New Medicare Cards are on the Way!
Medicare recipients are getting a new Medicare card soon. Due to issues with fraud and identity theft, the government is removing Social Security numbers from the current Medicare cards and replacing them with a new unique ID number which will only be used for their Medicare coverage. The mailing will start in April of 2018 and run through 2019. Everyone's cards will come at different times and it does not change their coverage or benefits. As an agent, this is great news because now you do not have to collect their Social Security number with an application.
Supplemental vs. Advantage, What to Consider:
This year many higher than average wage earners saw a spike in the cost of their Medicare Part B premium and Part D income related surcharge. Those clients who were typically opting for a Medicare Supplement plan may want to look into a lower cost Advantage plan to save on the premium outlay. There are zero and low cost Advantage plans out there that might be the perfect option for your 65 year old high wage earner client. People are looking for ways to save when they stop working, make sure you are talking about Advantage plans. In many cases, the client is already accustomed to a group plan with a doctor/hospital network and co-pays for services so Advantage can be a good fit. If you aren't presenting them with some varied options, you can be sure that another Medicare agent will.
Now is the time to get appointed to sell Medicare, contact one of our Medicare specialists to assist your client and earn a referral fee.