The occurrence of mold growth can be disastrous. According to the Insurance Information Institute, water and mold damage cost insurers approximately $2.5 billion annually.
Allergic reactions, similar to pollen or animal allergies, and irritation are the most common health effects for individuals sensitive to molds. Flu‐like symptoms and skin rash may occur. Exposure to molds may also aggravate asthma.
Two types of toxic mold can be present: Mycotoxins and Stachybotrys Chartarum.
Both are very dangerous and can be extremely harmful to your health. Carcinogenic substances present seriously problems. Both of these mold types are commonly present in homes after a water event has occurred.
Common sources of excessive indoor moisture that can lead to mold problems include:
- flooding from surface waters (i.e., overflowing rivers) or from severe storms;
- roof leaks from damaged or missing roofing materials, ice dams or blocked gutters;
- storm-driven rain through window frames, exterior walls or door assemblies;
- leaking pipes, sewer back-ups or overflows;
- damp basements or crawl spaces due to a high water table or poorly managed rainwater drainage; and
- condensation on cold surfaces.