June 2017
Bank On Hampton Roads Newsletter
Enjoy your summer without the pain of debt!
Vacation Planner

Summer is a great time for creating family memories to grow on.  Check out Virginia Save's free Summer Vacation Planning Guide.

Do you have an idea to share?  Send your strategy for low cost summertime fun to virginiasaves@gmail.com to be entered for a $25 drawing!

LifeCents Challenge
LifeCents is a great online financial tool to help you connect to just the information you need when you need it.  This summer, take the financial assessment at LifeCents and complete 3 more modules to be entered into our summertime challenge drawing for $50.  

Crisis Mode
Norview Community Center
6380 Sewells Point Rd.
6/10/17  11:30 am - 1:00 pm

Queen St. Baptist Church
1701 High St.
6/12/17  6:30 - 8:00 pm

Portsmouth Social Services
1701 High St.
6/13/17  6:30 - 8:00 pm

Seatack Recreation Center
141 S. Birdneck Rd.
6/20/17  6:30 - 8:00 pm

Central Library
4100 Virginia Beach Blvd.
6/21/17  6:00 - 7:30 pm

Credit the Basics
Norfolk Workforce Development Center
201 E. Little Creek Rd
6/8/17  12:00 - 1:30 pm

Municipal Center:LOCATION CHANGE: Beach Municipal 2440 Princess Anne Rd.
6/14/17 12:00 - 1:30 pm

Freedom Fellowship Church
836 Regency Dr.
6/21/17 6:30 - 8:00 pm

New Jerusalem COGIC
118 Bishop Thoroughgood Ave
6/10/17 9:30 - 11:00 am

Broad Creek Community Ctr
1343 Herbert Collins Way
6/20/17  6:30 - 8:00 pm

Bow Creek Recreation
3427 Club House Rd.
6/15/17 6:30 - 8:00 pm

Virginia Beach Joint Use Library
1700 College Crescent
6/29/17 6:30 - 8:00 pm

Next Steps
No Virtual Classes in June.  Please attend a live class to turn in your completed Financial Empowerment Passport. 

Food Bank Norfolk
800 Tidewater Dr.
6/1/17  6:30 - 8:00 pm

Williams Farm Rec Ctr
5252 Learning Cir
6/6/17   6:30 - 8:00 pm

VB Human Services
3432 Virginia Beach Blvd
6/8/17 6:30 - 8:00 pm

TCC Portsmouth
120 Campus Dr (Forum Rm)
6/13/17  6:30 - 8:00 pm

Oceanfront Library
700 Virginia Beach Blvd
6/17/17 1:00 -2:30 pm

Check out our Calendar
Building Your Small Business
Are you thinking about building your own business?  Do you have a small business and want to maximize your potential?  

Free Monthly Workshop:
Your Business & Money Series
Last Tuesday of each month

Small Business Nonprofit Resource Center
5602B Virginia Beach Blvd
Virginia Beach, VA 23462
Check this out!
Are you looking for some free or low cost summertime fun? Check out your local library or parks and recreation location.  

Your library can be a great source for great free resources.  Free workshops on all kinds of topics to help you grow your skills for employment or just to enhance your life. Many libraries offer free movie nights, games, Excel classes or even arts and crafts.  

Parks and recreation has not only great opportunities for sports and exercise, but also parks are great places for family gatherings and often the location for some great free events.  Check out your local parks website.

Every city has summertime events that can be lots of fun.  Are you interested in a concert on the water or a festival in your neighborhood.  Check out your city's website for free and low cost events.
Join Our Mailing List
School's out, so let the fun begin!  Everyone wants to have fun memories with family during the summer and this newsletter has some great ways for you to load up on fun and keep more money in your pocket!

To keep the summertime learning going, we have a number of options.  Take the LifeCents Challenge or the Life Values Quiz.  Don't forget to mark your calendar for our graduation to take place on July 8th at Central library. Even if you aren't graduating come and see the achievements of our graduates.  These could be yours in just a matter of months.  

If you need assistance to find a coach or to match a class with your schedule, give us a call!  We are here for you. Send us an email at info@bankonhr.org or Call Lori Irwin at 757-943-9652.


Bank On Twitter: @Bank_on 

Virginia Saves Twitter: @_VASaver_ 
Bank On Hampton Roads Graduation
Save the Date
Come Celebrate with us!
  July 8, 2017 at 2:00 pm at Virginia Beach Central Library.
We are excited to honor a new group of graduates who have completed the financial challenge with Bank On Hampton Roads.  Come and hear the testimonies and see some of the results this class has achieved.  This graduation is lots of fun and may have a surprise or two included!  Mark your calendar and make plans to attend!

In the News
Homeowners with Student Debt
New changes are announced by Fannie Mae offering a new home refinance option for the purpose of paying off student debt.   Currently, 43 million Americans owe $1.4 trillion in student debt.  This refinancing option could help reduce the burden of student debt for some; for others they may be signing away their student loan benefits when times get tough and increase the risk of foreclosure if you run into financial trouble.  

Life Cents
LifeCents Online Financial Tools

Get your free financial health assessment from LifeCents!  LifeCents is an online tool to give you the information you need at your fingertips!


 Register today at http://bankonhr.mylifecents.com/register.


TAKE THE SUMMERTIME CHALLENGE:  Complete your financial assessment and three or more modules in LifeCents to be entered for a $50 drawing.  You must complete your modules by August 15, 2017.

Life Values Quiz

 Our financial decisions are more than just a function of facts and logic.  Our values determine the choices we make.  Get fresh insight into why you do what you do with the Life Values Quiz.  Share your results with us on our Facebook page!   Start Quiz

If you'd like to start saving for retirement - or start saving more - but aren't sure where to begin, consider  myRA, a simple, safe, and affordable starter retirement savings option from the U.S. Treasury.

With no fees and no risk of losing money, myRA makes it easy to get started on the path to saving. In the event of unforeseen expenses, savers can withdraw the money they contribute to myRA tax-free and without penalty.  Since myRA is a flexible savings option with no minimum balance or contribution requirements, you can deposit any amount that fits your budget. Access  the myRA savings calculators to see how your contributions can add up over time.

Art of Debt Management
Free workshop, 1st and 3rd Wednesday of each month.
Learn about basic financial planning, building a spending plan, understanding your credit report and options for getting out of debt.

Class hosted by The UpCenter at 222 W. 19th St., Norfolk, VA.  To register or for more information contact Erica Ramjohn at 757-965-8640.
Own Your Own Home
Is home ownership one of your goals?  

VHDA offers free home ownership classes each month.  Prepare yourself for all the details of the home buying process and understand the risks and rewards of owning your own home.  

Bank On in Hampton Roads is dedicated to equipping citizens with resources and skills to strengthen their financial condition.  We are here for you.  Give us a call 757-943-9652.

Lori Irwin
Bank On Hampton Roads