -Contractors performing light non-essential service work 
      in refineries, petrochemical and chemical plants
   
Lease Operators & Non-Operators:
  -Oil and Gas Well Operators
  -Royalty Interest
  -Non-operating working interest (NOWI)
   
Manufacturers & Distributors:
  -Products used in the oilfield including drill bits, drilling rigs, 
      compressors, pipes, pumps, tanks, valves
  -Rental equipment
  
Consultants: 
  -Primarily those who observe operations in the oilfield and 
      report back to their clients with recommendations
  -Geophysical, Drilling, & Completion
  
Coverages include:
-Underground Resources
-Underground Equipment
-Pollution 
-Additional Insured (Individual, Blanket, Primary 
    and/or  Completed Operations)
-Waiver of Subrogation (Individual or Blanket)  
-Independent Contractors (1099 Redefinition of Employee)  
-Per Project Aggregate  
-Employee Benefits Liability  
-Stop Gap  
AND MORE!
  
Send your submissions to your underwriter, or to newbusiness@ciusgf.com today for a quote! 
Come see us at the KAIA!
  
This year's event is being held Jan. 26th-28th  at the Atrium Hotel & Conference Center in Hutchinson, KS.  
  
We will look forward to seeing you there!
A Few 
"Fun Facts" About Nicole Staudt-Rogers
  
1)  I am a native "Springfieldian," born and raised here.
  
2)  I have been married to my husband (Joe) for 10 years on July 30th 2015.
  
3)  I have 16 year old step son (Nick) who is a newly licensed driver.
  
4)  I am not athletic, but do enjoy being active and working out.
  
5)  I have 2 cats, one thinks he is a dog (Toby) & one is grumpy diabetic (Alijah).
  
6)  We have hosted "Life Group" (through our church) at our home for over 5 years now, and we really love doing so.
  
7)  My longest standing friendship is with a gal I met in afternoon Kindergarten (which has been a few years ago now).
Have you seen our UPDATED website?  
  
Stop by for a "virtual visit" and let us know what you think!
  
And if you have our "old" site saved to your favorites, be sure to update it with our new and improved site!
  
ON THE BOOKS
Commercial Lines  
Mixed-Use Bldg- 18 Apt units & 26,000 square footage of commercial/ mercantile space. $1mil/$2mil GL; $3mil Excess; $7.9mil Prop TIV (w/ $10k aop/1% subject to $50,000 minimum w/h dedts).
$27,410
Bar/Tavern- $1mil/$2mil GL; $1mil/$2mil Liquor; $345k Prop TIV (w/ $2,500 aop/2% subject to %2,500 minimum w/h dedts).  Based on $1mil gross receipts (w/ approx 90% liquor sales). 
$31,490
Taxicab- $50k$/$100k/$50k Auto Liability; $2k Med Pay; $25k/$50k UM/UIM.  5 units. Local radius. 
$32,035
Residential General Contractor- $1mil/$2mil limits. $1k dedt.  $250k annual cost to subs.
$3,090
Alarm Installation Contractor- $2mil/$2mil GL; $2mil/$2mil E&O; $25k Lost Key coverage & $200k/$300k Property Damage Extension sublimits. $300,000 annual gross receipts.
$8,935
Apartment Building (w/ subsidized housing)- $1mil/$2mil GL (w/ $1k dedt); $2.6mil Prop TIV (w/ $5k all perils dedt). 56 units.
$18,730
Sporting Goods & Athletic Equipment Manufacturing- $1mil/$2mil GL (excl Prod/Completed Ops); $4.3mil Prop TIV (w/ $10k aop/2% w/h dedts) $15,980
"Junk" Hauler (primarily residential clean-out of furniture, clothing, etc.)- $1mil CSL, $70k Phys Dmg (w/ $1k comp/coll deds).  2 units, local radius.
$9,695
Payroll processing, Benefits Administration, HR Consulting, Risk Management and Loss Prevention- $1mil Misc Prof (w/ $15k dedt). $16,500
   
Personal Lines  
Excess- $5mil total limit (w/ $1mil sublimit over UM/UIM). 3 loc's (incl 2 rental dwellings); 2 watercraft; & 13 vehicles.
$2,495
HO3- Owner Occupied. $295k TIV. "Unique" Construction (solar insulated w/ straw bales).
$2,070
HO3- Owner Occupied. $189k TIV w/ $2,500 dedt. Prior fire loss.
$1,300
HO3- Owner Occupied. $1.1mil TIV w/ $5k dedt. 2 prior losses.
$2,570