NAGDCA is the leading national association representing governmental defined contribution retirement plans. NAGDCA's plan sponsor and service provider members work together to develop educational and informational resources, support legislative and policy initiatives in the interests of its membership, and assist its plan participants in achieving retirement income security.
-- November 17, 2017 --
NAGDCA Needs Your Feedback!

Government Members:
NAGDCA continues to gather data to help support its member plans and their participants. Please respond to our survey, linked below, regarding Special Catch-Up utilization for your agency. 

Special Catch-Up refers to Internal Revenue Code Section 457 provisions permitting participants to defer up to twice the below-age 50 contribution limit in the three years prior to normal retirement age (drawing from unused balances of amounts not contributed in prior years). 

Click here to access the government member survey. Please submit your responses by end of the day today, November 17.  

Industry Members:
NAGDCA is in the process of reviewing its annual conference sponsorship benefits, and we would like your feedback. The association highly values the support of our industry members, and we aim to provide benefit packages that are of great worth to our sponsors. 

Please take a few moments to share your thoughts with us regarding the the 2017 sponsorship benefits and prospective new benefits by completing  a brief survey .

Click here to access the industry member survey. Please submit your responses by November 30th. 
Support the ANC Foundation on #GivingTuesday, November 28th

The Arthur N. Caple Foundation has joined #GivingTuesday, a global day of giving that harnesses the collective power of individuals, communities, and organizations to encourage philanthropy and to celebrate generosity worldwide. 

The foundation is calling on NAGDCA members to support the future of financial and retirement planning by donating to the foundation on #GivingTuesday, November 28th. 

The foundation's goal for #GivingTuesday is to raise funds to support its  scholarship program. Each year the ANC Foundation Board selects one student as the ANC Scholar, who recieves $5,000 to be used towards their educational expenses. The ANC Scholar, and six other scholarship applicants are also awarded an all-expense paid trip to the NAGDCA Annual Conference where they have the opportunity to interact with, and learn from, public sector retirement plan administrators, and industry partners.

You don't have to wait until #GivingTuesday to donate. Donate today! All donations go directly to support the future leaders of retirement planning. 

Click here to learn more about the #GivingTuesday movement. 

2018 NAGDCA Industry Roundtable Registration Open!

Fee before December 31: $600
Fee after December 31: $650

Washington, DC
Room Rate: $249/night + tax

Click here for reservations or call toll free (888) 613-7445, and identify yourself as part of the NAGDCA Industry Roundtable meeting. You can also reference the reservation ID: 418NAG.

The The Industry Roundtable offers industry members a unique opportunity to meet and discuss important legislative and operational issues. The meeting is exclusively for industry members designed to address concerns specific to their needs. We will organize the agenda to provide our members the maximum amount of information and opportunity for creative participation, while at the same time limiting your time away from the office. 
Click here to view the 2017 agenda. 
2017 NAGDCA Benchmarking

The 2017 Perspectives in Practice - A Benchmarking Initiative for Public Sector Defined Contribution Plans report has been released. The report presents a detailed analysis of key operating data from the government defined contribution industry, based on confidential surveys submitted by plans representing $120.3 billion in total plan assets. Click here to access the 2017 report.

Online Portal:
Plans that participated in the survey have been granted access to the online, aggregate report free of charge. This portal has been designed to be an easy-to-use tool for accessing and analyzing the survey results. 

To access the online portal, click here . To login, enter your unique username*, and password you created when you submitted your survey responses. 

The online portal is also available for purchase for those that did not respond to the survey.  Click here  for purchasing information.

*Please note: plans that participated in the survey were emailed details about the portal, including their unique username, on 10/12/17. This email may have been delivered to a junk mail or clutter folder.
NAGDCA Social Media 

In an effort to stay engaged with our members, NAGDCA would like to broaden the association's social media presence. Please take a few moments to follow us on your preferred social media sites. 

Like us on Facebook
Follow us on Twitter
View our profile on LinkedIn
View our videos on YouTube
InFRE Retirement InSight and Trends

InFRE's quarterly newsletter, Retirement InSight and Trends, helps committed professionals with the practical application of new concepts in the field of retirement readiness, counseling, planning and income management. The latest issue contains the following articles:

"Elder Law Basics Part 2" by Amber Woodland, Esq., Partner at Procino-Wells & Woodland, LLC - The goals of asset protection are, first and foremost, to ensure that there's payment for the needed services to make sure that a person does not outlive their savings. The worst possible thing that could happen is for a person to need long-term care for so long that they blow through their life savings, and qualify for Medicaid because there is no nest egg available to supplement the things that Medicaid may or may not provide.

"Maximizing Your Clients' Social Security" by Matthew Allen, CEO, Social Security Advisors -- About 70 percent of Americans fail to make a smart Social Security decision and instead just guess or claim early. On average, this costs about $120,000 per couple and amounts to about $25 billion per year in lost benefits. Why is this happening? Social Security is complicated. There are 2,728 Social Security rules, and there are over 9,200 strategies for the typical couple.

"The Holy Grail of Retirement: How to increase income and growth while improving liquidity" by Curtis Cloke, CLTC, LUTCF, RICP -- What might happen if we continue to proceed as we have over the last 30 to 50 years of retirement income planning? That model allocated a significant amount of assets to bonds, where you could expect somewhere about a 5 to 6 percent income yield consistently over time. Given this low-interest rate environment, we are in a 30-year trench that's probably going to be quite different.

Click here for the most recent issue of Retirement InSight and Trends, or click here to subscribe to be sure you never miss an issue. Each issue is good for one CFP®, CRC®, ASPPA, CLU®, ChFC®, RICP®, and CASL continuing education credit upon successful completion of the online CE quiz.