LARGE BANKS EXPECTED TO GO LIVE TODAY, FRIDAY APRIL 3RD WITH THE PAYCHECK PROTECTION PROGRAM
Paycheck Protection Program (PPP) FAQs for Small Businesses
The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.
The Paycheck Protection Program will be available through June 30, 2020.  (Register to be Notified When More Details of the PPP are Ready)

Where can I apply for the Paycheck Protection Program?
You can apply for the Paycheck Protection Program (PPP) at any lending institution that is approved to participate in the program through the existing U.S. Small Business Administration (SBA) 7(a) lending program and additional lenders approved by the Department of Treasury. This could be the bank you already use, or a nearby bank. There are thousands of banks that already participate in the SBA’s lending programs, including numerous community banks. You do not have to visit any government institution to apply for the program. You can call your bank or find SBA-approved lenders in your area through SBA’s online Lender Match tool. You can call your local Small Business Development Center or Women’s Business Center and they will provide free assistance and guide you to lenders.

Who is eligible for the loan?
You are eligible for a loan if you are a small business that employs 500 employees or fewer, or if your business is in an industry that has an employee-based size standard through SBA that is higher than 500 employees. In addition, if you are a restaurant, hotel, or a business that falls within the North American Industry Classification System (NAICS) code 72, “Accommodation and Food Services,” and each of your locations has 500 employees or fewer, you are eligible. Tribal businesses, 501(c)(19) veteran organizations, and 501(c)(3) nonprofits, including religious organizations, will be eligible for the program. Nonprofit organizations are subject to SBA’s affiliation standards. Independently owned franchises with under 500 employees, who are approved by SBA, are also eligible. Eligible franchises can be found through SBA’s Franchise Directory.

I am an independent contractor or gig economy worker, am I eligible?
Yes. Sole proprietors, independent contractors, gig economy workers, and self-employed individuals are all eligible for the Paycheck Protection Program.

What is the maximum amount I can borrow?
The amount any small business is eligible to borrow is 250 percent of their average monthly payroll expenses, up to a total of $10 million. This amount is intended to cover 8 weeks of payroll expenses and any additional amounts for making payments towards debt obligations. This 8 week period may be applied to any time frame between February 15, 2020 and June 30, 2020. Seasonal business expenses will be measured using a 12-week period beginning February 15, 2019, or March 1, 2019, whichever the seasonal employer chooses.

How can I use the money such that the loan will be forgiven?
The amount of principal that may be forgiven is equal to the sum of expenses for payroll, and existing interest payments on mortgages, rent payments, leases, and utility service agreements. Payroll costs include employee salaries (up to an annual rate of pay of $100,000), hourly wages and cash tips, paid sick or medical leave, and group health insurance premiums. If you would liketo use the Paycheck Protection Program for other business-related expenses, like inventory, you can, but that portion of the loan will not be forgiven.

When is the loan forgiven?
The loan is forgiven at the end of the 8-week period after you take out the loan. Borrowers will work with lenders to verify covered expenses and the proper amount of forgiveness.

What is the covered period of the loan?
The covered period during which expenses can be forgiven extends from February 15, 2020 to June 30, 2020. Borrowers can choose which 8 weeks they want to count towards the covered period, which can start as early as February 15, 2020.

How much of my loan will be forgiven?
The purpose of the Paycheck Protection Program is to help you retain your employees, at their current base pay. If you keep all of your employees, the entirety of the loan will be forgiven. If you still lay off employees, the forgiveness will be reduced by the percent decrease in the number of employees. If your total payroll expenses on workers making less than $100,000 annually decreases by more than 25 percent, loan forgiveness will be reduced by the same amount. If you have already laid off some employees, you can still be forgiven for the full amount of your payroll cost if you rehire your employees by June 30, 2020.

Am I responsible for interest on the forgiven loan amount?
No, if the full principal of the PPP loan is forgiven, the borrower is not responsible for the interest accrued in the 8-week covered period. The remainder of the loan that is not forgiven will operate according to the loan terms agreed upon by you and the lender.

What are the interest rate and terms for the loan amount that is not forgiven?
The terms of the loan not forgiven may differ on a case-by-case basis. However, the maximum terms of the loan feature a 10-year term with interest capped at 4 percent and a 100 percent loan guarantee by the SBA. You will not have to pay any fees on the loan, and collateral requirements and personal guarantees are waived. Loan payments will be deferred for at least six months and up to one year starting at the origination of the loan.

