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April 9, 2018
Your weekly link to grown-up news and information from newspaper and
magazine publications, news organizations and web resources nationwide.

IN THIS ISSUE
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HEALTH:
Older Americans Are 'Hooked' on Vitamins: Sixty-eight percent of those 65 and older take vitamin supplements. Much of what we once believed about the benefits is wrong. Kaiser Health News, April 3.

The Most Common Knee Surgery for Seniors is Costly, And Usually a Waste: The knee surgery performed most commonly on seniors is repair of torn meniscus cartilage. CNBC, April 6.

7 Ways to Become a Lifelong Exerciser After 50: The key to becoming a lifelong exerciser has less to do with access to a gym and more to do with other factors that you can control. Next Avenue, 4/4. 
MEDICARE:
What to Consider When Shopping for Medicare Coverage: Six things to consider during fall open enrollment, which is Oct. 15 to Dec. 7. US News and World Report, April 5.

10 Things You Need to Know About Medicare: How to get the most out of this health insurance program for retirees. US News and World Report, April 3.

Medicare Advantage Plans Cleared To Go Beyond Medical Coverage - Even Groceries: Air conditioners for people with asthma, healthy groceries, rides to medical appointments and home-delivered meals may be among the new benefits added to Medicare Advantage coverage when new federal rules take effect next year. Kaiser Health News, April 3.
MONEY:
2 Free Tools That Will Help You Retire Richer: Next week is National Retirement Planning Week. Here are two steps you can take - and two free online tools you can use - to properly assess your retirement strategy. Money, April 5.

3 Costly Mistakes Seniors Must Avoid: One of these mistakes could mean you pay at least 10% more for Medicare coverage. The Motley Fool, April 6.

The Wrong Investments Are Sabotaging Your Retirement: If you're saving for retirement, most experts will tell you to leave your investments alone when markets are turbulent, provided you have your money in the right investments for you. CNBC, April 5.

5 Ways to Retire on Less Money: The only thing to give up is your old way of thinking. US News and World Report, April 5.

How to Save for Retirement Without a 401(k): When it comes to retirement saving, a 401(k) is often considered the gold standard. CNNMoney, April 5.  

How to Maximize Your 401(k) Match: Try these strategies to get the best possible employer contributions to your 401(k) plan. US News and World Report, April 3.  

4 Retirement Rules to Live By: You could lose 50% of your savings if you don't follow this rule for retirement account withdrawals. The Motley Fool, April 4.

8 Factors Retirees Should Consider Before Getting a Reverse Mortgage: A reverse mortgage can be a tool to provide cash in retirement, but it's important to proceed with caution. US News and World Report, 4/3.

The Smart Way To Get Guaranteed Income For Retirement: People have long been conflicted about annuities. On the one hand, they like the guaranteed lifetime income that only an annuity can provide. But they don't like having to give up access to their savings. Real Deal Retirement, April 4.

Retirement Obstacles to Overcome? Here's How to Live Comfortably Later in Life: The goal for many is quite simple: To live comfortably throughout retirement. USA Today, April 4.  

How Much Do I Need to Retire? A lot goes into figuring out how much money you need to retire, but one common piece of advice is that you need about $1 million - and some sources suggest even more. GoBankingRates.com, April 3.

Where Can I Find No-Risk Investments? I have money that I want to invest, but I also want to know that my principal will always be safe. So I'm looking for no-risk investments. Real Deal Retirement, April 2.

Downsize Your Required Minimum Distributions: A little proactive planning now to help minimize your RMDs in the future can save you thousands of dollars in retirement. Kiplinger, April 2.

Your Retirement Readiness Checklist: When you're mulling over your retirement readiness there's more to consider than your current retirement savings. Yahoo Finance, April 2.   
RETIREMENT:
5 Key Retirement Questions You Need To Answer When You're 50 Or Older: You should have a written retirement plan. It doesn't have to be hundreds of pages long, or even dozens of pages. But surveys show those who started with written plans were more satisfied in retirement than others. Forbes, April 3.

4 Things to Consider if You Retire Ahead of Your Spouse: Married couples don't always retire together. Here's what you need to know about leaving the workforce at separate times. The Motley Fool, April 2.

Can You Retire Comfortably If You Only Work a Part-Time Job? A part-time career means more free hours than a full-time gig, but it could lead to a stressful future. US News and World Report, April 6.

The Most Interesting Places to Retire in the U.S.: Many people want to stay mentally sharp and physically active and even work in retirement, and where you live will play a big role in that. Universities, sports, arts and music, recreation, history, diversity, nightlife - these places have it all. TheStreet, April 2. 
SOCIAL SECURITY:
3 Facts About Social Security Every Retiree Should Know: Find out one way you could lose benefits if you're not careful. The Motley Fool, April 2.

Social Security Survivors Benefit: Plan for Loss of a Spouse: Plot a Social Security claiming strategy now to ensure the surviving wife or husband will be eligible for the most Social Security income later. Kiplinger, April 4. 
LEGAL ISSUES:
What It Was Like to Finally Write My Will: And why you should write yours. The New York Times, April 3. 
CAREGIVING:
Caring for Elderly Parents Can Put a Dent in Your Budget: The biggest monthly expenses for caregivers are medicine and medical supplies ($273), food ($159) and personal-care items ($151). CNBC, April 4.

4 Tax Breaks If You're Caring for a Parent: These may help you share the cost of caregiving with Uncle Sam. Next Avenue, April 2.

When to Hire a Geriatric Care Manager for Your Parent: Getting answers to questions and having an advocate can be valuable. Next Avenue, April 6. 
TRAVEL:
How to Plan an International Trip During Retirement: With a few careful steps, you can plan an international trip in retirement that easily fits into your budget. US News and World Report, April 4.
WORK:
More Retirees Want a Side Gig. Here's How to Get One: Whether by choice of necessity, nearly three out of four Americans plan to work beyond traditional retirement age - at least on a part-time basis. CNBC, April 5.
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