Commercial Insurance Underwriters, Inc.
March 2015 Newsletter

901 E. Saint Louis St.                                                

Ste. #205

Springfield, MO 65806               

Phone: 417-883-3277

Fax: 417-883-3393

Toll Free: 800-241-9759

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Are you attending the MAIA Small Agency Conference in Columbia on March 26th-27th? 

 

If so, be sure to stop by and see Brandy Weber and Teresa Cheek!

 

They will be in Booth #20 and will have lots of smiles and other goodies to share! 

  

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WE WANT YOUR PUBLIC ENTITY ACCOUNTS!

 

TARGET CLASSES:

- City and County Governments

- Towns and Villages

- Public Fire and Emergency Services

- Schools and School Districts

- Water and Sewer Districts

- Police Departments

- Parks

 

ELIGIBLE LINES OF COVERAGE:

General Liability

Auto Liability

Garagekeepers

Police Professional Public Officials

E&O

Medical Malpractice EPLI

Property 

 

E-mail submissions to: newbusiness@ciusgf.com

ARE YOU OFFERING YOUR CUSTOMERS VALUABLE 

DATA BREACH COVERAGE?

 

With all the recent breaches and increased awareness surrounding this critical exposure, we want to make sure you know CIU has several markets that can offer Cyber Liability and Data Breach coverage to help protect you and your customers! 

 

We can consider everything from Medical Facilities to Car Dealerships; Insurance Agencies/Brokers to Retail Stores; Regional Banks, Credit Unions, Benefit Administrators, TPA's and more!

 

Coverage includes:

*Data breach & privacy liability for 1st AND 3rd parties

*Extra expenses while recovering from a covered breach

*Electronic media coverage

*Web content (including social media) for:
   -Libel, slander, other defamation
   -Accidental public posting of private information and copyright or

     trademark infringement
*Reward coverage reimbursement

*AND MORE!
 
 

Call us today for more information on what we can offer and what specific apps your customer will need.

 

800-241-9759

Short-Term Vacation Rentals

 

It's almost Spring, which means it's time to start thinking about vacations, and CIU can help with your Short-Term Vacation Rental accounts!

 

Whether it's a dwelling or a condo, as long as they are rented on a minimum of three-nights basis (no nightly rental) then we can consider them!

 

We can offer a DP-3 - RC or DP-1 - ACV depending on the age of the dwelling/condo and updates. 

 

We can also consider log construction or dwellings located in PC 9/10.

 

Send these risks to Marsha Peck, ext 236, mpeck@ciusgf.com today for a quote.

ON THE BOOKS
Commercial Lines:  
Cell Tower Equipment Repair Contractor - $1mil/$2mil GL; $5mil Excess.  $500k GR (w/ 60% of work subcontracted out) $16,890
Retail Shopping Center - $500k/$500k GL limits; $1.3mil Prop.  58,150 total square footage $10,725
Manufacture of plastic bottles & hand cleaners - $3.1mil TIV (incl Equip Breakdown), $5k aop/$50k w/h dedts $16,350
Pizza Delivery - $300k Excess H&NO Auto; $490k GR $6,400
New & Used Bus Dealer - $500k Excess DOL (over $500k primary) $30,000
Substance Abuse Program - $1mil/$2mil GL; $1.3mil TIV, $1mil D&O.  32 beds & 3,000 patient visits $15,120
Electronic Cigarette Store - $1mil/$2mil GL (excluding Products/Completed Ops); $80k TIV.  $600k GR between 2 loc's $2,560
Rental Dwellings/Apts (22 units total) - $1mil/$2mil GL; $1.4mil Prop TIV. $5k per bldg prop dedt. $12,080
Ambulance Service - $1mil CSL Auto Liab; $15,000 Phys Dmg; $1mil/$3mil GL/Prof. 1 unit. $290k GR $11,360
Hookah Lounge/Bar/Restaurant - $1mil/$2mil GL; $1mil; $2mil Liquor Liab; $40k TIV.  $250k GR $5,980
   
   
Personal Lines:  
$2mil Umbrella - 6 drivers, 2 youthful, w/ MVR activity $1,175
AR HO 3- $1.5mil TIV, $2,500 dedt, prior fire loss $3,430
MO DP 3 - $170k TIV, Seasonal (on 65 acres), owned by an LLC $1,760
AR DP 1 - $88k TIV, Vacant/Renovation (licensed contractor doing work) $685
MO DP 1 - $60k TIV for a monoline adjacent structure, Fire/EC and premises liab only $930