Irregular expenses and budget help
Wouldn't it b
e great if you had the money available to pay any bill at any time?
If that's no
t your reality, you're not alone. A majority of Americans get into debt, not only becaus
e of bad spending habits, but because of a lack of money to pay for everything when they need it.
An emergency savings account can help with surprise
expenses, but creating a budget for irregular or revolving expenses - costs that don't occur monthly, but intermittently
throughout the year - will give you a handle on payments and bills.
Use the attached budget spreadsheets to budget monthly for those medication costs, car insurance payments, property taxes, holiday shopping and more. View here