901 E. Saint Louis St.
Ste 205
Springfield, MO 65806
Phone: 417-883-3277
Fax: 417-883-3393
Toll Free: 800-241-9759
  
Visit our website at  ciusgf.com!
  
   
MAY 2017 NEWSLETTER
   
WE WANT YOUR AUTO DEALERS AND AUTO SERVICE/REPAIR RISKS!!

We can include coverage for: 
-Garage Liability 
-Scheduled Auto Liability  
-Fire Legal Liability      
-Uninsured Motorist/Underinsured Motorist
-Personal Injury Protection    
-Medical Payments
-Garagekeepers
-Dealers Physical Damage
-Auto Physical Damage for scheduled units
-Garage Property
 
Some of the unique classes we can consider:
- Antique/Classic Auto Dealers & Restoration
-Auctions   -Bedliner Installation   -Car Washes
-Emergency Vehicle Sales & Service   -Salvage Yards
-Horse Trailer Sales & Service   -Mobile Mechanics
-Lift Kits & Vehicle Wraps   -Motor Home Sales/Service
-Mobility Equipment Sales and Installation
-Motorcycle/ATV Sales & Service  -Oil & Lube Shops
-Valet Parking Services
-Parking & Storage Operations   -Roadside Assistance
-RV/Travel Trailer Sales & Service   -Van Conversion

Call 800-241-9759 today to discuss your specific risk(s), or send your submissions to newbusiness@ciusgf.com! 
Think CIU for your POLLUTION and ENVIRONMENTAL needs!

Our carriers can offer package policies with broad coverage form including:
  • Commercial General Liability
  • Contractors Pollution Liability
  • Transportation Pollution Liability
  • Non-Owned Disposal Site Liability
  • Short-Term Premises Pollution Liability
  • Professional Services Liability
Additional coverage options can also include Bailee's Coverage, Follow-Form Excess and Business Auto when applicable/available.
 
Target classes include: 
Remedial Design Engineers, Environmental Lab Testing Consultants, Regulatory Compliance Consultants, Lead/Mold/Asbestos Testing Consultants, Industrial Hygiene Consultants, Waste Brokers, Asbestos/Mold/Lead Abatement Contractors, Tank Cleaning Contractors, Lab Packing/Drum Handling Contractors, Soil Remediation/Bioremediation Contractors, Environmental Drilling/Sampling Contractors, Fire and Water Restoration Contractors, and more! 

Let us handle the "dirty work!"
 
Send all your POLLUTION submissions to newbusiness@ciusgf.com today!
Hard-to-Place Personal Lines?

CIU wants to be your  FIRST choice for any hard-to-place
Personal Lines risks that do not fit your standard market guidelines!

We can  help you write risks with the following hard-to-place exposures:
....with " BAD DOGS" on premises.  Owner or tenant occupied dwellings.  There is a mandatory  Animal Exclusion on every policy, so there is no coverage for the animals.  But, we can still write coverage on the dwelling and liability (with no bite history).
....that are CORPORATELY OWNED or in the name of a TRUST
....with CLAIM PROBLEMS.  We can consider risks with Total Fire losses or multiple losses within the past 3 years.
....located in PC 9 or 10.  (Including Seasonal, Vacant or Tenant Occupied, or High Value Dwellings.)
....that are LOG  (or other "unusual") construction.

So send your submissions to personallines@ciusgf.com and let us assist you with those hard-to-place Personal Lines risks today!
Are you attending the IIAOK Convention in Norman this week?

If so, be sure to stop by Wed, May 10th to see Christin Dancy and Marsha Peck at Booth # 3!

We look forward to seeing you there!!
"Notable Dates" 
for May...

Happy Anniversary to:

Jessica Edwards
(who has been with CIU for 6 years)

Russ Koeneman
(who has been with CIU for 8 years)

Andrea Mitchell 
(who has been with CIU for 12 years)

and

Happy Birthday to:

Robert Saitta 
(on May 3rd)

Jessica Edwards 
(on May 13th)

Cassandra Cross 
(on May 15th)

Marsha Peck 
(on May 20th)
Upcoming Holidays! 

CIU will be closed the following days: 

-Monday, May 29th (for Memorial Day)

-Monday & Tuesday, July 3rd & 4th (for Independence Day)

-Monday, Sept 4th (for Labor Day)  

Our entire annual holiday/closure schedule can be found here
ON THE BOOKS
Commercial Lines  
Moving Company- $1mil CSL AL; $1mil/$2mil GL; $3mil Excess. 8 power units.  500 mile radius.  Prior loss history. $69,995
Nightclub- $1.3mil Prop TIV.  RC; Spcl Incl Theft.        $8,765
Tenant Discrimination- $500k limit w/ $5k dedt. Property manager handling 54 subsidized units. $1,100
Marina- $1mil/$2mil GL/MOLL; $2.5mil Prop TIV.  $510,000 annual gross receipts. $49,705
Apartment Building- $2mil/$4mil; $226k Prop TIV. 6 units. $4,975
Waste Hauler/Trash Service- $1mil CSL AL; $239k Phys Dmg (w/ $2,500 comp/coll dedts).  2 power units. Local radius. $13,545
Small Rural Township- $1mil/$2mil GL (incl EBL & H&NO Auto); $1mil/$1mil Public Officials Management Liab (incl EPL); $710k Prop TIV. $10,830
Motel- $1mil/$2mil GL; $1.5mil Prop TIV (incl sign coverage).  $142,000 annual gross receipts. $11,150
Sports Bar & Grill- $1mil/$2mil GL; $1.5mil Prop TIV. $1.2mil annual gross receipts. $15,650
Trucking/Delivery Service/Warehouse- $50k max per item/$100k max per loss MTC coverage w/ $2,500 dedt; $2.75mil terminal coverage w/ $5k dedt.  $24,250
Equipment/Building Material Hauler- $1mil CSL AL; $321k Phys Dmg; $200k total MTC ($100k max per vehicle).  15 power units. 1,000 radius. $38,600
Residential Roofing General Contractor- $1mil/$2mil GL (incl blanket AI & WOS). $100k scheduled IM.  $2.5mil annual gross receipts. $14,010
   
Personal Lines  
HO3- Owner Occupied Primary. $2mil TIV.  Loss history. $5,225
HO6- Secondary Condo in FL. $125k TIV. $500
DP3- Rental Dwelling.  $160k TIV.  Prior fire loss. $1,440
HO3- Owner Occupied Primary. $247k TIV. Open liability claim. $1,900
HO3- Owner Occupied Primary. $461k TIV. Prior fire loss. $2,560
Personal Umbrella- $2mil limit w/ $1mil UM/UIM. 1 primary, 2 secondary & 1 rental dwelling.  3 autos.  Drivers have MVR activity. $655