 Annuity & Life Wholesale |
Below is a quick review of some interesting fixed annuity and life insurance products and topics. SPIA's may offer the best return right now for clients seeking guaranteed income. |
 
WHAT WE DO:
FSD is a full service fixed annuity and life wholesaler. We work direct with you, the agent. We are here to assist in product selection, product placement and follow-up on new business submissions. We also offer top level commissions and bonuses as marketing support for you.
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SPECIAL FIXED INDEX ANNUITY BONUSES $$
- FSD is offering SUPER bonuses on all FIA sales.
- Be sure to call us before you submit your next indexed annuity: 800-373-9697.
CURRENT HIGH INDEXED CAP PRODUCT
- Athene All Product Company Rate Sheet
- 5.50% ANNUAL PT to PT CAP
- 3.25% MONTHLY PT to PT CAP
- 3.50% 1 YEAR FIXED RATE
- 10 Year Surrender 10,10,9.5,9,8,7,6,5,4,2%
- 10% Free Withdrawals after 1st year
- 6.50% COMMISSION (0-75) - 1.00% Lower in CA, TX and WA
- Get Appointed - Be sure to mention TV Bonus!
- MAY BONUS FOR NEW AGENTS ON ATHENE FIA:
$100,000 - $199,999 = 32" Class LCD TV
$200,000 - $350,000 = 42" Class LCD TV
$350,000+ = up to 60" Class 1080p LCD HDTV
OR take a 0.30% Cash Bonus on all premiums up to age 75.
*Can not be combined with any other bonuses.
**For new applications settled by 11/30/2012
*** 50% Credit over age 75
NEW MYGA PRODUCT
MaxRate MYGA
2 Guarantee Rate Periods of 5 or 7 years!
- 7 Year MYGA
4.10% Year 1 then 3.10% Years 2-7 (3.24% Yield) - 5 Year MYGA
3.80% Year 1 then 2.80% Year 2-5 (3.00% Yield) - Not Available in AL, AZ, AR, CA, CT, DE, FL, IN, MN, MT NM, ND, NY, SD, TN, WV
- Full Death Benefit
- Agent Appointment
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Genworth New Indexed Annuity
Secure Living Index 7 and 10 Plus
NOW IN CALIFORNIA
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With retirement just around the corner or already here, many clients don't feel they have the time or the stomach to ride out current and future ups and downs of market volatility. Help them off the roller coaster.
Now available, SecureLiving Fixed Index Annuities from Genworth.
Introducing SecureLiving Index 7 and SecureLiving Index 10 Plus, Genworth's innovative single premium fixed index annuities, offering:
- Competitive Cap Rates
- Multi-Year Guaranteed Fixed Options
- Guaranteed Minimum Accumulation (SecureLiving Index 7)
- 5% Premium Enhancement (SecureLiving Index 10 Plus)
- Innovative Bailout Feature
- Jumbo Premium Bands (Including $250K+)
- Income Protection Rider
- SecureLiving Index 7 Brochure / Fact Sheet
- SecureLiving Index 10 Plus Brochure / Fact Sheet
- Income Protection Rider Brochure / Fact Sheet
- Not Available in all states.
- Approved in: AL,AR,AZ,CO,DC,FL,GA,HI,ID,IN,IA,KS,KY,LA,MD,ME,MI,MS,
MT,NC,ND,NE,NH,NM,OH,RI,SC,SD,TN,UT,VA,VT,WV,WI,WY - Get Appointed now and receive a 0.25% bonus on ALL apps!
Agent Appointment - Get Quotes - http://FIA.winflexweb.com
- Annuity Producer Product Training is required AK, CA, HI, IN, KY and soon in CT
- 5.00% Commission on Index 7 (0-75) - Plus Bonus
- 7.00% Commission on Index 10 Plus (0-75) - Plus Bonus
Call 800-373-9697 for more details!
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Trips and Prizes
Royal Neighbors Sales Conference 2013 Four Seasons Costa Rica
"Pure Vida" - Four Seasons Resort Costa Rica Qualify with (8) $25,000 Steady Choice annuity cases.....it's that simple!! - Click here for details
Hurry capacity running out!
Steady Choice Rate:
3.00% initial rate - 3.00% Minimum guarantee forever
5.00% Commission (0-75)
Liberty Bankers Life 2012
Ritz-Carlton Grand Cayman Island
- Liberty USA 100
- 4.25% Year 1 3.00% Base Rate
- 3.00% Minimum Guarantee Forever
- 5.50% Commission (0-70)
- 3.50% Commission (71-79)
- Details - 9 Year Surrender Period
- First year rate of 8.25% also available with 3.50% commission on the Liberty USA 500.
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Life Insurance Commission Bonuses
- Before you sell your next life case be sure to call for commission specials!
- Amazing bonuses available now - Click here
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Royal Neighbors of America
A- Rated By A.M. Best - 30% Surplus
TRUE SUPPORT - SALES STAFF READY TO HELP YOU
ALL LIFE PRODUCTS USE AGE LAST
WILL INSURE UP TO $4 MILLION ON A SINGLE LIFE
Secure UL - Commission up to 115% (Ages 0-54)
Flex premiums
Adjustable death benefit
Very strong current assumption UL
Click here to see comparison vs. competitors
Term Life
RENEWAL COMMISSIONS!
No charge for monthly PAC premium payments
Convertible to permanent plan without evidence of insurability.
Royal Neighbors Member Benefits:
- Prescription drug discount
- Dental & Vision discount
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Life Line screening
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Magazine discount
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Fraternal Aid
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Scholarships
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| Deferred Annuities as of 05/02/2012
Multi-Year Guarantee Rates
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Product spreadsheets are back:
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REQUEST A QUOTE AT SPIAquote.com
Guaranteed Lifetime Pay-out Percentages
Male Age 65 = 6.96% - Female Age 65 = 6.43%
Male Age 70 = 8.06% - Female Age 70 = 7.32%
Male Age 75 = 9.40% - Female Age 75 = 8.60%
Male age 80 = 11.36% - Female Age 80 = 10.42%
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LIFE ONLY SPIA - Monthly income starting in 1 month!
Annual Percentage Return P&I: This is the annual percentage needed in any other vehicle to guaranteed the same income without out ever running out of money!
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Quotes may vary in some states due to state premium taxes. A+ Rated carrier quoted. 05/02/2012 rates
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Sincerely,
Jeff Affronti jeff@fsdfinancial.com
CA Lic # 0B91910
Managing general agent Robert Affonti CA Lic# 0518378
He is licensed in all states.
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