When is the application deadline for the Paycheck Protection Program?
Applicants are eligible to apply for the PPP loan until June 30th, 2020.

I took out a bridge loan through my state, am I eligible to apply for the Paycheck Protection
Program?
Yes, you can take out a state bridge loan and are still be eligible for the PPP loan.

If I have applied for, or received an Economic Injury Disaster Loan (EIDL) related to COVID-19 before the Paycheck Protection Program became available, will I be able to refinance into a PPP loan?
Yes. If you received an EIDL loan related to COVID-19 between January 31, 2020 and the date at which the PPP becomes available, you would be able to refinance the EIDL into the PPP for loan forgiveness purposes. However, you may not take out an EIDL and a PPP for the same purposes. Remaining portions of the EIDL, for purposes other than those laid out in loan forgiveness terms for a PPP loan, would remain a loan. If you took advantage of an emergency EIDL grant award of up to $10,000, that amount would be subtracted from the amount forgiven
under PPP.

URGENT BULLETIN FOR BUSINESS CONTINUITY SUPPORT REGISTER BELOW

The Coronavirus Aid, Relief, and Economic Security (CARES) Act temporarily expands eligibility for SBA economic injury disaster loans (EIDL) and provides an emergency advance of up to $10,000 to small businesses and private non-profits harmed by COVID-19 within 3 days of applying for an SBA Economic Injury.

The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.

EVERYTHING YOU NEED TO KNOW FOR BUSINESS CONTINUITY AND LOCAL, STATE & FEDERAL SUPPORT FOR BUSINESSES IS BELOW AND INFORMATION FOR INDIVIDUAL & FAMILY FEDERAL RELIEF CHECKS!
Dear Members, Partners, Friends, Business Owners & Executives,

Below is the newest & most current Business Continuity Resources available!

Please send any important information you think we should be aware of regarding Broward County, South Florida, Business Assistance or details about your company and we will verify and relay this information to the Business Community at large in South Florida. You can use the phone number and email address below.

IMPORTANT ANNOUNCEMENTS FOR YOU NOW

03/31/2020 – Small Business Administration SBA Economic Injury Disaster Loans (EIDL) – Update. $10,000 EMERGENCY GRANT


Overview
The Coronavirus Aid, Relief, and Economic Security (CARES) Act temporarily expands eligibility for SBA economic injury disaster loans (EIDL) and provides an emergency advance of up to $10,000 to small businesses and private non-profits harmed by COVID-19 within 3 days of applying for an SBA Economic Injury Disaster Loan (EIDL). To access the advance, you first apply for an EIDL and then request the advance. The advance does not need to be repaid under any circumstance, and may be used to keep employees on payroll, to pay for sick leave, meet increased production costs due to supply chain disruptions, or pay business obligations, including debts, rent, and mortgage payments.

Eligibility
In addition to the entities that are already eligible for SBA disaster loans (small businesses, private non-profits, and small agriculture cooperatives), eligibility is temporarily expanded to include:
  • Business entities with 500 or fewer employees:
  • Sole proprietorships, with or without employees
  • Independent contractors
  • Cooperatives and employee owned businesses
  • Tribal small businesses
  • Private non-profits of any size.
Additionally, you must have been in business as of January 31, 2020. Expanded eligibility criteria and the emergency grants are only available between January 31, 2020 and December 31, 2020.

How to Apply
  • You can apply for an EIDL online with the SBA.
  • When you apply, you can request an emergency grant of $10,000.
  • The SBA will provide the grant within 3 days of receiving your application.
  • You will not have to repay the grant, even if your application for a loan is denied.
  • You can visit an SBA resource partner who can help guide you through the loan application process. You can find your nearest Small Business Development Center (SBDC) or Women’s Business Center here.

Can I apply for other SBA loan programs?
If you apply for an EIDL and the grant, you can still apply for a Paycheck Protection loan. However the amount forgiven under a Paycheck Protection loan will be decreased by the $10,000 grant.

More Information
For more information about SBA loan programs, please visit the  Small Business Administration . More information about small business programs in the CARES Act can be found on the U.S. Senate Committee on Small Business and Entrepreneurship  website .
If you need additional assistance, please reach out to your local  Small Business Development Center ,  SCORE  chapter, or  SBA District Office .
Overview:

The Coronavirus Aid, Relief, and Economic Security (CARES) Act temporarily expands eligibility for SBA economic injury disaster loans (EIDL) and provides an emergency advance of up to $10,000 to small businesses and private non-profits harmed by COVID-19 within 3 days of applying for an SBA Economic Injury

Disaster Loan (EIDL). To access the advance, you first apply for an EIDL and then request the advance. The advance does not need to be repaid under any circumstance, and may be used to keep employees on payroll, to pay for sick leave, meet increased production costs due to supply chain disruptions, or pay business obligations, including debts, rent, and mortgage payments.
 
