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Risky Business

November 2012

People On Hand
Hi 

Welcome to this month's edition of "Risky Business".  

 

The horrific damage and loss of life caused by Superstorm Sandy acts as a timely reminder to ensure that we have our own house is in order. Please see the article below for some tips on preparing for the upcoming storm season.

 

Our colleague, Kathy Pushkareff, has decided that she would like to move on from being an Insurance Broker and has crossed over to become an Underwriter with an Insurer. 
 
Kathy was with us for only a year but we wish her all the best for her future career. We can assure all her clients that Mandy and I will look after you just as well as she did. 
 
Do not hesitate to call us if you have any queries or questions. 

 

  Insurance News 

Cyclone
Sandy Reminds Australia to Prepare for Upcoming Storm Season

 

Some will say that the wind speeds of Hurricane Sandy (around 150km/h) that hit the East Coast of North America were not high as Australian Cyclones Tracy in 1974 and Yasi in 2011. True, but it covered a much wider area. Apparently the wind gauge in Tracy was destroyed at 217km/h, although the speeds may have reached closer to 300km/h. 

 

Although the measuring equipment and computer prediction models are much better now, it is still not easy to predict the exact path any of these devastating cyclones or hurricanes will follow. However a similar or even a less intensive storm could easily cripple Brisbane and other towns around Queensland.

 

While property can be compensated for by the use of Insurance, no policy can bring back the loss of life. Good disaster planning makes sense for all scenarios. Managing the risks of Cyclones, Storms, Sea Surge and the resultant Floods that may be caused should be thought about carefully.

 

For your own premises you should check the building for parts that have loosened due to wear and tear but also allow for past storms that may have weakened the building.

 

Look for the following:

  • Damage due to failure of corroded fasteners, connector plates, roof battens and other components.
  • Damage caused by failure of rotten timbers.
  • Garage doors being blown in or out.
  • Roofs being blown away in whole or in part.
  • Collapse of unreinforced masonry walls.
  • Damage to inadequately built housing in exposed locations such as hills and sea frontages.
  • Flying debris breaking doors and windows, resulting in further damage from water leakage and strong winds.
  • Doors and windows blown open due to inadequate fixing to walls or inadequate locks.
  • Damage to ceilings and walls due to water leakage.
  • Failure of attachments such as guttering, fascias and eaves.
  • Damage due to fallen trees.

 

We all need the advice of experts at some time. We can also learn from Sandy 2012. So be safe this storm season. 

  Joke of the Month 

Factory Hand
Factory Hand 

 

A man working in a factory chopped all his fingers off in a machine. He rushed to the hospital in a panic.

 

The surgeon said, "Now calm down sir. These days, with microsurgery, we can easily join your fingers back on. Now where are the fingers?"

 

"I haven't got them," said the bloke.
 

The surgeon replied, "Buy why not?"
 

The bloke said, "I couldn't pick them up!"

 

See you next month.

Regards,
 
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