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A Message from the CEO
Some members have called the credit union one of the best kept secrets out there. While the "best" part is an excellent complement, the "secret" part is a little maddening. One of the highest compliments the credit union can receive is an endorsement by an existing member recommending us to their family and their coworkers.
If you are happy with the credit union and our products and services, I encourage you to "let the cat out of the bag" and tell others. Any Fraternal Order of Police member, active or retired, is eligible to join our credit union. Eligible family members are: husband, wife, father, mother, son, daughter, brother, sister, grandfather, grandmother, grandson and granddaughter. You can find a Family Eligibility Form to sponsor a family member on our website by clicking
here.
Like all credit unions, we are owned by our members. We offer a full array of products and services for members in all stages of their financial lives. We have been serving law enforcement officers for over 77 years. Our loan and savings rates are among the most competitive in the country. Chances are that we will be able to provide a tangible financial benefit to someone you know.
Thank you for your business and your support. Enjoy your summer and be safe!
Jim Bedinger
CEO
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Annual Meeting Notice
The 78th annual meeting of the members of the Chicago Patrolmen's Federal Credit Union will be held on September 30, 2016 at 5:00 pm. The meeting will be held at 1407 W. Washington Blvd, Chicago, IL 60607. In accordance with the bylaws of the Credit Union, the Board President has appointed a nominating committee that has nominated the following persons for three-year terms as members of the Chicago Patrolmen's Federal Credit Union Board of Directors:
Ken Hauser
- Currently serving as a Director of the Board for 24 years. Mr. Hauser retired after having served 37 years on the CPD.
Kathy Hayes
- Currently serving as a Director of the Board for 17 years. Ms. Hayes is presently an active police officer with the CPD.
Harry Mays
- Currently serving as a Director of the Board for 25 years. Mr. Mays retired after having served 31 years on the CPD.
The Board of Directors has adopted the following criteria, which each nominee had to meet in order to be selected by the nominating committee:
* Creditworthiness
* Member in good standing for at least seven years (good standing is defined as never having caused a loss to the Credit Union)
* Service on a committee of the Board for at least one year
The Board has adopted these criteria and standards in order to ensure that it will continue to provide strong and dedicated leadership, serving the best interests of the Credit Union and its members.
Any member in good standing is also eligible to seek nomination as follows:
Nomination for vacancies may be made by petition signed by 312 CPFCU members in good standing. Each petition shall be accompanied by a signed certificate of the nominee stating that he/she is agreeable to nomination and will serve if elected to office. A brief statement of the nominee's following qualifications and biographical data must accompany the petition and signed certificate: number of years as a member of the Credit Union; number of years employed by the Chicago Police Department, if applicable; and whether the nominee is active or retired from the Chicago Police Department, if applicable.
In order to be a valid signature on the petition, the member's printed name, home address and last four digits of the member's social security number must accompany each signature. Any member who feels they possess the qualifications necessary to serve on the Board may obtain a petition at the Credit Union by contacting the Treasurer.
If there is only one nominee for each position to be filled, the election will not be conducted by ballot and there will be no nominations from the floor. Any nominating petitions must be submitted to the care of the Treasurer of the Board at 1407 W. Washington Blvd., Chicago, IL 60607 no later than 5:00 pm on Tuesday, August 16, 2016.
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Signature Loans
Because your signature means something to us!
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Thinking about a summer vacation? A long weekend get-away with your family? Maybe visiting your old school and enjoying Homecoming Week this fall? What about consolidating debt? Or finally fixing that wall in the back of the house that no one sees but you?
What if you could do all of that with just a sheet of paper from us, a pen, and your own signature?
Sound too good to be true? Well, it is that good, and it is all true!
Based on your signature alone, you can secure a loan of up to $20,000 with rates as low as 3.90%* APR with no collateral needed!
NPCU's signature loans are available to all FOP members and your families.
Signature Loan repayment is easy, too, with direct deposit, monthly transfers, or manual payments.
So, whether you're looking to take a trip, refinance existing, high-rate debt, or tackle a home repair, we've got you covered.
But don't delay - this special rate of 3.90%* is only available for a limited time.
You can apply online by clicking here
, or by calling 844.COP.SAVE.
Click
here for current rates.
*Rates range from 3.90%-16.9% based on the applicant's credit score. Loan amounts are also based on credit score. Additional credit restrictions apply.
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Our Auto Loan Program Is Better Than Ever!
NPCU has expanded and improved our Auto Loan program to fit your needs!
- We offer extended terms to help keep your payment within budget.
- We offer financing options for those looking to borrow up to 100% of the vehicle's value, as well as options for those looking to put money down on their cars.
- We offer competitive GAP and Mechanical Breakdown Protection to make sure you don't lose money on your vehicle in the event of an accident or need for repairs.
- We offer our Write Your Own Ticket "blank check" program to well-qualified borrowers, allowing them to negotiate like cash buyers.
So, whatever it is you're concerned about in financing your next vehicle, let us see how we can help! If it ever makes more sense for you to secure financing with another lender, we'll tell you.
You can apply online by clicking here, or
calling 844.COP.SAVE.
Click here for current rates.
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Student Loans
A Better Way to Pay for Higher Education
NPCU offers student loans to help you fill in the funding gaps that limited federal aid and delays that department reimbursement can create. Our unique Student Loan Program offers low rates*, the convenience of limited documentation and flexible repayment terms. Borrow up to $42,000* to finance the cost of college.
