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Ground Lease  

 

Own in Northwest Crossing

 

Here is an opportunity for you to purchase your own brand new home in the beautiful Northwest Crossing neighborhood.  The home is 1,312 square feet with 3 bedrooms, two bathrooms and a double car garage.  The master bathroom has double sinks and a walk in closet.  The home is energy efficient and comes with energy star appliances.  The sales price for this home is $190,000.

 

 

The home buyer purchases the home and leases the land, therefore making the home affordable by removing the cost of the land.  The estimated principal and interest payment on a 30 year loan at 4.25% is $935.

 

 

The total homeownership expenses including the estimated property taxes, homeowners insurance and ground lease fee is around $1,270.  You must be able to qualify for bank financing, have household income under 80% of the area median income and have sufficient income so that the payment is not more than 30% of your gross monthly income.

 

If you would like more information, please contact Kelly Fisher at             541-323-7411 or click below for a flyer and application.

 

   Flyer               Application           

Tutor Home 

 

Redmond Tutor Home Available 

 

Are you considering owning your own home, but still need time to prepare? Rent the home shown below while you work towards your dream of home ownership through the Tutor Home program. 

 

If you're currently on the Housing Choice Voucher Program and would like to purchase your own home, you can learn more about this opportunity and how to apply for one of these great homes by clicking the links below.

 

235 SW 23rd Street, Redmond

 

Construction Update

 

Casa Sonada

 

Do you work in the agricultural industry? If so this home might be for you. Housing Works and NeighborImpact have partnered with Heart of Oregon to build this Hayden Homes designed Clearwater model home in Madras.

 

10 year lease to own

 

 

The home will be available for a 10 year lease to own program in approximately November of 2015.

 

Income limits apply and you must work in the agricultural industry. If you are interested in finding out if you might be eligible to lease this home, contact Kelly Fisher at 541-323-7411.

 

 

Summer Fun

 

Alive at 5 free concerts



Listen to free live music from nationally renowned artists, Wednesdays from 5:00 p.m. to 8:00 p.m. at the Old Mill in Bend next to Flat Bread by the river.

This is a family friendly event that is a great way to break up your week and enjoy some free music as you relax by the river. There are food and drinks available on site.  If you haven't attended this event before check it out, you won't regret it.


Credit Scores

 

Understanding your FICO score

So, what is a FICO score anyway and why does it matter? FICO stands for the Fair Isaac Corporation. This company assigns a number (FICO score) to the information reported on your credit reports. The number is used by lenders to assess the risk of lending you money. The score is a predictor the lender uses to determine how likely you are to repay the money you borrow and the interest rate they will charge you for that money. There are other scoring models and credit scores that lenders use as well, however the FICO score is the most commonly used in the United States.

 

Watch this video to learn more about FICO scores and how they affect you.

 



Health and Fitness 


Get help to quit smoking



The American Cancer Society's Freshstart program is designed to help you stop smoking or chewing by providing you with information and strategies that will direct your efforts to quit. The program consists of four small group sessions that take place over a four-week period. Understand why and how you use tobacco, learn to manage the stress and obstacles common to the quitting process, and develop strategies for 'staying quit' forever.

 

Why a group? Because many tobacco users benefit from and enjoy being in a group setting. Some tobacco users are stimulated by the group discussions and many of the best quitting ideas come from others. The support and camaraderie between the facilitator and other participants is often the push needed to become tobacco free. Enrolling in the group is also a reason to avoid putting off quitting.Registration is required and space is limited.

 

This great 4 week program is offered through St. Charles and is available in Bend, Redmond, Madras and Prineville. Classes start in September.

 

Do it for your health.  Do it for your family.  Do it for your budget.  Do it for yourself!

 

Click here for more information

 

Housing Choice Voucher

 

Changes to the Housing Choice Voucher waitlist in 2016

 

The Housing Choice Voucher team would like to inform everyone of the upcoming change to our waitlist process.  As of 2016 Housing Works will no longer hold a Non-Elderly Disabled waitlist.  Instead we will now have only one waitlist.

 

The waitlist for the Housing Choice Voucher Program will be open for one week, January 11th at 8 a.m. through January 15th until 5 p.m. Applications will be taken online only during this time. We will give preference to local applicants and the lottery drawing selection process will still apply.

 

We welcome everyone who meets the program requirements for rental assistance to apply during the week of January 11th, 2016 by visiting our website at www.oregonhousingworks.org   

  

 

Sincerely,

 

Lesly Gonzalez

Voucher Program Manager       

541.323.7416     lgonzalez@housing-works.org 

 

Christi Solheim

Housing & Portability Specialist  

541.323.7403    csolheim@housing-works.org 

 

Stephanie Westendorf

Housing Specialist

541.323.7418      swestendorf@housing-works.org 

 

Emily Loza

Housing Quality Standards Inspector

541.323.7417 eloza@housing-works.org

 
 

Support PATHWorks Business Owners

 

Click on the banners or call the numbers below for more information*

 

Sisters

 

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Terrebonne  


 

La Pine 

 



 

 

*No Warranty

Housing Works does not guarantee any products or services provided by the businesses listed in this newsletter. Service providers are solely responsible for claims with respect to the products or services they provide. Customers should look to the service providers for any guarantee of the performance of products or the suitability of services provided by them.

 

 

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We appreciate all of your feedback and look forward to your ideas and suggestions in the future.

 

Here's to everyone's success. Please feel free to contact the PATHWorks team with any questions you may have.  We are here to help you reach your goals! 


Sincerely,

Your PATHWorks  Team


Kelly Fisher 541-323-7411 kfisher@housing-works.org

Client Services Manager
   

  Andy Hall 541-323-7413 ahall@housing-works.org

C lient Services Coordinator
Disclaimer: Third Party I nformation, articles and links provided within this newsletter are publicly available via the internet. Housing Works and Families Forward does not take responsibility for the content, suggestions or information provided by third party articles, websites or the information and offers within. It is the sole responsibility of the reader to evaluate all the material or offers and determine if it is appropriate to participate or use the information provided within.