Eligibility:
In addition to the entities that are already eligible for SBA disaster loans (small businesses, private non-profits, and small agriculture cooperatives), eligibility is temporarily expanded to include:
Business entities with 500 or fewer employees:
Sole proprietorships, with or without employees
Independent contractors
Cooperatives and employee owned businesses
Tribal small businesses
Private non-profits of any size.
Additionally, you must have been in business as of January 31, 2020. Expanded eligibility criteria and the emergency grants are only available between January 31, 2020 and December 31, 2020.
 
How to Apply
You can apply for an EIDL online with the SBA.
When you apply, you can request an emergency grant of $10,000.
The SBA will provide the grant within 3 days of receiving your application.
You will not have to repay the grant, even if your application for a loan is denied.
You can visit an SBA resource partner who can help guide you through the loan application process. You can find your nearest Small Business Development Center (SBDC) or Women’s Business Center here.
Can I apply for other SBA loan programs?
If you apply for an EIDL and the grant, you can still apply for a Paycheck Protection loan. However the amount forgiven under a Paycheck Protection loan will be decreased by the $10,000 grant.
 


FEDERAL RELIEF CHECKS
No action needed by most people at this time
IR-2020-61, March 31, 2020

WASHINGTON — The Treasury Department and the Internal Revenue Service today announced that distribution of economic impact payments will begin in the next three weeks and will be distributed automatically, with no action required for most people. However, some seniors and others who typically do not file returns will need to submit a simple tax return to receive the stimulus payment.

Who is eligible for the economic impact payment?
Tax filers with adjusted gross income up to $75,000 for individuals and up to $150,000 for married couples filing joint returns will receive the full payment. For filers with income above those amounts, the payment amount is reduced by $5 for each $100 above the $75,000/$150,000 thresholds. Single filers with income exceeding $99,000 and $198,000 for joint filers with no children are not eligible.
Eligible taxpayers who filed tax returns for either 2019 or 2018 will automatically receive an economic impact payment of up to $1,200 for individuals or $2,400 for married couples. Parents also receive $500 for each qualifying child.

How will the IRS know where to send my payment?
The vast majority of people do not need to take any action. The IRS will calculate and automatically send the economic impact payment to those eligible. For people who have already filed their 2019 tax returns, the IRS will use this information to calculate the payment amount. For those who have not yet filed their return for 2019, the IRS will use information from their 2018 tax filing to calculate the payment. The economic impact payment will be deposited directly into the same banking account reflected on the return filed.

The IRS does not have my direct deposit information. What can I do?
In the coming weeks, Treasury plans to develop a web-based portal for individuals to provide their banking information to the IRS online, so that individuals can receive payments immediately as opposed to checks in the mail.

I am not typically required to file a tax return. Can I still receive my payment?
Yes. People who typically do not file a tax return will need to file a simple tax return to receive an economic impact payment. Low-income taxpayers, senior citizens, Social Security recipients, some veterans and individuals with disabilities who are otherwise not required to file a tax return will not owe tax.

How can I file the tax return needed to receive my economic impact payment?
IRS.gov/coronavirus  will soon provide information instructing people in these groups on how to file a 2019 tax return with simple, but necessary, information including their filing status, number of dependents and direct deposit bank account information.

I have not filed my tax return for 2018 or 2019. Can I still receive an economic impact payment?
Yes. The IRS urges anyone with a tax filing obligation who has not yet filed a tax return for 2018 or 2019 to file as soon as they can to receive an economic impact payment. Taxpayers should include direct deposit banking information on the return.

I need to file a tax return. How long are the economic impact payments available?
For those concerned about visiting a tax professional or local community organization in person to get help with a tax return, these economic impact payments will be available throughout the rest of 2020.

Where can I get more information?
The IRS will post all key information on  IRS.gov/coronavirus  as soon as it becomes available. The IRS has a reduced staff in many of its offices but remains committed to helping eligible individuals receive their payments expeditiously. Check for updated information on  IRS.gov/coronavirus  rather than calling IRS assistors who are helping process 2019 returns.

PAYROLL PROTECTION PROGRAM
You can apply for Paycheck Protection Program (PPP) at any lending institution that is approved to participate in the program through the U.S. Small Business Administration (SBA) 7(a) lending program & lenders approved by the Department of Treasury. Visit  www.sba.gov  for more details.