- Cover or supplement undergraduate expenses
- Pay for room and board, and other expenses
- Use for graduate funds
- Pay off or refinance current student loans
- Must provide a copy of class schedule, tuition bill, and proof of enrollment (except for refinances)
Click
here to apply online or
contact a Lending Representative to begin your application:
Click
here for current rates.
*$10,000 annual limit applies. $42,000 total maximum limit. Rates as low as 5.9% APR.
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Debit Card Rewards
All NPCU debit cardholders are eligible to earn 1 point for every 2 dollars spent! Points can be redeemed for merchandise, travel, charitable donations and more. There is no cost to participate. All you have to do is register your card to add this great benefit.
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Featured Employee
Kelli Swier, Branch Representative
My name is Kelli Swier and I am a Branch Representative at the South Branch.
I have been with Chicago Patrolmen's Federal Credit Union since January 4, 2016. Prior to working here, I served as a Branch Representative at University Federal Credit Union in Grand Forks, North Dakota, from where I moved last year due to my husband's job.
I discovered the financial industry via a variety of jobs with various institutions over several years. When I was 18, I started working in collections, which led to customer service and eventually accounting. Four years ago, we made the decision to move from our home in Sioux Falls, South Dakota. Following nine months of being a stay-at-home mom, I decided to re-enter the workforce. The financial industry was a good fit for me because of my work history. I personally have always banked with Credit Unions because I appreciate the integrity and high standards they hold, and I just knew that was going to be my next step.
Currently I am focusing on gaining as much knowledge as possible about the Credit Union, my position and our products. Eventually I would like to move up the ladder and into different positions within the ranks of Chicago Patrolmen's.
One of my favorite parts of working at Chicago Patrolmen's is talking with the members. I thoroughly enjoy getting to know them personally. As a "people person," I like meeting and interacting with interesting individuals.
One of my other favorite things about the Credit Union is the continued support and encouragement by everyone here to make your goals a reality. It is such an inspiration to set future goals. It's awesome how the managerial staff makes it a priority to help you achieve those goals.
My proudest achievements are my kids. They are growing up to be amazing people - kind, smart and fearless. My daughter Alyssa, 14, is very artistic; she loves to draw, paint and take pictures. My son Elijah, 11, plays basketball and loves card games. We all love to play with Frank, our family pet, who is a red-footed tortoise.
Check out previous Featured Employee bios by visiting our website.
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Be sure to check it out so you can manage your finances from your mobile device!
The Mobile App is getting outstanding reviews. You can securely access your accounts anytime, anywhere!
Use the app to:
- Check your account balances
- View your account transaction history
- Transfer funds between eligible accounts
- Pay bills on the spot
- Locate an ATM
Learn more by visiting our Mobile App info page, then download the app to your mobile device. Enjoy the convenience and peace of mind that comes with having access to your account on the go! |
NPCU Visa News
NPCU Visa Cardholders will be pleased to know that all Costco and Sam's Club locations, as well as many BJ's Wholesale Club locations, now accept all NPCU Visa cards in their warehouses and online! Now you can shop and save with us squarely in your pocket.
If you want to earn some money as you shop and save, don't forget to check out our Blue Line Rewards Visa, which generates one point per dollar spent on every purchase. There are even Bonus Point Days to
earn extra points.
First-time users get the added bonus of earning 30,000 points if they spend $3,000 on purchases within the first 90 days.*
Click here to learn more about NPCU's Blue Line Rewards Visa card.
*Cash Advances and Balances Transfers are excluded. Any returns and/or refunds will be subtracted from the $3,000 spent. Restrictions may apply.
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FAMILY TIES
The ties that bind are thick, especially in law enforcement, where the "The Thin Blue Line" connects one and all. In addition to "Blue Blood," there are many generational ties within LE, and it is a goal of ours to connect the dots. We kindly request you send us your multi-generational and siblings in LE photos along with a brief family history as we work to create the World's Largest LEO Family Tree. To get started, following are recent stories highlighting those in the "family business":
Buddy cops: Father-son Miami cop team keep it all in the family
Meet the mother-daughter team flipping the script for policing in Camden
Mother-Son Duo Sworn in as Flint, Michigan Police Officers
These Five Sisters Are New York Police Department Officers
AMNY: Youngest Of Three Generations Of NYPD Officers Graduates
51 central N.J. officers graduate Mercer police academy
Injured Albuquerque officer's daughter graduating from police academy
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In Memoriam
With great sadness, we respectfully pay tribute to the honorable men and women in blue and the brave K-9s whose lives were lost while on duty serving our country in the first quarter of 2016:
Deportation Officer Brian Beliso
, United States Department of Homeland Security - Immigration and Customs Enforcement - Office of Enforcement and Removal Operations, US
K9 Section
K9 Aldo
, Unified Police Department of Greater Salt Lake, UT
K9 Bruno
, Anaheim Police Department, CA
K9 Ledger
, La Salle County Sheriff's Office, TX
K9 Duke
, Richland Parish Sheriff's Office, LA
K9 Rex
, San Juan Police Department, TX
K9 Inca
, Cherokee County School District Police Department, GA
K9 Bruno
, Amarillo Police Department, TX
K9 Lazer
, United States Department of Homeland Security - Customs and Border Protection - United States Border Patrol, US
Our thoughts and prayers are with the friends and family, blood and blue, of these fine officers, and too many others whose lives were also lost this past quarter from ailments, accidents or natural causes. We thank, appreciate and honor each hero for his or her bravery and ultimate sacrifice. Rest in Peace.
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Holiday Closings
The credit union will be closed
Saturday, July 2, 2016 and Monday,
July 4, 2016 for Independence Day; and
Saturday, September 3, 2016, and Monday, September 5, 2016 for Labor Day.
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