The Beacon
Your Source for Enlightenment
    
 
 
4th Quarter 2014 Edition
In This Issue...
Hunger-Free Families
Year-End Planning Strategies
Underwriting Hot Topic: Lab Work & Holiday Over-Indulgences
Not all LTC Coverage is Created Equally
Hunger-Free Families Logo  

 Hunger-Free Families

 

This holiday season, Cornerstone is helping to feed hungry families through a food drive to benefit the Hunger-Free Families campaign.
 

This campaign aims to provide safe and nutritious food to the 1 in 7 individuals in our area that struggle with hunger. Every dollar donated to support this cause can provide 4 meals to a family in need. If you would like to help us feed hungry families this holiday season, you can make a donation by visiting the following website:

Quick Links

 

  
Year-End Planning Strategies 2014

Whether your clients desire to minimize estate taxes, income taxes or transfer more wealth to heirs, it is not too late to take advantage of many planning opportunities before the end of the year.  Clients can plan for the new year by setting up a gifting program, leaving a legacy, exploring charitable giving options or maximizing 401(k) and IRA Contributions.

Underwriting Hot Topic: Lab Work and Holiday Over-Indulgences
The holidays generally bring with them many opportunities for generosity, comradery, festivity and above all, over-indulgence.  Temporary over-indulgences in food and drink may affect a person's health and in turn the underwriting classification for a life insurance policy.
Not All Long-Term Care Coverage is Created Equally

Not all long-term care coverage is the same.  In fact, some policies and riders can be so complex and restrictive that clients end up with more hassle and less control than they bargained for.  Read More...

 

    

 

Raymond Nash

CEO & Principal

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Larry Rothstein,CLU,AEP
Senior Advisor
  
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Nicholas Bellon
Senior Advisor
    

Securities and Investment Advisory Services offered through M Holdings Securities, Inc.

A Registered Broker/Dealer, Member FINRA/SIPC

 

Cornerstone Consulting Group, LLC is independently owned and operated.