December 2017

VIGILANT HIRING PRACTICES IMPERATIVE
Used with permission from Dairy Farmers of America

There have been reports that animal activist group Mercy For Animals is hiring investigators to go undercover on animal agriculture operations to record animal abuse and neglect. Job descriptions for positions throughout the country have been posted on hiring sites like Indeed. Learn More.

SEND IN YOUR
FINANCIAL STATEMENTS

It's hard to believe that another year is almost over. It seems the older I get, the faster the years fly.
 
Don't forget: When you have your year end Financial Statements complete, if you have a loan with us, don't forget to send us a copy. We will need your files and a copy of your federal tax returns after those are filed. We have found that the easiest way to send your tax returns to us is to have your accountant send them securely from their office when they are completed. All of this information can be sent to [email protected]. This account is monitored daily and we will be sure that your information gets to the correct place.
 
Thanks again for another great year! We couldn't do it without you!


ONE MORE SMART THING  
YOUR SMART PHONE CAN DO  

Mobile phones can do a lot today, but here is one more smart thing your smart phone can do. Now your smart phone can tell you if your weed control herbicide is likely to work. Daniel Waldstein, technical Market Manager with BASF, says that now a grower can check on his phone if there has been enough rain to activate his herbicide, "Growers can now get information on the probability of the success of their herbicide application." Continue Reading.

SAUSAGE, CAULIFLOWER,  
AND KALE POTPIE
 

Want a twist on potpie? Try this recipe! 


BALANCE SHEET/
FINANCIAL STATEMENT

These two terms are used intermittently on a daily basis.  
The balance sheet is a statement of your financial position at a point in time. It should list everything you own and everything you owe (including the terms under which you will repay your loans). When providing a balance sheet to your lender, the more detail you can put on the balance sheet, the faster you will get an answer on a new loan. A well prepared and complete balance sheet is a good indication of your management ability. Likewise, a poorly prepared balance sheet can reflect negatively on you and your business.