USHL and
Together Health Network (THN) offer Michigan employers an innovative approach to self-funded group healthcare coverage.
WithSafeGuard THN, employers have a simple approach to quality self-funded healthcare coverage: Significant savings, no administrative burden, level monthly payments and protection against unexpected claims- within a program that also delivers low out of pocket member expenses within tier one and services provided by acclaimed clinicians!
Members choose from a select number of quality regional hospitals, health facilities, physicians and other medical professionals working together within aPatient-Centered Medical Home (PCMH)care delivery model.
Coordinated caremakes it easier for members and insurers to get the best care at the best price.
THN is powered by three of the nation's leading health systems-
Ascension Health, Trinity Health, and University of Michigan* Health Systems.
* Only select specialty services provided by University of Michigan Health System qualify for the Tier 1 benefit level; all of these services require prior authorization.
Members enjoy the best discounts and lowest out-of-pocket costs within Tier One- while receiving comprehensive, coordinated care from acclaimed THN providers and facilities.
When services are needed from a non-THN provider within Michigan, members receive Tier Two benefits when serviced by a Cofinity provider or facility.
Tier Three benefits apply for all non-THN or non-Cofinity providers within Michigan and nationwide.
Enrolling Now!
Get a SafeGuard THN quote for your new and renewing groups by clicking
here.
Additional information on SafeGuard THN is available on the USHL websiteor by contacting your USHL sales representative or General Agent.
Excess loss insurance policies underwritten by US Health and Life Insurance Company, Inc. SafeGuard plans administered by US Health and Life Insurance Company, Inc.