July, 2015
Issue: 43

 
Coming August 15th and 16th
 
We are gearing up for another weekend of fun!  Come visit us at High Desert Middle School in August and help us raise money for the American Cancer Society.
  
  

PLUS:  See the article below on the CASCADE CASH referral program.  Refer someone to our office, and you too will be eligible for the $50 monthly and the December Grand Prize drawing! 

In This Issue
$50 monthly winners
Hot Dry Summer!
Health Ins Q & A
2014 Relay Photos
CASCADE CASH
July and August Schedule
Congratulations to Chad Willis (above) of Bend, and Kate Thomas of Bend.
 Winners of the $50 gift cards for May and June. 
            
       
Like us on Facebook

 

  

 

Welcome!
  
 
 
It's starting to shape up as a hot, dry summer.  The forests are ready to burn.  Please take special care whenever you are out.
 
We have already experienced one local wildfire, and no doubt will have some more.  Let's hope none are too close to any homes.
 
If you are in an evacuation zone, remember, take only what can't be replaced.  Your homeowners insurance is designed to replace your home and all of your possessions.
 
Please enjoy the summer and the outdoors responsibly. 
 
 
Randy



On Another Note

  

  

It's not too late!  You can still help our team raise money for the Relay for Life on August 15th.  Just click the link below.  Thank you to all who have already donated!
 
 

   

  
Questions are welcome!
  
  
If you have a question regarding insurance or our agency, please email us at service@cascadeinsure.com
We will print questions and answers in our newsletters starting with this newsletter. See our first Health Insurance Q&A below. 

Health Insurance Q & A

 

Question: I have a child who is on my group health plan through my work. He will be turning 26 in a few months and I understand he will have to come off of the plan the end of the month that his birthday is in. I am concerned he will not be able to get coverage until next January since the open enrollment period for 2015 has ended. Does he have any options?

 

Answer: You are correct that when he turns 26 he will have to come off of your plan then end of that month. However "life events" create a new open enrollment period that begins at the date of the event and last for 60 days from that date. Life events include an involuntary loss of group coverage (such as your son's situation), marriage, divorce, having a baby, and moving.

 

Your son has a couple of options. He is eligible for COBRA but this is usually not the most attractive option. In most situations individual health plans for someone your son's age tend to be less expensive than group plans. Since he can choose any health plan from any insurance carrier he should meet with an agent who can help him determine what the best plan for his particular situation would be.


 

 

  

  

Some photos from last years "Relay For Life"
  

  

 

 

Here is our whole team, beautiful day!

 

 

 

 

 

My daughter Grace and her friend Emma manning our table. 

 

  

 

 

 

 

 

 

 

 The Cascade Insurance Center

"CASCADE CASH" Referral Program

 

 

Refer someone to Cascade Insurance Center and get something back! For every referral you get: 


 

  • $5 dollars in cash, PLUS a $5 match from us to the American Cancer Society.  What qualifies as a referral?  A referral is when we get a call for a quote from someone saying you referred them to us.
  • There's more!  You will also be entered into our monthly and annual drawings for prizes.  Each month we draw for a $50 VISA gift card.  Each person who has referred someone to us that month is eligible.  We'll announce who won in our monthly newsletter, sent by email.
  • For our annual drawing, each referral you've given through the year equals one entry for our drawing the first week of December for a chance to win the Grand Prize!
That's it. The person you refer doesn't have to purchase a policy from us if we're not competitive for your referral to count. Give it a try.  Our referral program is open to anyone, whether they're a client or not. 


 

 

 

Like us on Facebook


 



 



 

  
  
PROFESSIONAL INSURANCE AGENTS ASSOCIATION 


We are a proud member of the Professional Insurance Agents Association of Oregon/Idaho.

 

 

 

 

 

 

 

 

 

 

 

 

 

JULY AND AUGUST
SCHEDULE
  
  
Saturday
July 4th
  
Independence Day!
(We were closed Friday the 3rd in case you missed it)
  
THAT'S IT!
  Cascade Insurance Center
336 SW Cyber Drive D-104,  Bend, OR 97702
541-382-7772