April 2018
Market Update


The April 2018  Market Thoughts Video  is now available on our website.  Brad McMillan, Commonwealth's CIO, recaps the market and economic news for March. Last month, both U.S. and international markets saw losses. It was the second down month in a row, something we haven't seen in a while. This was due, in part, to markets becoming uncertain on the news of tariffs on China-which rattled companies around the world. Plus, Fed Chair Powell was seen as more hawkish than expected, introducing uncertainty around interest rates. Despite all this, do the fundamentals remain solid?
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Planning with Women's Needs in Mind
 
Everyone can benefit from a comprehensive approach to planning his or her financial future.  However, women may face additional challenges that require increased attention.  Elizabeth's article, "Planning with Women's Needs in Mind", which was recently published in the Rochester Business Journal's "2018 Guide to Wealth Management", addresses some of these challenges.
How Women Investors Differ from Male Investors
 
In her latest Blog, Elizabeth talks about how investing is not a gender-neutral process and, although the goal may be the same, a women's approach to investing is often quite different from a man's.
Protecting Your Savings and Investments
 
In the wake of turbulence in the financial markets, it's worth reviewing the legal protections available for assets held in banks, credit unions and securities dealers, what's covered where, and how the coverage works.  
IRS Releases Updated Form W-4 and Withholding Calculator
 
To help you check your 2018 tax withholding to determine if it is still appropriate following the passage of the Tax Cuts and Jobs Act in December 2017, the IRS has released a new version of Form W-4 and a revised Withholding Calculator.  This article gives some tips on using the calculator and Form W-4.