ANNUAL REPORT DEADLINE EXTENDED TO JUNE 30th, 2020 FROM MAY 1st.
Pursuant to Executive Order No. 20-52 and Department of State Emergency Order 2020-01 signed March 27, 2020, the time requirements for business entities to file annual reports are suspended and
tolled until June 30, 2020. Any profit corporation, limited liability company, limited partnership or limited liability limited partnership annual report filing will have until 12:01 am Eastern Time on July 1, 2020, before a $400 late fee is assessed. Nonprofit corporations are not subject to the late fee.

Online Annual Report filing services remain operational at this time. To file your report, click on Annual Report < https://dos.myflorida.com/ sunbiz/manage-business/efile/annual-report/> under Filing Services at  Sunbiz.org  < http://www.sunbiz.org/ >. 

RELIEF CHECK AMOUNT CALCULATOR

TALLAHASSEE, Fla. – Today, the Florida Department of Economic Opportunity (DEO) announced $100 million of additional funds is now available to local governments in  communities impacted by Hurricane Irma  through the  Rebuild Florida Infrastructure Repair Program . The program, administered by DEO, helps communities fund infrastructure restoration and improvement projects in communities impacted by disasters. 

Food and Nutrition Services for Students & Families
March 30th - April 15th
 Broward County Public Schools (BCPS) will continue to support students and their families through the coronavirus crisis by offering its grab-and-go meal service at 23 elementary schools, nine middle schools and 15 high schools throughout Broward County.
To view a list of the participating schools, click here

PROPERTY TAX POSTPONEMENT
This Order of Emergency Waiver/Deviation #20-52-DOR-01 from Governor DeSantis applies to all 67 Florida counties. Property tax is normally due by March 31 in the year following the year the taxes are assessed. The Department waives the due date so that payments remitted by April 15, 2020, for the 2019 tax year will be considered timely paid. Property tax returns for railroad, railroad terminal, private car and freight line and equipment company property are normally due by April 1. Returns will be timely filed if filed by April 15, 2020. CLICK HERE  
SALES AND USE TAX EXTENDED
Sales and use tax, as well as other related tax returns and payments, are normally due on the first day of the month, have an extended due date to April 30, 2020 for sales and use tax, as well as other related taxes collected in March.
SENIOR SHOPPING HOURS: 
·       PUBLIX: Tuesday and Wednesday, 7-8 a.m.
·       WALMART: Tuesday, first hour of business
·       TARGET: Wednesday, first hour of business
·       WINN-DIXIE: Monday-Friday, 8-9 a.m.
·       COSTCO: Tuesday and Thursday, 8-9 a.m.
·       DOLLAR GENERAL: Daily, first hour of business
·       BIG LOTS: Daily, first hour of business
·       THE FRESH MARKET: Monday-Friday, 8-9 a.m.
·       WHOLE FOODS: Daily, one hour prior to opening 

Ways to Connect with SBA South Florida:
Website:  www.sba.gov/southflorida  
Twitter: @SBA_SouthFL
Subscribe to our  YouTube  channel!

Short-Time Compensation Program:
The  Short-Time Compensation Program  is designed to provide prorated Reemployment Assistance benefits to employees that have had work hours and earnings reduced as part of a Short-Time Compensation plan to avoid a total layoff of some employees. This program allows Employers to avoid the expense of recruiting, hiring, and training new workers when business conditions improve. More about the Short-time Compensation Program can be found on  FloridaJobs.org

Reemployment Assistance (RA) Benefits:
Reemployment Assistance  provides temporary wage replacement benefits to eligible individuals who are out of work through no fault of their own. If your employment has been negatively impacted as a result of the mitigation efforts to stop the spread of COVID-19, you may be eligible to receive RA benefits. RA claims are handled by the CONNECT system.

You can file your claim by accessing CONNECT through  www.floridajobs.org  in the Reemployment Assistance Service Center in the right-hand corner of the page. People who need assistance filing a claim online because of legal reasons, computer illiteracy, language barriers, or disabilities may call 1-800-204-2418 or visit  FloridaJobs.org


Temporary Layoff Program:
A  Temporary Layoff  occurs when the employee is separated from their job due to lack of work, and the employee has a return-to-work date within eight weeks of the separation. An employee that is temporarily laid off from work may be eligible for RA benefits. You can file your claim by accessing CONNECT through  www.floridajobs.org  in the Reemployment Assistance Service Center in the right-hand corner of the page. People who need assistance filing a claim may call 1-800-204-2418 or visit  FloridaJobs.org .

