Electronic Statements Are Ready!
Holidays & Closures
Monday, October 9th -- Columbus Day

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Refer a New Member For a Chance to Win $1,000

Betty Knipp & Dava
We're going to draw a $1,000 winner each quarter through at least the end of the year, so you still have plenty of time to make referrals and qualify for the Fourth Quarter drawing that will be held at the end of January.

Member Appreciation Days: 
October 19th, 20th, & 21st

As the days grow a bit shorter and cooler it's time for our thoughts here at PCCU to turn to gratitude. We're thankful for your business and the opportunity to serve your financial needs. We'd like to show our gratitude by inviting you to drop by and enjoy a slice of Mrs. Wick's delicious pumpkin pie and a hot  cup of apple cider.

Visit our website for all of the details:

Data Breaches Are Costly 
to You and PCCU
Data Breaches Cost Everyone
Recently, news broke about a massive breach of consumer data at the credit bureau Equifax, affecting as many as 143 million Americans. Though the scope of this breach is beyond that of any of the other many serious breaches at major retailers across the country, it's hardly an isolated incident. 

When these breaches happen at retailers like Target, Home Depot, Wendy's, Sonic Drive-Ins, and hundreds of smaller businesses, not only is consumers' account information at risk, but credit unions end up spending millions of dollars to help members cope with fallout from the breaches. In fact, PCCU has spent tens of thousands of dollars dealing with data breaches in the last several years. PCCU is a member-owned cooperative, so these breaches are costing you, too.

SYou can learn more about data breaches, including how they affect you as a member, what you can do to protect yourself and your account, and how you can help demand greater accountability on the part of retailers and credit bureaus at:

PCCU Staff Profile:
Josh Haney
VP Marketing
Josh Haney
Years of Service: 12+

Years in Current Role: 2+

Hometown: Fulton, NY

Favorite Meal: Pizza

  Favorite Book: "Meditations" by Marcus                               Aurelius

What should every PCCU member know?: We love saving our members money. The thing I miss most about working on the frontline is working directly with members, creating a plan to reduce their payments and debts, and knowing that I helped them make their life better.

Why should everyone join a CU?: The difference between being a bank customer and a credit union member is like the difference between renting a house and owning a home. When you rent, you enrich your landlord. When you own a home, or a CU, you enrich yourself and your community.
Don't Endanger Your 
Home Loan Preapproval!

You've got your home loan preapproval, now what?

You've received your preapproval for your mortage loan -- congratulations! Now, you're ready to start looking for your new home. Yet, one of the most important "next steps" is actually something you SHOULDN'T do.  
Have questions? Email or call Amy Clark, your  Credit
Union Home Loan Expert today at 765-960-8618. She'll answer your questions  and help you get started. 

Amy Clark
NMLS# 488199
Dava Dale: 
Your Credit Union Concierge

Dava Dale 
NMLS# 932401

Have a question about your finances, but you're not  sure where to start looking for an answer? From HSAs to Mortgages, Dava is your guide to the many products and services that PCCU offers. She'll listen to your needs and answer your questions, or introduce you to the perfect person to help.

Financial Education at Your Fingertips: PCCU's Financial Resource Center

Part of PCCU's Mission Statement is, "Committing ourselves to continuing financial education for everyone's success". We want to help you have better control of your lives and futures by helping you educate yourself to better manage your finances. Your life is busy and we want this opportunity to be accessible to you when and where you have time. So PCCU is now offering our Financial Resource Center, available online when you want it, 24/7/365. 

If you have more questions, or want help getting started, you can contact your Credit Union Concierge, Dava Dale by email at ddale@pccu.com or by phone at 765-969-8675. She can either answer your question or connect you with an expert.
We're Available 24/7

You can always visit us online at PCCU All Ways: Home Banking or from the browser on your mobile device at  www.pccu.mobi, or via our Android and iOS apps. They're all available 24/7 to make PCCU available to  you on  YOUR  schedule!
| This institution is not federally insured | PCCU is an Equal Housing Lender |
| PCCU is privately insured through American Share Insurance |
PCCU | 631 E Main St Hagerstown | 1-800-582-7228 | PCCU.com

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NMLS# 453014