 Annuity & Life Wholesale |
Below is a quick review of some interesting fixed annuity and life insurance products and topics. SPIA's may offer the best return right now for clients seeking guaranteed income. |
 
WHAT WE DO:
FSD is a full service fixed annuity and life wholesaler. We work directly with you, the agent. We are here to assist in product selection, product placement and follow-up on new business submissions. We also offer top level commissions and bonuses as marketing support for you.
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SPECIAL FIXED INDEX ANNUITY BONUSES $$
- FSD is offering SUPER bonuses on all FIA sales.
- Be sure to call us before you submit your next indexed annuity 800-373-9697.
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| ATHENE
Great Rates
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5.00% Bonus and a High Cap
- Athene All Product Company Rate Sheet
- 5.00% ANNUAL PT to PT CAP
- 2.50% MONTHLY PT to PT CAP
- 5.00% BONUS
- 12 Year Surrender 14,13,12,11,10,9,8,7,6,5,4,3%
- 10% Free Withdrawals after 1st year
- 7.00% COMMISSION (0-75) - 4.00% (76 - 85)
1.00% Lower in CA, TX and WA - Get Appointed
- Not Available in AK,CT,DE,HI,MN,NJ,NY,OK,TX,OR,PA,UT, WA
NEW MYGA Product
MaxRate MYGA
- 7 Year MYGA
4.00% Year 1 then 3.00% Years 2-7 (3.14% Yield) - Not Available in CA, DE, FL, NY
- Full Death Benefit
- Agent Appointment
- Details
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Royal Neighbors (RNA)
Special Rate
Choice Series
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- 5 Year Surrender 8.5,7.5,7,6,4,0%
- RMD Friendly
- Get Appointed
- Not Available in AK, AL, HI, LA, MA, NH, NY, SC, VT
Steady Choice
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Liberty Bankers
Bankers Elite
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Trips and Prizes
Royal Neighbors Sales Conference 2013
"Pure Vida" - Four Seasons Resort Costa Rica Qualify with (8) $25,000 Steady Choice annuity cases.....it's that simple!! - Click here for details
Hurry capacity running out!
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Liberty Bankers Life 2012
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Life Insurance Commission Bonuses
- Before you sell your next life case be sure to call for commission specials!
- Amazing bonuses available now - Click here
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Royal Neighbors of America
A- Rated By A.M. Best - 30% Surplus
TRUE SUPPORT - SALES STAFF READY TO HELP YOU
ALL LIFE PRODUCTS USE AGE LAST
WILL INSURE UP TO $4 MILLION ON A SINGLE LIFE
Royal Legacy SPWL
Simplified UW to age 69
Includes Accelerated Living Benefit rider at no cost
14% Commission + 1.00% Bonus on your 1st case
Click here for product details
Term Life
RENEWAL COMMISSIONS!
No charge for monthly PAC premium payments
Convertible to permanent plan without evidence of insurability.
Royal Neighbors Member Benefits:
- Prescription drug discount
- Dental & Vision discount
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Life Line screening
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Magazine discount
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Fraternal Aid
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Scholarships
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| Deferred Annuities as of 07/10/2012
Multi-Year Guarantee Rates - Various Carriers
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Product spreadsheets are back:
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REQUEST A QUOTE AT SPIAquote.com
Guaranteed Lifetime Pay-out Percentages
Male Age 65 = 6.36% - Female Age 65 = 6.04%
Male Age 70 = 7.05% - Female Age 70 = 6.68%
Male Age 75 = 7.90% - Female Age 75 = 7.60%
Male Age 80 = 8.91% - Female Age 80 = 8.58%
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LIFE With Installment Refund
Monthly income starting in 1 month!
3.00% Commission - All ages!
Annual Percentage Return is P&I:
This is the annual percentage needed in any other vehicle to guarantee the same income without out ever running out of money!
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Quotes may vary in some states due to state premium taxes. A+ Rated carrier quoted. 07/10/2012 rates
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Sincerely,
Jeff Affronti
jeff@fsdfinancial.com CA Lic # 0B91910
Managing general agent Jeff Affronti
Licensed in most states.
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