September 19 , 2017
In This Issue
Marketing & Business Development Workshop
October 3-4, Lake Charles
We present a GOLDEN opportunity to our Marketing and Business Development Professionals on  Oct 3rd-4th at the Golden Nugget Hotel in Lake Charles!  

Join us as we participate in group and individual exercises to discover your credit union's value proposition, design a text campaign that generates leads & SALES, and even produce a brief video with equipment you already have!
  • Uncovering your credit union's Value Proposition and leveraging it to your membership.
  • 5 critical pivots your CU needs to stand the test of time.
  • Mobile Marketing 101+...It's so much more than mass texting.  Create the message that generates sales! 
  • Properly Utilizing and Harnessing the Power of Digital Media and Video.  
  • We'll walk you through all the steps necessary to make a professional quality video. From terminology all the way through editing. 
  • A discussion of Brand expansion and growth with the Golden Nugget Team
  • Is your website doing more harm than good? Get a online assessment of your website in real time. 
  • Make sure you are using the digital resources that best match your member target audience. 
  • Facilitated Open Discussion and more!  
Click Here for More Information
Please note the date changed from the printed 2017 LCUL planning calendar.  
IRA Update w/ Debbie Crawford
October 24, Jackson, MS

This year, we join with the Mississippi Credit Union Assoc. for a one day program to brush up IRAs and learn about recent updates and changes. While not designed for those who are brand new to IRAs, it does include enough basics to get you started & focuses on those areas that change each year. 

Each registrant will receive a copy of the 575 plus page IRA Handbook on a CD.

Program Topics Include:
  • Product update and review of changes
  • Premature distributions
  • Exceptions to the 10% penalty
  • Annuity Distributions
  • Tax levies on IRAs
  • Transfers and rollovers after 70 1/2
  • 70 1/2 calculations & issues
  • Waivers
  • Charitable contributions
  • Death distributions
  • Primary vs. contingent beneficiaries
  • Revocations
  • Compliance, auditing and reporting
  • and more!

 Click Here for More Information & Registration

*note - this link takes you to MSCUA's website to complete your registration*
Underwriting & Collections
November 8-9, Baton Rouge

Pierre Cardenas is thrilled to be returning to Louisiana, this time to unlock the secrets of successful underwriting and how underwriting is truly intertwined and works in tandem with its delicate counterpart...Collections. 

If you previously thought the 2 roles weren't intertwined, come find out why Pierre strongly believes they are! 
Pierre's philosophy is that learning happens best not by looking at vague textbook concepts but by applying your own credit union and your own members into the interactive learning process. Be prepared to bring a couple of your own credit union's actual loans (preferably denied loans) to be evaluated and discussed openly in our hands-on interactive session!
  • Evaluating Risk, Mitigating Risk & Managing Risk
  • Building Loan Portfolios
  • The importance of policy and the role it plays in underwriting
  • Risk associated with different portfolios 
    • Indirect Portfolio
    • Unsecured Portfolio
    • Secured (non-auto) Portfolio
    • Credit Card Portfolio
    • Direct Auto Portfolio
    • Home Equity Portfolio
    • Home Improvement Portfolio
  • Discussion of Best Practices in the Collection Process
  • Collections strategies as they vary per portfolio type
  • Strategic Collection practices in general
  • Peer Networking & Open Forum Discussion of your loans and issues you face in your CU daily

Click here for more information

Prize Linked Savings Roll-Out Webinar Added to Calendar

Can't make it to one of our three in-person meetings for Prize Linked Savings (PLS)? We've got you covered! Our team has added a webinar to the calendar for those who want to learn more about LCUL's PLS Program, the Lucky Lagniappe Savings Account. The webinar will take place on September 21 at 2:00 pm. We will also archive this webinar for anyone that is not able to attend it live.  
What is Lucky Lagniappe Savings?
Lucky Lagniappe Savings  helps members build good savings habits with the added excitement. A Lucky Lagniappe Savings account is a club-like savings account which allows accountholders to earn entries into monthly and quarterly prize drawings. Interest and account value caps are set by each participating credit union, with a maximum of five prize-drawing entries per member, per month.
Lucky Lagniappe Savings is modeled after a national award-winning prize-linked savings product developed by Doorway to Dreams and the Filene Research Institute. Thanks to a state law passed in 2016 with the help of Senator Ed Price, Louisiana became one of several states throughout the country that allows credit unions to offer this product to members.  The program can help all credit union members build a financial safety net, but it was created specifically with new savers and the financially vulnerable in mind.
Special Reminder - LCUL Peer Groups


Membership is now open for LCUL's Peer Groups in the following fields:

  • Marketing 
  • Compliance
  • Member Business Services

This platform is designed for Louisiana credit union professionals in the same field to connect, share resources, swap ideas and develop business relationships. 


Did you know that one of the membership Peer Perks is a discount to some of LCUL's educational programming, including the Marketing & Business Development Workshop


 To learn more about our peer groups click here 

Upcoming Webinars

LCUL has a vast array of webinar programs year round from a pool of presenters on a wide variety of topics and at multiple price points...for when you just can't get away from the office. 
Click on each listing below for additional details.
*Archived Webinars on Sale*
The LCUL CU Webinar Network just slashed prices on archives of over 3 dozen webinar favorites!  These topics are classics & not ones affected by regulatory changes. 
Check out the sale items now priced at $150 - Click Here
**FREE** Webinar  for all Member CU's Listed Below 
  • Prepare you Supervisory Committee Members for their Fall conference with this Free Webinar from Tim Harrington's Supervisory Committee Academy:  "Supervisory Committee Basic Duties & Responsibilities" - Click Here
  • The new 3rd Party Sender Registration Rule is coming in September. This Free webinar from the Credit Union Webinar Network can get you informed now.   "Understanding the NACHA Third Party Sender Registry for ODFIs"  Click Here
Save the Dates
Mark your calendars now to join us for these programs coming up in the next few months.   More details will be posted as these events draw closer.

Have you noticed that our programs are on the move?  We've been listening to your suggestions & requests and we are hosting more of our programs at various points all over the state at your request.  Keep sharing your input, we're listening!