Did you know 46% of Americans would have a tough time coming up with $400 in an emergency? Although $400 may not seem like that much money to some people, what would you do if your car broke down and it's still a week until payday? Or you child needs money for picture day or a field trip that all of their friends are going on? Many people see no option but taking out a Payday Loan.
The problem is when you pay back that Payday Loan, including the interest and fees, you're back in the same boat - short on cash with their next payday a long way off. Caught in this catch-22 many people take out another Payday Loan. It's a vicious cycle, and once you get in, it's hard to dig your way back out. If you're stuck in this cycle PCCU may be able to help you break free. Our loan officers are trained to find solutions and make plans to help you break away from Payday Lenders and breathe easy again.
For those of you who've walked this path before and don't want to go back, or for those that want to avoid it in the first place but don't feel like you have much of a choice, PCCU offers our 30-Day Loan as a lower cost alternative to Payday Loans and overdraft charges.
Union Concierge today at 765-969-8675. She'll answer your questions
and help you get started.