March 31, 2017

2017 Lakestone Bank & Trust Calendars
Stop by any Lakestone Bank & Trust office to pick up a 2017 calendar for your business or organization, while supplies last. 


Money Matters
Lakestone Wealth Management Group
The Wealth Management Group at Lakestone Bank & Trust is a resource for the members of the community to gain fiscal help and advice from a financial institution that they have known and trusted for over 115 years.
  
The Wealth Management Group covers two aspects of financial services - the Trust Department, which handles trust services, institutional and personal investments; and 
Lakestone Financial Services (Securities offered through Infinex Investments Inc., Member FINRA/SIPC), which is a full service brokerage and insurance organization and includes financial, education and retirement planning.
  
"Some of the first trusts come from when English land holders fought in the crusades," said Senior Vice President & Chief Trust Officer Gary Drainville. "The owner went off to fight and left a trusted individual in charge of their property - someone to serve as the owner, pay the taxes, manage the day-to-day operations, etc. Today, we just offer a more modern version of those services." Corporate Trustees like Lakestone's Wealth Management Group can pay bills, manage assets, pay taxes, administer and act as the executor of estates.
  
"Trusts go beyond investing," said Adam Schlusler, JD, Vice President, Wealth Management Officer. "When we act as a trustee for a trust or an executor for an estate, we make sure that the wishes of the client are followed. It's especially helpful for people who don't have close relatives, or who have a complex family dynamic. Having someone who is a third party act as executor also takes the burden off of grieving family members."
  
The Trust Department of Lakestone Bank & Trust can administer many different kinds of trusts and investments for individuals, as well as for foundations and endowments.

Lakestone Financial Services Financial Advisor and Infinex Investment Executive Ty Schmidt is also ready to help with financial questions.
  
"I'm here to help my clients reach a goal," said Schmidt. "Whether that goal is education, retirement or financial stability."
  
Financial planning isn't just for those starting out either, Schmidt pointed out. "With people on a fixed income, we can budget for anticipated expenses and make a plan for assets to cover future expenses. With any client, I take into account their income and expenses before determining what options help them best attain their goals."
  
Through Lakestone Financial Services, Schmidt can provide a wide variety of financial programs,  depending on what will best serve his client's needs.  "The key is finding out what's right for the client. Each person is different - their needs and goals are different and that leads to different investment choices," said Schmidt.

For more information, or to have your questions answered, please feel free to contact us:
 
Gray Drainville - 810.245.2934

Adam Schlusler - 810.245.2946

Ty Schmidt - 810.245.2935

Lakestone Financial Services - Securities offered through Infinex Investments, Inc. Member FINRA/SIPC. Infinex and Lakestone Bank & Trust are not affiliated. Not a deposit. Not FDIC insured. Not insured by any federal government agency. Not guaranteed by the Bank. May go down in value. 
Security Tip
Setup 'Reset Password' for Online Banking

Ever worry that you will lock yourself out of Online Banking? Set up your Password Reset Question, and be able to unlock your account any time. 

Log into you Online Banking account.
- Click Options
- Scroll down until you see "Password Reset Question" & "Password Reset Answer"
- Fill out these boxes with your desired question and answer.  
- Click Submit

The next time you forget your password, simply click 'Reset Password' and follow the prompted steps.
Customer Spotlight
This could be YOU! 

Want to have your business featured in an issue of Business Connections Newsletter? 

Let us know! We are always accepting requests. There is no charge to our customers for this service. Send us an email with your business name, with a little about you and a picture and we will do the rest.

If you are interested in spotlighting your business in this section, please call 810.538.1925 or email Marketing.
In the Community
First Community Shred Day of 2017
Our first Community Shred Day will be  on Saturday, April 15 at the Main Office in downtown Lapeer. Each shred day runs from 9:00 a.m. to noon, or until the trucks are full. 

This is a community event. Everyone is welcome to drop off their documents for shredding. You do not need to be a Lakestone customer to participate! 

Please limit your paperwork to be shredded to 10 banker's boxes to help ensure everyone can take part in this service.

Additional Shred Days:
Capac Office - May 20
Imlay City Office (on M-53) - August 19
Armada Office - October 14
Important Information: Lakestone Bank & Trust is pleased to provide the information contained in this newsletter to our customers seeking to gain the most value from their banking relationship with us. The content of this newsletter contains advertising of products and services. Lakestone encourages you to discuss your specific situation with your banker or other advisor before acting on ideas offered in Business Connections.
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Lakestone Bank & Trust | 810.664.2977 | community@LAKESTONEbank.com 
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