Broward County Public Schools will return students to learning, with teacher guided instruction on Monday, March 30, 2020.
Click here for more information.

Broward County urges all residents to stay home in new shelter-in-place order.

Individuals are strongly urged to remain home. Exceptions include activities such as shopping for food, going to work, and emergency care. Read the Broward County Administrator's Emergency Order, in effect beginning, Friday, March 27th, 2020 

Broward County Orders:
  • Executive Order 20-01: this order defines in detail which retail and commercial businesses are considered essential, and directed to remain open
  • NEW Executive Order 20-03: this order announces a Shelter-in-Place for Broward County residents starting, Friday March 27th at 12:01am (midnight tonight). 
  • Individual daily outdoor exercise that complies with social distancing guidelines as recommended by the Centers for Disease Control and Prevention (CDC) is permitted.
  • The Order updates the list of “essential businesses” and clarifies certain provisions. Emergency Order 20-03 also defines “essential employees.” The list includes first responders, public health workers, emergency management personnel, emergency dispatchers, law enforcement personnel and related contractors, persons working for emergency services providers, and governmental employees performing work in the course and scope of their employment.

State Executive Orders:
  • Executive Order 20-68: this Executive Oder is in regards to restaurants and bars
  • Executive Order 20-69: this Executive Order waives in-person meeting requirements so that public officials can safely continue their duties without impediment.
  • Executive Order 20-70: this Executive Order directs all movie theatres, concert houses, auditoriums, playhouses, bowling alleys, arcades, gymnasiums, fitness studios and beaches to close in Broward County and Palm Beach County.
  • Executive Order 20-71: this Executive Order directs all restaurants and food establishments within the state to suspend on-premises food and alcohol consumption for customers. The order also requires the closure of all gyms throughout the state.
  • Executive Order 20-72: this Executive Order prohibits medically unnecessary, non-urgent or non-emergency procedures or surgeries.
  • Executive Order 20-82: this Executive Order directs all persons who enter the State of Florida from an area with substantial community spread, to include the New York Tri-State Area (Connecticut, New Jersey and New York), to isolate or quarantine for a period of 14 days from the time of entry into the State of Florida or the duration of the person’s presence in the State of Florida, whichever is shorter
  • Executive Order 20-83: this Executive Order directs the State Surgeon General and State Health Officer to issue a public health advisory to all persons over 65 years of age urging them to stay home and to take such other measures as necessary to limit their risk of exposure to COVID-19.

FPL Lowers Customer Bills During COVID-19 Starting May 1, 2020
FPL has announced they are lowering customer bills during this pandemic. This bill reduction will be issued as a one-time decrease in order to help customers beginning May 1 st .

For the average residential customer who currently pays about $96 each month, this will result in a one-time decrease of nearly 25% of your May bill. Business customers will also see a significant one-time decrease in May.

FPL can waive late payment fees for those in hardship situations, and these policies will remain in effect for as long as Florida is under a state of emergency. If you are experiencing hardship as a result of COVID-19, visit  FPL.com/Help .


The IRS is extending the April 15th tax-payment deadline until July 15th, 2020. No penalties, no Interest!

We are monitoring closely the Federal legislation regarding Small Business Assistance, laid off employee benefits and Individual and family relief checks. We will notify you of details immediately.

We are with you in this fight! - PLEASE SEE BELOW

Broward County Chamber of Commerce
Office (954) 565 -5750
UPDATE : Small Business Administration Opens COVID-19 Economic Injury Loans to Florida Small Businesses
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03/20/2020 - The Small Business Administration (SBA) has announced that Florida small businesses that are being economically impacted by COVID-19 can now apply for low-interest Economic Injury Disaster Loans.

Loans of up to $2 million are available to help meet financial obligations and operating expenses for small businesses statewide that have been impacted since Jan. 31, as well as for private non-profit organizations of any size, small agricultural cooperatives and small aquaculture enterprises. The deadline to apply is Dec. 18.

The Economic Injury Disaster Loans have interest rates of 3.75% for small businesses and 2.75% for nonprofit organizations. Repayment plans of up to 30 years are available.

You can apply online, get disaster assistance information and download applications at  https://disasterloan.sba.gov/ela/Information/Index .

For more information, call the SBA's Service Center at (800) 659-2955 or email at  [email protected] .

