MEMBER APPRECIATION DAYS
OCTOBER 21 - 22, 2021
We are proud to celebrate our 88th anniversary with you, our members/owners who collectively make SharePoint CU a trusted financial leader in the community. We proudly serve over 23,000 members, as well as almost 500 small businesses.
 
Your financial wellness is our passion! Whether no credit, imperfect or perfect credit, every member is given personal, attentive service and unique solutions based on your goals. In the cooperative spirit of celebrating 88 years of membership/ownership, we are offering drawings along with special promotions to show our gratitude and help in promoting your continued financial wellness!
Give the gift of membership! This season, give the special child in your life a SharePoint Youth Savings Account. When you deposit at least $5 into the new account, SharePoint will deposit $20 and give you a free piggy bank to make saving fun!

Benefit from:
  • Earn interest
  • Set up to transfer and deposit money easily for any future gift or allowance
  • Save for goals like a bike, vacation, tablet, phone or anything else
  • Promote financial education and wellness
  • For a limited time: SharePoint will deposit $20!

Easily open your new Youth Account! Stop into a branch today!
Auto loans: As low as 2.49% APR* up to 65 months
Recreational loans: As low as 3.74% APR up to 60 months

  • Up to 60 days no payment**
  • Full financing available^
  • $100 incentive for auto-buying services with CARVANA or Integrity Autosource^^
  • Insurance discounts available through Liberty Mutual Insurance partnership
GET CUSTOMIZED INSURANCE:
ON AND OFF THE ROAD
Whether you enjoy the freedom of the open road or hitting the trails on your custom ride, make sure your specialty vehicle has the protection it deserves. With Liberty Mutual, you’ll get customized insurance that fits your lifestyle, so you only pay for what you need. Vehicles include ATVs, RVs, and snowmobiles.
To find out more and get a free quote online, visit our TruStage microsite,
or you can call to speak with a local Liberty Mutual representative, Thomas Anderson at (612) 656-7380 ext. 1.
A SharePoint CU Holiday Dollar Loan can be the solution you need to cover expenses, make a larger purchase or simply pay off higher-rate debt. A SharePoint Holiday Dollar Loan offers flexibility on your budget, a low rate, and a 12-month term to help you pay your debt off quickly.

Easily take advantage of this sweet deal!
  • Rate as low as 7.90% APR
  • Borrow up to $3,000
  • Pay back over the next 12 months


Hurry, this sweet deal ends January 31, 2022!
15 yr with 0% points

2.250 RATE* / as low as 2.365% APR*
30 yr with 0% points
3.125 RATE* / as low as 3.198% APR*
Rates accurate as of 10/13/2021.
Your SharePoint Mortgage team are experts at helping you purchase your first home, upgrading to your dream home, or refinancing the home you're in. Today’s rates are at historic lows, and with the variety of options we provide, we can help you make the most of your finances.

You may be in an excellent position to:
  • Purchase your first home
  • Make a move
  • Lower your payment
  • Reduce your term
  • Refinance to cash out and pay off other debt

Talk with a SharePoint Mortgage Lender to calculate your best options to save! 
Meet Kristin!
 
Kristin joined the SharePoint team in August 2020, bringing over 20 years experience in management and customer service to her position as a Member Service Representative at our Andover branch.

Outside of work, Kristin enjoys spending time with her husband, two daughters, family and friends. She has many hobbies, including her favorite crafts: knitting, crocheting, painting and decorating. She also enjoys outdoor activities with her daughters, going for walks and birdwatching.

"My favorite part of my position here is helping members and interacting with them. I also work with really great people that care about helping members as much as I do."
- Kristin
We value your business and welcome the opportunity to serve you!

Sincerely,
SharePoint Credit Union
SharePoint Credit Union l www.sharepointcu.com l (952) 930-0700 l Locations
MEMBER APPRECIATION DAYS DRAWING
*SharePoint members must be 18 years or older. Estimated odds of winning a prize depend upon the total number of eligible entries received during the Promotional Period. Promotion Period begins on 10/13/2021 and ends on 10/22/2021. For full Giveaway rules and details, visit sharepointcu.com/member-appreciation/giveawayrules.
YOUTH SAVINGS ACCOUNT SPECIAL
*Annual percentage yield as of 10/04/2021 is 0.050%. Subject to change. All accounts subject to approval. Must be 18 years old or younger for a youth account. May require parent or custodian on the account. Member responsible for any related taxes or restrictions according to MN laws. SharePoint will deposit $20 at account opening. Member is responsible for a minimum of $5 at account opening. One youth account per youth. SharePoint reserves the right to reclaim promotional funds if accounts are closed within 6 months. SharePoint is federally insured by the NCUA. Offer ends December 31, 2021. Must be eligible for membership at SharePoint Credit Union. 
AUTO & RECREATIONAL LOANS
*APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. 2.49% auto rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. 2.49% auto loan is up to 65 months. An additional $10 fee will be charged at the time of loan origination which will increase the final APR. A $20,000 loan at 2.49% would be 65 payments of $329.63 with a corresponding APR of 2.511%. 3.74% Recreational rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. 3.74% Recreational Loan rate is up to 60 months. An additional $10 fee will be charged at the time of loan origination which will increase the final APR. A $20,000 loan at 3.74% would be 60 payments of $366.17 with a corresponding APR of 3.760%. Rates are subject to change without notice.
**Interest will continue to accrue. Timing of first payment will vary based on credit approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
^Up to 110% NADA Retail Value including tax, title, warranties, GAP insurance, and license fees. Ask a SharePoint Representative for full details.
^^All accounts subject to approval. Receive $100 off eligible auto loans when using Integrity Autosource. Promotion excludes new vehicles. Offer ends 12/31/2021 and subject to change without notice. Contact Integrity Autosource for full details.
HOLIDAY DOLLAR LOAN SPECIAL
*APR = Annual Percentage Rate. Subject to approval. All posted rates are as low as and may vary, based on your credit history. 7.90% Holiday Dollar Loan rate is up to 12 months. An additional $10 fee will be charged at the time of loan origination which will increase the final APR. A $1,000 loan at 7.90% would be 12 payments of $86.94 with a corresponding APR of 7.918%. Additional loan rates and terms are available. Contact a SharePoint Representative for full details. Offer ends January 31, 2022.
MORTGAGE RATES
*Interest rates shown above are as of 10/13/2021 and are subject to change without notice. This is not a credit decision or a commitment to lend. Not all loan programs are available in all states for all loan amounts. The rates shown above are for a purchase of an existing single family residence to be used as a primary residence with a loan amount of $150,000 located in Hennepin County and loan-to-value of 80%. The rate is based on a 45 day rate lock with a 740 credit score and an escrow account is required. Your loan’s interest rate will depend on various factors including: loan product, loan size, credit profile, property value, geographic location, occupancy, and other factors. All loans subject to approval and must qualify for membership. APR = Annual Percentage Rate. Equal Housing Opportunity. NMLS #527701
  • Payment example: Assuming a 15 year mortgage with a balance of $150,000 at an interest rate of 2.250% the monthly payment would be $982.63.
  • Payment example: Assuming a 30 year mortgage with a balance of $150,000 at an interest rate of 3.125% the monthly payment would be $642.56.
  • If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.