CIU website logo
901 E. Saint Louis St
Ste 205
Springfield, MO 65806
Phone: 417-883-3277
Fax: 417-883-3393
Toll Free: 800-241-9759
SEPTEMBER 2018 NEWSLETTER
We want your POLLUTION and ENVIRONMENTAL risks!

Target classes include: 
Remedial Design Engineers, Environmental Lab Testing Consultants, Regulatory Compliance Consultants, Lead/Mold/Asbestos Testing Consultants, Industrial Hygiene Consultants, Waste Brokers, Asbestos/Mold/Lead Abatement Contractors, Tank Cleaning Contractors, Lab Packing/Drum Handling Contractors, Soil Remediation/Bioremediation Contractors, Environmental Drilling/Sampling Contractors, Fire and Water Restoration Contractors, and more
 
Let us handle the "dirty work!"
 
Send all your POLLUTION and ENVIRONMENTAL
submissions to newbusiness@ciusgf.com today!
USED AUTO DEALERS AND 
AUTO SERVICE/REPAIR RISKS!
Some of the unique classes we can consider are:
-Antique/Classic Auto Dealers & Restoration
-Auctions 
-Bedliner Installation 
-Car Washes
-Emergency Vehicle Sales & Service 
-Salvage Yards
-Horse Trailer Sales & Service 
-Mobile Mechanics/Roadside Assistance
-Motor Home Sales/Service
-Motorcycle/ATV Sales & Service 
-Valet Parking Services
-Parking & Storage Operations 
-RV/Travel Trailer Sales & Service 
-Van Conversion
AND MORE!
 
Call 800-241-9759 today to discuss your specific risk(s),
or send your submissions to newbusiness@ciusgf.com

'Tis the season for Fall Festivals and Attractions!
We can consider the following (and then some!):
• Amusement devices or rides
• Corn mazes
• Haunted Attractions
• Hayrides drawn by horse or tractor
• Parades
• Petting Zoos
• Picnic areas
• Play areas for children
• Pony Rides
• Pumpkin Sales
Send your submissions to newbusiness@ciusgf.com today!
Hard-to-Place Personal Lines
Do you have Personal Lines accounts that no longer qualify for your standard markets’ guidelines?   CIU can help! If you have risks that are:
-Too Old
-Too High (or Low) in Value
-Have Prior Claims
-Are Located in a PC 9/10
-Roof is Too Old
-No Central Heat/Air 
Send them to us!! ( personallines@ciusgf.com)
ON THE BOOKS
Commercial Lines:
Excavation Contractor- $1mil/$2mil Contractors Pollution. $1k dedt. Up to $1mil in gross receipts.  
Real Estate Agent, Residential Leasing, & Property Mgmt Services (including Vacation Rentals)- $500k/$500k Professional. $400k gross receipts.
Commercial Concrete Contractor- $500k/$1mil GL (w/ Blanket AI, WOS and Per Project Agg). $125k annual payroll.
Medical Equipment Manufacturers Representative- $1mil/$2mil GL and $1mil Excess (over GL, AL and EL). $1.75mil gross receipts.
Restaurant (w/ 1 apartment above)- $1mil/$2mil GL; $500k/$1mil Liquor Liab; $686k Prop TIV. $420k annual gross receipts (w/ 31% liquor sales).
Residential General Contractor- $1mil/$1mil GL. $3.5mil annual gross receipts/$1mil annual cost to insured subcontractors.
Taxicab- $100k/$300k/$100k Auto Liab; $100k UM/UIM; $3,500 Physical Damage (w/ $500k comp/coll dedts). 1 unit. Up to 300 mile radius. 
Cabinet Shop (w/ dust collection system)- $1.3mil Prop TIV w/ $2,500 aop/1% (subject to $5k min.) w/h dedts.
Life, Accident & Health Insurance Agency- $3mil E&O w/ $7,500 dedt.
Beauty Skin Product Distributor- $1mil/$2mil GL (excluding Products); $960k Prop TIV; $60k EDP. $1.9mil annual gross receipts.

Personal Lines:
HO3- Owner Occupied. $357k TIV. Prior fire loss.
HO3- Owner Occupied. $536k TIV. With business operations on premises.
HO3- Owner Occupied. $195k TIV. Prior fire loss.
HO8- Owner Occupied. $425k TIV. Several prior losses.
HO8- Owner Occupied. $306k TIV. Several prior water losses.

$1,180

$5,165

$3,820

$12,930

$8,450

$10,870

$3,890

$9,225

$8,875
$7,375



$2,875
$2,580
$1,415
$1,940
$1,895