Individuals who are deaf or hard-of-hearing can call (800) 877-8339. Mail completed applications to the U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

i
COVID-19 Financial Assistance Now Available for Florida Small Businesses
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3/20/2020 - Small business owners that experienced economic damage as a result of COVID-19 have through May 8, 2020, to apply for expedited, short-term interest-free financial help under the Florida Small Business Emergency Bridge Loan Program.

The emergency bridge loan program assists in re-establishing business during the interim period following a disaster and before other longer term financial resources are secured, including payment of insurance claims or Small Business Administration (SBA) disaster recovery loans.

Eligibility: Applications will be accepted by qualified for-profit, privately held small businesses that maintain a place of business in the state of Florida.  Must be a small business owner (from 2 to 100 employees), have been established in Florida prior to March 9, 2020, and demonstrate economic injury as a result of COVID-19.

Loan Amounts: Maximum $50,000. Loans of up to $100,000 may be made in special cases as warranted by the need of the business.

Term: 1 year.

Interest Rate: Interest free for the loan term (1 year).

Payments: Payments are not required during the established loan term, but loans must be paid in full by the end of the loan term.

Program Instructions: Applications for the Emergency Bridge Loan Program for both small businesses and citrus businesses may be downloaded at  www.floridadisasterloan.org .

Complete eligibility and loan development details as well as additional resources may also be found on the website.

For questions regarding the Emergency Bridge Loan Program, please contact the Florida SBDC Network Headquarters. Email:  [email protected] .  Phone: (866) 737-7232.
Governor DeSantis Activates Emergency Business Damage Assessment Survey for Coronavirus (COVID-19)
 


Florida Small Business Emergency Bridge Loan  - Governor Ron DeSantis activated the Florida Small Business Emergency Bridge Loan Program to support small businesses impacted by COVID-19. The bridge loan program, will provide short-term, interest-free loans to small businesses that experienced economic injury from COVID-19. The application period opens , March 17, 2020 and runs through May 8, 2020 . The  short-term, interest-free  loans will help bridge the gap between the time the economic impact occurred and when a business secures other financial resources, including payment of insurance claims or longer-term  Small Business Administration (SBA)  loans. Up to $50 million has been allocated for the program. Small business owners with two to 100 employees located in Florida affected by COVID-19 can apply for short-term loans  up to $50,000 . To be eligible, a business must have been established  prior to March 9, 2020  and demonstrate economic impacts as a result of COVID-19. For more information on the program, visit  www.floridadisasterloan.org .   

 
Business Damage Assessment Survey  - The State of Florida has also activated the Business Damage Assessment Survey to assess the impact of COVID-19 on Florida’s local business operations so actions to implement appropriate relief programs can begin. Such as the U.S. Small Business Administration (SBA)  Economic Injury Disaster Loan (EIDL) program  for businesses impacted by COVID-19. With proper reporting through the  Business Damage Assessment Survey , Florida can activate this vital program providing up to  $2 million  to help eligible  small businesses , small agricultural cooperatives, and most private  nonprofit organizations  meet financial obligations and operating expenses that could have been met should the pandemic not have occurred. In order to make the loan program available, states must make a request based on the need for a disaster declaration. 
Visit  www.floridadisaster.biz/BusinessDamageAssessments  to complete the survey. 
 
 
 
 
SBA Disaster Recovery Assistance Conference Calls for Small Businesses  - The South Florida District of the U.S. Small Business Administration and the Florida Small Business Development will host two webinars to help small businesses navigate the economic recovery process from the effects of COVID-19. Both webinars will cover how to apply, where to get help applying for the SBA Economic Injury Disaster Loan, and answer questions.  WHEN : Wednesday, March 18, 2020, 11:00 A.M. – 12:00 P.M.  -OR-  at 2:00 P.M. – 3:00 P.M.  WHERE:   Join Skype Meeting  with your computer  -OR-   Join by telephone: Toll number: +1 (786) 749-6387, 590047996# (Dial-in Number) Conference ID: 590047996 

Businesses begin documenting any losses incurred as a result of disruption caused by Coronavirus. Please consider this immediately while these losses are fresh in your mind.
 

U.S. Small Business Administration Disaster Assistance in Response to Coronavirus  - Please note, an application in response to COVID-19 has not been made available to Florida businesses as of yet, but continue checking for the application to be made available. 
 

World Health Organization   - Coronavirus disease (COVID-19) technical guidance:  Guidance for schools, workplaces & institutions   


 

 

 
 
 







Broward County Chamber of Commerce
Office (954) 565 - 5750