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Fixed Annuities and Life Insurance for Agents 
800-373-9697
Agent Use Only
January 07, 2016
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Fixed Annuity & Life Wholesaler
Quality | Integrity | Expertise 
Happy New Year - January Hot List

Vintage Fixed Annuities - Simple & Guaranteed

Risk Averse Savers Our Type Of Client Too!

Simple And Guaranteed Approach To Savings! 

There is a segment of the population that is extremely risk averse, not at all greed driven when it comes to their financial savings. These people are most interested in security over return, guarantees over assumptions. These are the type of clients I have seen migrate from large institutional banks, savings accounts and CDs, to large insurance carriers fixed annuities.
Read more | View PDF | See on Linked In



 Past Articles    
 
 
Current Fixed Rates & Caps 
Review Of Rates
Rates are holding with a few carriers having increases. 

Fixed Annuity Rate Sheets For Agents
New York Rates
Life Insurance Rates

Immediate Annuity Illustrations - A+ and A++ Rated
  • Single Or Joint Lifetime Income 
  • Long term beneficiary guarantees available
  • 5 - 50 year period certain options
  • Annual Increases - COLA or CPI
  • QLAC Options
  • The insurance product built for immediate income
SPOTLIGHT ROYAL NEIGHBORS LIFE INSURANCE
Royal Neighbors 
Women have come a long way since Royal Neighbors of America became a life insurer on March 21, 1895. Back then they couldn't own property, couldn't vote, and couldn't be insured. 
The women of Royal Neighbors helped change all that.  Read More

PREMIUM FINANCING OF LIFE INSURANCE


THE NEW PREMIUM FINANCING
MAKING LIFE INSURANCE INTERESTING
Your clients can obtain larger amounts of life insurance while having a major bank fund a large part of the insurance premiums. A line of credit to fund Life!
Clients who may not have foreseen needing a large amount of life insurance can benefit from Premium Financing. These clients may not be willing or able to make changes to their current financial plan. Current investments may be time sensitive or non-liquid.
A Premium Financing program will allow the bank to pay a large portion of the ongoing insurance premiums for the lifetime of the policy. After the payment term for example, the cash value of the insurance policy combined with growth should pay off the loan and keep the policy in force.
This financing is approved by the lender and insurance carrier and they do share information.
Read more....  OR Get Started NOW! - Fill out the trial application here 
F&G Life Insurance




F&G Life's Elite IUL Even Better!
  • Non-medical underwriting is extended for issue ages 0-45 with face amounts from $50,000 through $149,999
  • The minimum face amount is reduced to $50,000
  • Preferred rate class not available on non-medical case
  • 80% (1st year target) ages 0-17 / 105% (1st year target) ages 18-75
  • Marketing Bonus $100.00 Per $1,000 of Target Premium
  • Index UL Highlights  /  Agent Appointment  
California Compliance Update

All life insurance applications taken or dated after October 15, 2015 must be accompanied by a hard copy of the full illustration signed by both the insurance producer and applicant... read more

What We Do  
Fixed Annuity and Life Wholesaler
We make it simple, especially for agents who do not use fixed annuities often.
If you specialize in P&C, Health or Disability Ins we want to show you how easy it is to add fixed annuities and life insurance to your client offerings. Really, we will keep it guaranteed and simple so you can keep focused on your primary business. 

We work directly with you, the agent. We are here to assist in product selection, brainstorming, income comparisons, follow-up on new business submissions and paperwork assistance. We focus on the product features and rates that benefit your clients and quickly respond to requests. 

Focusing on marketing products that offer guaranteed steady gains is how we have always done it with very good results and very happy agents! 

Jeff Affronti
FSD Financial Life and Annuities
FSD FINANCIAL SERVICES 

5530 Corbin Ave. Suite 101 - Tarzana, CA 91356
Quality Integrity Expertise 

www.fsdfinancial.com
 
800-373-9697

  Agency:
FSD Financial Services
National Marketing Organization

CA Insurance License 0B91910 and 0B67385
FOR AGENT USE ONLY
Information subject to change. 

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In This Issue
Hot List
Articles By Jeff
January Rates
Quality Immediate Annuity Quotes
RNA Life Benefits And Pricing
New Premium Finance
F&G IUL
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